County guide · Summit County, OH · 2027 plan year

Original Medicare vs Medicare Advantage in Summit County, OH

This guide lists 68 Medicare Advantage plans for 2027 in Summit County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.

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Plans
68
$0 premium
40 plans
Lowest in-network limit
$3,000
Highest in-network limit
$9,850

In most states, including Ohio, you cannot count on getting Medigap later

You can buy any Medigap plan with no health questions in the 6 months that start when you are 65 or older and have Part B. After that, a Medigap company in Ohio can ask about your health. It can say no, or it can charge you more. So if you join a Medicare Advantage plan now, you may not be able to get Medigap later.

One exception is the trial right. If you joined Medicare Advantage when you first got Medicare at 65, or you left a Medigap plan to try Medicare Advantage for the first time, you can switch back within 12 months. Then you can buy a Medigap plan with no health questions.

Read about Medigap rights on Medicare.gov

Yearly cost of each plan

Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.

PlanMonthly premiumsYearly limit on medical costsStarsPrior authorizationLight yearRegular yearHeavy year
Original Medicare with Medigap Plan Gand the lowest-cost drug planPart B $209.50 + Plan G + a drug plan from $5.30$292 Part B deductible, then Plan G paysNot ratedShort list of servicesWe have no checked Medigap price for this county yet. Check Medigap prices on Medicare.gov
DEVOTED GIVEBACK 003 OH (HMO)HMO from Devoted Health · Plan ID H2697-003 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $184.70 of Part B)$8,000 in network4 of 524 services$497$3,549$10,481
HealthSpring Preferred Savings (HMO)HMO from HealthSpring · Plan ID H0672-016 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $102 of Part B)$6,500 in network2.5 of 524 services$1,380$4,480$9,750
Aetna Medicare Signature Care (HMO-POS)HMO-POS from Aetna Medicare · Plan ID H0628-005 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$4,900 in network3.5 of 519 services$2,604$5,065$9,814
AARP Medicare Advantage Giveback from UHC OH-17 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-135 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $58 of Part B)$8,500 in network4 of 524 services$1,818$5,098$11,458
Perennial Advantage Freedom (HMO-POS)HMO-POS from Perennial Advantage · Plan ID H8797-003 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$4,900 in network; $4,900 in and out of networkNot enough data available19 services$2,564$5,177$8,154
Zing Elite Select OH (HMO)HMO from Zing Health · Plan ID H4624-037 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$5,500 in network3.5 of 521 services$2,529$5,194$10,414
Humana Essentials Plus Giveback (PPO)PPO from Humana · Plan ID H7617-144 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $124 of Part B)$9,850 in network; $14,800 in and out of network4.5 of 524 services$1,488$5,288$11,615
HumanaChoice Giveback H5216-481 (PPO)PPO from Humana · Plan ID H5216-481 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $123 of Part B)$9,850 in network; $14,800 in and out of network4 of 524 services$1,506$5,305$11,632
Aetna Medicare Signature (PPO)PPO from Aetna Medicare · Plan ID H5521-088 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$5,900 in network; $10,750 in and out of network4 of 519 services$2,564$5,326$10,814
DEVOTED GIVEBACK EXTRAS 026 OH (HMO)HMO from Devoted Health · Plan ID H2697-026 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $90 of Part B)$6,350 in network4 of 524 services$1,587$5,395$10,184
Anthem Extra Help (HMO-POS)HMO-POS from Anthem Blue Cross and Blue Shield · Plan ID H3655-041 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$7,350 in network3.5 of 523 services$2,574$5,463$10,284
Zing Select Care OH (HMO)HMO from Zing Health · Plan ID H4624-038 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$5,500 in network3.5 of 521 services$2,584$5,482$10,414
MedMutual Advantage Classic (HMO-POS)HMO-POS from Medical Mutual of Ohio · Plan ID H6723-001 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$5,500 in network3.5 of 517 services$2,619$5,569$10,414
AARP Medicare Advantage from UHC OH-18 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-201 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$4,900 in network4 of 524 services$2,514$5,671$9,814
HealthSpring Preferred (HMO)HMO from HealthSpring · Plan ID H0672-006 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$6,750 in network2.5 of 524 services$2,727$5,674$11,154
SummaCare Medicare Quartz (HMO)HMO from SummaCare Medicare Advantage Plans · Plan ID H3660-057 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$5,200 in network4 of 511 services$2,579$5,758$10,114
AARP Medicare Advantage Essentials from UHC OH-5 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-144 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$5,900 in network4 of 524 services$2,514$5,846$10,814
Humana Gold Plus H0292-004 (HMO-POS)HMO-POS from Humana · Plan ID H0292-004 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$4,200 in network4.5 of 524 services$2,614$5,887$9,114
SummaCare Medicare Topaz (HMO)HMO from SummaCare Medicare Advantage Plans · Plan ID H3660-050 · Medicare.govIts page is set for Cuyahoga County, OH$17 plan + Part B $209.50$4,650 in network4 of 511 services$2,783$5,922$9,768
DEVOTED CORE 022 OH (HMO)HMO from Devoted Health · Plan ID H2697-022 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$4,750 in network4 of 524 services$2,529$5,932$9,664
AARP Medicare Advantage Extras from UHC OH-10 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-131 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$7,150 in network4 of 524 services$2,514$5,943$12,064
Humana Gold Plus H6622-014 (HMO-POS)HMO-POS from Humana · Plan ID H6622-014 · Medicare.gov$0 plan + Part B $209.50$4,200 in network4 of 524 services$2,614$6,011$9,114
SummaCare Medicare Ruby (HMO)HMO from SummaCare Medicare Advantage Plans · Plan ID H3660-044 · Medicare.govIts page is set for Cuyahoga County, OH$55 plan + Part B $209.50$4,200 in network4 of 511 services$3,234$6,016$9,774
Anthem Medicare Advantage (HMO-POS)HMO-POS from Anthem Blue Cross and Blue Shield · Plan ID H3655-045 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$4,750 in network3.5 of 523 services$2,579$6,028$9,664
HumanaChoice R0110-016 (Regional PPO)Regional PPO from Humana · Plan ID R0110-016 · Medicare.govIts page is set for Cuyahoga County, OH$121 plan + Part B $209.50$7,150 in network; $10,750 in and out of network3.5 of 524 services$4,056$6,091$11,116
AARP Medicare Advantage Essentials from UHC OH-6 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-124 · Medicare.govIts page is set for Cuyahoga County, OH$49 plan + Part B $209.50$4,450 in network4 of 524 services$3,102$6,158$9,952
DEVOTED CORE 001 OH (HMO)HMO from Devoted Health · Plan ID H2697-001 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$4,900 in network4 of 524 services$2,559$6,177$9,814
Humana Gold Plus H6622-055 (HMO)HMO from Humana · Plan ID H6622-055 · Medicare.govIts page is set for Cuyahoga County, OH$27 plan + Part B $209.50$6,550 in network4 of 524 services$2,933$6,194$11,788
DEVOTED PREMIUM 002 OH (HMO)HMO from Devoted Health · Plan ID H2697-002 · Medicare.govIts page is set for Cuyahoga County, OH$31 plan + Part B $209.50$6,500 in network4 of 524 services$3,104$6,224$10,626
MedMutual Advantage Choice (HMO)HMO from Medical Mutual of Ohio · Plan ID H6723-002 · Medicare.govIts page is set for Cuyahoga County, OH$57 plan + Part B $209.50$4,450 in network3.5 of 517 services$3,293$6,229$10,048
SummaCare Medicare Sapphire (HMO-POS)HMO-POS from SummaCare Medicare Advantage Plans · Plan ID H3660-029 · Medicare.govIts page is set for Cuyahoga County, OH$85 plan + Part B $209.50$3,800 in network4 of 511 services$3,594$6,243$9,734
Aetna Medicare Premier (PPO)PPO from Aetna Medicare · Plan ID H5521-020 · Medicare.govIts page is set for Cuyahoga County, OH$105 plan + Part B $209.50$4,900 in network; $10,750 in and out of network4 of 519 services$3,824$6,246$10,954
DEVOTED CHOICE 001 OH (PPO)PPO from Devoted Health · Plan ID H2526-001 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$5,300 in network; $10,100 in and out of network4.5 of 524 services$2,554$6,282$10,214
HumanaChoice H5216-285 (PPO)PPO from Humana · Plan ID H5216-285 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$6,750 in network; $10,750 in and out of network4 of 524 services$2,604$6,342$11,664
HumanaChoice H7617-004 (PPO)PPO from Humana · Plan ID H7617-004 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$6,750 in network; $10,750 in and out of network4.5 of 524 services$2,604$6,342$11,664
The Health Plan SecureCare - Option II (HMO)HMO from The Health Plan · Plan ID H3672-013 · Medicare.govIts page is set for Cuyahoga County, OH$33 plan + Part B $209.50$7,500 in network3.5 of 517 services$3,045$6,346$12,250
DEVOTED CHOICE 003 OH (PPO)PPO from Devoted Health · Plan ID H2526-003 · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$5,300 in network; $10,100 in and out of network4.5 of 524 services$2,559$6,352$10,214
HealthSpring True Choice (PPO)PPO from HealthSpring · Plan ID H7849-015 · Medicare.govIts page is set for Cuyahoga County, OH$15 plan + Part B $209.50$8,850 in network; $13,300 in and out of network3 of 524 services$3,087$6,365$11,888
AARP Medicare Advantage from UHC OH-0001 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-051 · Medicare.govIts page is set for Cuyahoga County, OH$85 plan + Part B $209.50$4,200 in network4 of 524 services$3,534$6,410$10,134
MedMutual Advantage Plus (HMO)HMO from Medical Mutual of Ohio · Plan ID H6723-003 · Medicare.govIts page is set for Cuyahoga County, OH$92 plan + Part B $209.50$4,450 in network3.5 of 517 services$3,708$6,428$10,468
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-126 · Medicare.govIts page is set for Cuyahoga County, OH$59 plan + Part B $209.50$4,900 in network4 of 524 services$3,222$6,463$10,522
The Health Plan SecureChoice Optimum (PPO)PPO from The Health Plan · Plan ID H8604-014 · Medicare.govIts page is set for Cuyahoga County, OH$45 plan + Part B $209.50$7,000 in network; $9,550 in and out of network3 of 517 services$3,159$6,469$12,454
SummaCare Medicare Emerald (HMO-POS)HMO-POS from SummaCare Medicare Advantage Plans · Plan ID H3660-028 · Medicare.govIts page is set for Cuyahoga County, OH$159 plan + Part B $209.50$3,000 in network4 of 511 services$4,447$6,509$9,822
Anthem Medicare Advantage 4 (PPO)PPO from Anthem Blue Cross and Blue Shield · Plan ID H4036-017 · Medicare.govIts page is set for Cuyahoga County, OH$65 plan + Part B $209.50$7,150 in network; $10,750 in and out of network4.5 of 523 services$3,354$6,535$11,503
HumanaChoice H5216-106 (PPO)PPO from Humana · Plan ID H5216-106 · Medicare.govIts page is set for Cuyahoga County, OH$15 plan + Part B $209.50$5,300 in network; $10,100 in and out of network4 of 524 services$2,794$6,582$10,394
HumanaChoice H5216-023 (PPO)PPO from Humana · Plan ID H5216-023 · Medicare.govIts page is set for Cuyahoga County, OH$44 plan + Part B $209.50$6,000 in network; $10,000 in and out of network4 of 524 services$3,132$6,663$11,442
PrimeTime Health Plan Aultimate (HMO-POS)HMO-POS from PrimeTime Health Plan · Plan ID H3664-021 · Medicare.gov$0 plan + Part B $209.50$5,900 in network4.5 of 513 services$2,619$6,669$10,814
Humana Full Access (PPO)PPO from Humana · Plan ID H5525-042 · Medicare.govIts page is set for Cuyahoga County, OH$53 plan + Part B $209.50$9,850 in network; $9,850 in and out of network4 of 524 services$3,245$7,043$13,895
PrimeTime Health Plan Plus (HMO-POS)HMO-POS from PrimeTime Health Plan · Plan ID H3664-017 · Medicare.gov$115 plan + Part B $209.50$4,250 in network4.5 of 513 services$3,974$7,264$10,544
Anthem Medicare Advantage 3 (PPO)PPO from Anthem Blue Cross and Blue Shield · Plan ID H4036-025 · Medicare.govIts page is set for Cuyahoga County, OH$59 plan + Part B $209.50$7,150 in network; $10,750 in and out of network4.5 of 523 services$3,937$7,282$12,308
PrimeTime Health Plan Classic (HMO-POS)HMO-POS from PrimeTime Health Plan · Plan ID H3664-020 · Medicare.gov$69 plan + Part B $209.50$4,750 in network4.5 of 513 services$3,694$7,416$10,492
HumanaChoice H5525-030 (PPO)PPO from Humana · Plan ID H5525-030 · Medicare.govIts page is set for Cuyahoga County, OH$86 plan + Part B $209.50$4,450 in network; $4,450 in and out of network4 of 524 services$3,992$7,480$10,396
MedMutual Advantage Select (PPO)PPO from Medical Mutual of Ohio · Plan ID H4497-001 · Medicare.govIts page is set for Cuyahoga County, OH$55 plan + Part B $209.50$6,900 in network; $10,750 in and out of network4.5 of 517 services$3,889$7,806$12,474
MedMutual Advantage Preferred (PPO)PPO from Medical Mutual of Ohio · Plan ID H4497-002 · Medicare.govIts page is set for Cuyahoga County, OH$89 plan + Part B $209.50$5,900 in network; $10,100 in and out of network4.5 of 517 services$4,297$7,911$11,882
Anthem Medicare Advantage (Regional PPO)Regional PPO from Anthem Blue Cross and Blue Shield · Plan ID R5941-014 · Medicare.govIts page is set for Cuyahoga County, OH$106 plan + Part B $209.50$6,750 in network; $10,100 in and out of network3.5 of 523 services$4,501$8,029$12,844
MedMutual Advantage Premium (PPO)PPO from Medical Mutual of Ohio · Plan ID H4497-003 · Medicare.govIts page is set for Cuyahoga County, OH$168 plan + Part B $209.50$3,450 in network; $5,150 in and out of network4.5 of 517 services$5,245$8,436$10,380
AARP Medicare Advantage Patriot No Rx OH-MA2 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-244 · No drug coverage · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $200 of Part B)$8,900 in network4 of 524 services$402$8,546$28,530
Anthem Veteran (PPO)PPO from Anthem Blue Cross and Blue Shield · Plan ID H4036-022 · No drug coverage · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $184 of Part B)$5,900 in network; $8,950 in and out of network4.5 of 523 services$659$8,913$27,782
DEVOTED CHOICE MA ONLY 002 OH (PPO)PPO from Devoted Health · Plan ID H2526-002 · No drug coverage · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $184.70 of Part B)$9,250 in network; $13,900 in and out of network4.5 of 524 services$631$8,955$28,479
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H7617-073 · No drug coverage · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $185 of Part B)$7,900 in network; $13,900 in and out of network4.5 of 524 services$667$9,447$29,770
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-441 · No drug coverage · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $185 of Part B)$7,900 in network; $13,900 in and out of network4 of 524 services$667$9,447$29,770
Aetna Medicare Eagle Giveback (PPO)PPO from Aetna Medicare · Plan ID H5521-487 · No drug coverage · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $105 of Part B)$6,900 in network; $9,550 in and out of network4 of 519 services$1,582$9,506$28,570
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-218 · No drug coverage · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $110 of Part B)$7,900 in network; $13,900 in and out of network4 of 524 services$1,567$10,347$30,670
PrimeTime Health Plan Basic - MA Only (HMO-POS)HMO-POS from PrimeTime Health Plan · Plan ID H3664-014 · No drug coverage · Medicare.gov$0 plan + Part B $209.50 (the plan pays back $75 of Part B)$3,900 in network4.5 of 513 services$2,002$10,376$27,090
SummaCare Medicare Amber (HMO)HMO from SummaCare Medicare Advantage Plans · Plan ID H3660-058 · No drug coverage · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$3,450 in network4 of 511 services$2,882$10,611$27,540
HumanaChoice R0110-015 (Regional PPO)Regional PPO from Humana · Plan ID R0110-015 · No drug coverage · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $46 of Part B)$5,700 in network; $6,500 in and out of network3.5 of 524 services$2,335$10,711$29,238
The Health Plan SecureCare Integrity Plan 3 (HMO)HMO from The Health Plan · Plan ID H3672-014 · No drug coverage · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50 (the plan pays back $30 of Part B)$7,500 in network3.5 of 517 services$2,537$10,761$29,760
Anthem Veteran (Regional PPO)Regional PPO from Anthem Blue Cross and Blue Shield · Plan ID R5941-013 · No drug coverage · Medicare.govIts page is set for Cuyahoga County, OH$0 plan + Part B $209.50$6,100 in network; $8,400 in and out of network3.5 of 523 services$2,862$10,876$29,335

A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.

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Sources and method

Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. We do not have a Medigap price for Summit County, OH. So the Original Medicare total needs your own Medigap quote. You can look up prices for ZIP 44203 on Medicare.gov. Totals use typical Medicare-allowed amounts for each service and typical drug prices.

These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.

Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.

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