County guide · Stewart County, TN · 2027 plan year

Original Medicare vs Medicare Advantage in Stewart County, TN

This guide lists 34 Medicare Advantage plans for 2027 in Stewart County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.

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Plans
34
$0 premium
22 plans
Lowest in-network limit
$3,400
Highest in-network limit
$9,850

In most states, including Tennessee, you cannot count on getting Medigap later

You can buy any Medigap plan with no health questions in the 6 months that start when you are 65 or older and have Part B. After that, a Medigap company in Tennessee can ask about your health. It can say no, or it can charge you more. So if you join a Medicare Advantage plan now, you may not be able to get Medigap later.

One exception is the trial right. If you joined Medicare Advantage when you first got Medicare at 65, or you left a Medigap plan to try Medicare Advantage for the first time, you can switch back within 12 months. Then you can buy a Medigap plan with no health questions.

Read about Medigap rights on Medicare.gov

Yearly cost of each plan

Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.

PlanMonthly premiumsYearly limit on medical costsStarsPrior authorizationLight yearRegular yearHeavy year
Original Medicare with Medigap Plan Gand the lowest-cost drug planPart B $209.50 + Plan G + a drug plan from $5.30$292 Part B deductible, then Plan G paysNot ratedShort list of servicesWe have no checked Medigap price for this county yet. Check Medigap prices on Medicare.gov
Humana Value Plus H5216-180 (PPO)PPO from Humana · Plan ID H5216-180 · Medicare.govIts page is set for Shelby County, TN$13.70 plan + Part B $209.50$5,400 in network; $7,400 in and out of network4 of 524 services$2,748$3,718$8,078
Humana Value Plus H7617-088 (PPO)PPO from Humana · Plan ID H7617-088 · Medicare.govIts page is set for Shelby County, TN$13.70 plan + Part B $209.50$5,400 in network; $7,400 in and out of network4.5 of 524 services$2,748$3,718$8,078
DEVOTED CHOICE GIVEBACK 005 TN (PPO)PPO from Devoted Health · Plan ID H9231-005 · Medicare.govIts page is set for Davidson County, TN$0 plan + Part B $209.50 (the plan pays back $174.70 of Part B)$9,350 in network; $11,050 in and out of network3.5 of 524 services$747$3,765$10,118
BlueAdvantage Extra (PPO)PPO from BlueCross BlueShield of Tennessee · Plan ID H7917-041 · Medicare.govIts page is set for Shelby County, TN$13 plan + Part B $209.50$7,150 in network; $10,750 in and out of network3.5 of 522 services$2,755$3,795$7,475
DEVOTED CHOICE GIVEBACK 020 TN (PPO)PPO from Devoted Health · Plan ID H7028-020 · Medicare.govIts page is set for Davidson County, TN$0 plan + Part B $209.50 (the plan pays back $190 of Part B)$9,850 in network; $14,800 in and out of network4.5 of 524 services$447$4,209$10,071
DEVOTED GIVEBACK 008 TN (HMO)HMO from Devoted Health · Plan ID H7605-008 · Medicare.govIts page is set for Davidson County, TN$0 plan + Part B $209.50 (the plan pays back $123.30 of Part B)$9,500 in network3.5 of 524 services$1,247$4,293$11,121
AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-121 · Medicare.govIts page is set for Shelby County, TN$0 plan + Part B $209.50 (the plan pays back $103 of Part B)$7,150 in network4 of 524 services$1,278$4,692$10,828
Humana Gold Plus H4461-025 (HMO)HMO from Humana · Plan ID H4461-025 · Medicare.govIts page is set for Shelby County, TN$0 plan + Part B $209.50$7,150 in network4.5 of 524 services$2,579$5,139$10,244
Aetna Medicare Value Plus (HMO)HMO from Aetna Medicare · Plan ID H3146-012 · Medicare.govIts page is set for Shelby County, TN$0 plan + Part B $209.50$6,750 in network3.5 of 519 services$2,599$5,206$11,223
HealthSpring Preferred (HMO)HMO from HealthSpring · Plan ID H4513-049 · Medicare.govIts page is set for Cumberland County, TN$0 plan + Part B $209.50$5,550 in network3.5 of 524 services$2,584$5,454$10,379
DEVOTED CHOICE GIVEBACK EXTRAS 042 TN (PPO)PPO from Devoted Health · Plan ID H7028-042 · Medicare.govIts page is set for Davidson County, TN$0 plan + Part B $209.50 (the plan pays back $70 of Part B)$7,400 in network; $12,400 in and out of network4.5 of 524 services$1,845$5,638$11,474
BlueAdvantage Garnet (PPO)PPO from BlueCross BlueShield of Tennessee · Plan ID H7917-032 · Medicare.govIts page is set for Davidson County, TN$0 plan + Part B $209.50$7,145 in network; $10,750 in and out of network3.5 of 522 services$2,603$5,670$11,082
Aetna Medicare Signature (PPO)PPO from Aetna Medicare · Plan ID H5521-254 · Medicare.govIts page is set for Wilson County, TN$0 plan + Part B $209.50$9,850 in network; $10,850 in and out of network4 of 519 services$2,610$5,956$11,845
HealthSpring Premier (HMO-POS)HMO-POS from HealthSpring · Plan ID H4513-036 · Medicare.govIts page is set for Shelby County, TN$50 plan + Part B $209.50$6,150 in network3.5 of 524 services$3,189$6,069$10,629
DEVOTED CORE 007 TN (HMO)HMO from Devoted Health · Plan ID H7605-007 · Medicare.govIts page is set for Davidson County, TN$0 plan + Part B $209.50$6,400 in network3.5 of 524 services$2,544$6,072$11,314
Aetna Medicare Signature Extra (PPO)PPO from Aetna Medicare · Plan ID H5521-501 · Medicare.govIts page is set for Shelby County, TN$29 plan + Part B $209.50$9,850 in network; $10,850 in and out of network4 of 519 services$2,948$6,129$11,803
Wellpoint Extra Help (HMO-POS)HMO-POS from Wellpoint · Plan ID H5828-008 · Medicare.govIts page is set for Shelby County, TN$13.70 plan + Part B $209.50$9,000 in network3 of 523 services$2,743$6,198$10,853
Wellpoint Medicare Advantage 2 (HMO-POS)HMO-POS from Wellpoint · Plan ID H5828-016 · Medicare.govIts page is set for Sullivan County, TN$0 plan + Part B $209.50$7,125 in network3 of 523 services$2,589$6,223$12,039
DEVOTED CHOICE 026 TN (PPO)PPO from Devoted Health · Plan ID H7028-026 · Medicare.govIts page is set for Davidson County, TN$0 plan + Part B $209.50$5,700 in network; $10,750 in and out of network4.5 of 524 services$2,606$6,360$10,614
DEVOTED CHOICE 015 TN (PPO)PPO from Devoted Health · Plan ID H9231-015 · Medicare.govIts page is set for Davidson County, TN$0 plan + Part B $209.50$6,400 in network; $8,950 in and out of network3.5 of 524 services$2,657$6,492$11,314
Wellpoint Medicare Advantage (HMO-POS)HMO-POS from Wellpoint · Plan ID H5828-013 · Medicare.govIts page is set for Shelby County, TN$40 plan + Part B $209.50$6,750 in network; $10,100 in and out of network3 of 523 services$3,069$6,700$11,919
HealthSpring True Choice (PPO)PPO from HealthSpring · Plan ID H7849-153 · Medicare.govIts page is set for Shelby County, TN$0 plan + Part B $209.50$9,850 in network; $14,800 in and out of network3 of 524 services$3,229$6,786$12,124
AARP Medicare Advantage from UHC TN-0006 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-084 · Medicare.govIts page is set for Davidson County, TN$78 plan + Part B $209.50$6,300 in network4 of 524 services$3,450$6,886$12,150
BlueAdvantage Ruby (PPO)PPO from BlueCross BlueShield of Tennessee · Plan ID H7917-013 · Medicare.govIts page is set for Davidson County, TN$116 plan + Part B $209.50$4,450 in network; $6,700 in and out of network3.5 of 522 services$3,970$6,921$10,756
HumanaChoice H5216-097 (PPO)PPO from Humana · Plan ID H5216-097 · Medicare.govIts page is set for Shelby County, TN$85 plan + Part B $209.50$9,100 in network; $13,300 in and out of network4 of 524 services$4,249$7,084$12,579
BlueAdvantage Diamond (PPO)PPO from BlueCross BlueShield of Tennessee · Plan ID H7917-009 · Medicare.govIts page is set for Shelby County, TN$161 plan + Part B $209.50$4,450 in network; $6,700 in and out of network3.5 of 522 services$4,501$7,214$11,056
HumanaChoice R0110-018 (Regional PPO)Regional PPO from Humana · Plan ID R0110-018 · Medicare.govIts page is set for Shelby County, TN$124 plan + Part B $209.50$7,000 in network; $9,800 in and out of network3.5 of 524 services$4,487$7,505$12,669
Humana USAA Honor Giveback (HMO)HMO from Humana · Plan ID H4461-004 · No drug coverage · Medicare.govIts page is set for Shelby County, TN$0 plan + Part B $209.50 (the plan pays back $160 of Part B)$3,750 in network4.5 of 524 services$972$8,771$25,920
AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-113 · No drug coverage · Medicare.govIts page is set for Shelby County, TN$0 plan + Part B $209.50 (the plan pays back $165 of Part B)$4,450 in network4 of 524 services$822$8,841$26,560
HealthSpring Courage (HMO)HMO from HealthSpring · Plan ID H4513-033 · No drug coverage · Medicare.govIts page is set for Shelby County, TN$0 plan + Part B $209.50 (the plan pays back $120 of Part B)$3,900 in network3.5 of 524 services$1,457$9,276$26,550
BlueAdvantage Freedom (PPO)PPO from BlueCross BlueShield of Tennessee · Plan ID H7917-039 · No drug coverage · Medicare.govIts page is set for Shelby County, TN$0 plan + Part B $209.50 (the plan pays back $70 of Part B)$4,450 in network; $6,700 in and out of network3.5 of 522 services$2,037$9,611$27,495
Aetna Medicare Eagle (PPO)PPO from Aetna Medicare · Plan ID H5521-279 · No drug coverage · Medicare.govIts page is set for Shelby County, TN$0 plan + Part B $209.50 (the plan pays back $100 of Part B)$9,850 in network; $10,850 in and out of network4 of 519 services$1,677$9,919$29,489
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-235 · No drug coverage · Medicare.govIts page is set for Shelby County, TN$0 plan + Part B $209.50 (the plan pays back $50 of Part B)$3,400 in network; $6,300 in and out of network4 of 524 services$2,292$10,231$26,890
HumanaChoice R0110-017 (Regional PPO)Regional PPO from Humana · Plan ID R0110-017 · No drug coverage · Medicare.govIts page is set for Shelby County, TN$0 plan + Part B $209.50$4,650 in network; $9,350 in and out of network3.5 of 524 services$2,882$10,671$28,740

A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.

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Sources and method

Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. We do not have a Medigap price for Stewart County, TN. So the Original Medicare total needs your own Medigap quote. You can look up prices for ZIP 37058 on Medicare.gov. Totals use typical Medicare-allowed amounts for each service and typical drug prices.

These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.

Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.

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