County guide · St. Charles Parish, LA · 2027 plan year
Original Medicare vs Medicare Advantage in St. Charles Parish, LA
This guide lists 32 Medicare Advantage plans for 2027 in St. Charles Parish, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.
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- Plans
- 32
- $0 premium
- 23 plans
- Lowest in-network limit
- $2,875
- Highest in-network limit
- $9,850
In most states, including Louisiana, you cannot count on getting Medigap later
You can buy any Medigap plan with no health questions in the 6 months that start when you are 65 or older and have Part B. After that, a Medigap company in Louisiana can ask about your health. It can say no, or it can charge you more. So if you join a Medicare Advantage plan now, you may not be able to get Medigap later. Louisiana’s birthday rule helps only people who already have Medigap, not people who leave Medicare Advantage.
One exception is the trial right. If you joined Medicare Advantage when you first got Medicare at 65, or you left a Medigap plan to try Medicare Advantage for the first time, you can switch back within 12 months. Then you can buy a Medigap plan with no health questions.
Read about Medigap rights on Medicare.govYearly cost of each plan
Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.
| Plan | Monthly premiums | Yearly limit on medical costs | Stars | Prior authorization | Light year | Regular year | Heavy year |
|---|---|---|---|---|---|---|---|
| Original Medicare with Medigap Plan Gand the lowest-cost drug plan | Part B $209.50 + Plan G + a drug plan from $5.30 | $292 Part B deductible, then Plan G pays | Not rated | Short list of services | We have no checked Medigap price for this county yet. Check Medigap prices on Medicare.gov | ||
| DEVOTED CHOICE GIVEBACK 006 LA (PPO)PPO from Devoted Health · Plan ID H7766-006 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 (the plan pays back $184.70 of Part B) | $9,850 in network; $14,500 in and out of network | Plan too new to be measured | 24 services | $394 | $3,243 | $9,141 |
| Humana Value Plus H7617-081 (PPO)PPO from Humana · Plan ID H7617-081 · Medicare.govIts page is set for Jefferson Parish, LA | $17 plan + Part B $209.50 | $6,850 in network; $10,750 in and out of network | 4.5 of 5 | 24 services | $2,798 | $4,099 | $8,435 |
| Humana LCMC Advantage H1951-051 (HMO)HMO from Humana · Plan ID H1951-051 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 (the plan pays back $51 of Part B) | $2,875 in network | 4.5 of 5 | 24 services | $1,972 | $4,262 | $7,177 |
| Humana Select Partner Plan (HMO)HMO from Humana · Plan ID H1951-038 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 (the plan pays back $39 of Part B) | $2,900 in network | 4.5 of 5 | 24 services | $2,121 | $4,436 | $7,346 |
| Aetna Medicare Signature Giveback (PPO)PPO from Aetna Medicare · Plan ID H5521-476 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 (the plan pays back $73 of Part B) | $7,150 in network; $10,750 in and out of network | 4 of 5 | 19 services | $1,688 | $4,523 | $9,953 |
| Peoples Health Medicare Advantage Giveback LA-4 (HMO-POS)HMO-POS from Peoples Health · Plan ID H1961-020 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 (the plan pays back $105 of Part B) | $7,150 in network | 3.5 of 5 | 24 services | $1,254 | $4,811 | $10,804 |
| Aetna Medicare Signature Care (HMO)HMO from Aetna Medicare · Plan ID H3239-022 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 | $6,750 in network | 3.5 of 5 | 19 services | $2,574 | $5,005 | $10,874 |
| Peoples Health Choices 65 (HMO-POS)HMO-POS from Peoples Health · Plan ID H1961-014 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 (the plan pays back $25 of Part B) | $3,900 in network | 3.5 of 5 | 24 services | $2,214 | $5,035 | $7,994 |
| Aetna Medicare Signature Extra Plus (PPO)PPO from Aetna Medicare · Plan ID H5521-233 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 | $7,150 in network; $10,750 in and out of network | 4 of 5 | 19 services | $2,564 | $5,141 | $9,774 |
| Blue adVantage Reliance (HMO-POS)HMO-POS from Blue Cross and Blue Shield of Louisiana · Plan ID H6453-017 · Medicare.govIts page is set for Jefferson Parish, LA | $17 plan + Part B $209.50 | $4,100 in network | 3.5 of 5 | 22 services | $2,793 | $5,213 | $9,218 |
| Blue adVantage Classic (HMO-POS)HMO-POS from Blue Cross and Blue Shield of Louisiana · Plan ID H6453-013 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 | $5,900 in network | 3.5 of 5 | 22 services | $2,639 | $5,239 | $10,229 |
| Aetna Medicare Signature Care (PPO)PPO from Aetna Medicare · Plan ID H5521-365 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 | $7,150 in network; $10,750 in and out of network | 4 of 5 | 19 services | $2,574 | $5,324 | $10,101 |
| Humana Gold Plus H1951-059 (HMO)HMO from Humana · Plan ID H1951-059 · Medicare.govIts page is set for Jefferson Parish, LA | $19.90 plan + Part B $209.50 | $3,500 in network | 4.5 of 5 | 24 services | $2,828 | $5,329 | $8,653 |
| Humana Gold Plus H1951-047 (HMO)HMO from Humana · Plan ID H1951-047 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 | $4,200 in network | 4.5 of 5 | 24 services | $2,594 | $5,407 | $9,114 |
| Aetna Medicare Value Care (PPO)PPO from Aetna Medicare · Plan ID H5521-326 · Medicare.govIts page is set for Jefferson Parish, LA | $6 plan + Part B $209.50 | $6,750 in network; $10,100 in and out of network | 4 of 5 | 19 services | $2,636 | $5,529 | $10,126 |
| DEVOTED CHOICE GIVEBACK EXTRAS 028 LA (PPO)PPO from Devoted Health · Plan ID H7766-028 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 (the plan pays back $70 of Part B) | $6,600 in network; $10,150 in and out of network | Plan too new to be measured | 24 services | $1,860 | $5,541 | $10,674 |
| Wellcare Giveback (HMO-POS)HMO-POS from Wellcare · Plan ID H2491-031 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 (the plan pays back $63 of Part B) | $9,250 in network | 3.5 of 5 | 20 services | $1,838 | $5,668 | $11,618 |
| Aetna Medicare Value Plus (PPO)PPO from Aetna Medicare · Plan ID H5521-646 · Medicare.govIts page is set for Orleans Parish, LA | $25 plan + Part B $209.50 | $9,850 in network; $14,800 in and out of network | 4 of 5 | 19 services | $2,854 | $5,757 | $11,139 |
| DEVOTED CHOICE 005 LA (PPO)PPO from Devoted Health · Plan ID H7766-005 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 | $3,900 in network; $6,300 in and out of network | Plan too new to be measured | 24 services | $2,544 | $5,782 | $8,814 |
| Blue adVantage Liberty (PPO)PPO from Blue Cross and Blue Shield of Louisiana · Plan ID H1248-007 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 | $7,151 in network; $11,300 in and out of network | 4.5 of 5 | 22 services | $3,229 | $5,976 | $11,702 |
| Wellcare Assist (HMO-POS)HMO-POS from Wellcare · Plan ID H2491-010 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 | $5,400 in network | 3.5 of 5 | 20 services | $2,564 | $6,274 | $10,314 |
| Wellcare Simple (HMO-POS)HMO-POS from Wellcare · Plan ID H2491-028 · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 | $7,500 in network | 3.5 of 5 | 20 services | $2,559 | $6,294 | $11,554 |
| HumanaChoice H5216-064 (PPO)PPO from Humana · Plan ID H5216-064 · Medicare.govIts page is set for Jefferson Parish, LA | $54 plan + Part B $209.50 | $6,700 in network; $10,000 in and out of network | 4 of 5 | 24 services | $3,877 | $6,763 | $12,262 |
| Blue adVantage Platinum (HMO-POS)HMO-POS from Blue Cross and Blue Shield of Louisiana · Plan ID H6453-018 · Medicare.govIts page is set for Jefferson Parish, LA | $249 plan + Part B $209.50 | $3,500 in network | 3.5 of 5 | 22 services | $5,567 | $7,632 | $11,402 |
| Blue adVantage Premier (PPO)PPO from Blue Cross and Blue Shield of Louisiana · Plan ID H1248-004 · Medicare.govIts page is set for Jefferson Parish, LA | $175 plan + Part B $209.50 | $4,000 in network; $6,200 in and out of network | 4.5 of 5 | 22 services | $5,329 | $7,699 | $11,014 |
| Peoples Health Medicare Advantage Patriot No Rx LA (HMO-POS)HMO-POS from Peoples Health · Plan ID H1961-026 · No drug coverage · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 (the plan pays back $200 of Part B) | $6,700 in network | 3.5 of 5 | 24 services | $402 | $8,136 | $26,725 |
| Humana Full Access (Regional PPO)Regional PPO from Humana · Plan ID R0110-003 · Medicare.govIts page is set for Jefferson Parish, LA | $212 plan + Part B $209.50 | $3,800 in network; $5,500 in and out of network | 3.5 of 5 | 24 services | $5,773 | $8,223 | $11,258 |
| Humana USAA Honor Giveback (HMO)HMO from Humana · Plan ID H1951-060 · No drug coverage · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 (the plan pays back $195 of Part B) | $4,900 in network | 4.5 of 5 | 24 services | $557 | $8,536 | $26,650 |
| Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-201 · No drug coverage · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 (the plan pays back $156 of Part B) | $4,900 in network; $8,950 in and out of network | 4 of 5 | 24 services | $1,015 | $8,998 | $27,118 |
| Aetna Medicare Eagle Plus Giveback (PPO)PPO from Aetna Medicare · Plan ID H5521-235 · No drug coverage · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 (the plan pays back $100 of Part B) | $6,750 in network; $10,100 in and out of network | 4 of 5 | 19 services | $1,652 | $9,446 | $27,805 |
| Wellcare Patriot Giveback (HMO-POS)HMO-POS from Wellcare · Plan ID H2491-030 · No drug coverage · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 (the plan pays back $125 of Part B) | $7,900 in network | 3.5 of 5 | 20 services | $1,377 | $9,711 | $29,340 |
| HumanaChoice R0110-001 (Regional PPO)Regional PPO from Humana · Plan ID R0110-001 · No drug coverage · Medicare.govIts page is set for Jefferson Parish, LA | $0 plan + Part B $209.50 | $9,000 in network; $11,100 in and out of network | 3.5 of 5 | 24 services | $3,517 | $11,134 | $27,577 |
A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.
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Sources and method
Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. We do not have a Medigap price for St. Charles Parish, LA. So the Original Medicare total needs your own Medigap quote. You can look up prices for ZIP 70070 on Medicare.gov. Totals use typical Medicare-allowed amounts for each service and typical drug prices.
- Medigap prices for ZIP 70070 on Medicare.gov
- CMS Plan Benefit Package files, 2027
- CMS 2027 landscape files (premiums and limits)
- CMS 2027 plan crosswalk
- CMS 2027 Star Ratings
- 2026 Medicare Trustees Report: projected 2027 Part A and Part B amounts (Tables V.E1 and V.E2)
- CMS 2026 Part A and Part B amounts
- Medicare.gov: Medigap guaranteed issue rights
These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.
Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.