County guide · Rockland County, NY · 2027 plan year

Original Medicare vs Medicare Advantage in Rockland County, NY

This guide lists 26 Medicare Advantage plans for 2027 in Rockland County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.

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Plans
26
$0 premium
12 plans
Lowest in-network limit
$4,950
Highest in-network limit
$9,850

In New York, you can go back to Medigap later

New York requires Medigap companies to sell you a plan at any time of year, and your health does not change the price. So you can try Medicare Advantage and go back to Original Medicare with Medigap later.

Read about Medigap rights on Medicare.gov

Yearly cost of each plan

Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.

PlanMonthly premiumsYearly limit on medical costsStarsPrior authorizationLight yearRegular yearHeavy year
Original Medicare with Medigap Plan Gand the lowest-cost drug planPart B $209.50 + Plan G from $336 + a drug plan from $37.30$292 Part B deductible, then Plan G paysNot ratedShort list of services$7,289$9,464$9,689
VNS Health EasyCare (HMO)HMO from VNS Health Medicare · Plan ID H5549-012 · Medicare.govIts page is set for Kings County, NY$25 plan + Part B $209.50$9,850 in network4 of 521 services$2,889$5,096$11,034
Healthfirst Increased Benefits Plan (HMO)HMO from Healthfirst Medicare Plan · Plan ID H3359-019 · Medicare.govIts page is set for Kings County, NY$17.10 plan + Part B $209.50$9,850 in network3.5 of 523 services$2,759$5,217$10,514
Wellcare Fidelis Assist (HMO-POS)HMO-POS from Wellcare · Plan ID H5599-002 · Medicare.govIts page is set for Kings County, NY$0 plan + Part B $209.50$9,850 in network3 of 520 services$2,579$5,839$11,164
Anthem Medicare Advantage 2 (HMO-POS)HMO-POS from Anthem Blue Cross and Blue Shield HP · Plan ID H6988-010 · Medicare.govIts page is set for Westchester County, NY$29 plan + Part B $209.50$6,750 in network5 of 523 services$2,952$6,090$11,416
Wellcare Assist Open (PPO)PPO from Wellcare · Plan ID H2775-113 · Medicare.govIts page is set for Kings County, NY$0 plan + Part B $209.50$9,850 in network; $14,800 in and out of network3 of 520 services$2,584$6,159$11,914
AARP Medicare Advantage from UHC NY-34 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H3379-059 · Medicare.govIts page is set for Westchester County, NY$39 plan + Part B $209.50$8,900 in network3.5 of 524 services$2,982$6,187$12,262
Aetna Medicare Enhanced (HMO-POS)HMO-POS from Aetna Medicare · Plan ID H3312-018 · Medicare.govIts page is set for Westchester County, NY$69 plan + Part B $209.50$9,850 in network3 of 519 services$3,382$6,320$11,622
Wellcare Giveback Open (PPO)PPO from Wellcare · Plan ID H2775-111 · Medicare.govIts page is set for Kings County, NY$0 plan + Part B $209.50 (the plan pays back $37 of Part B)$9,850 in network; $14,800 in and out of network3 of 520 services$2,422$6,384$12,033
Healthfirst Signature (HMO)HMO from Healthfirst Medicare Plan · Plan ID H1722-002 · Medicare.govIts page is set for Westchester County, NY$92 plan + Part B $209.50$9,850 in network2.5 of 523 services$3,658$6,388$11,921
MVP Medicare Complete Wellness with Part D (PPO)PPO from MVP HEALTH CARE · Plan ID H9615-023 · Medicare.govIts page is set for Westchester County, NY$54 plan + Part B $209.50$9,850 in network; $14,800 in and out of network3.5 of 524 services$3,262$6,466$12,592
Anthem Medicare Advantage (HMO-POS)HMO-POS from Anthem Blue Cross and Blue Shield HP · Plan ID H8432-009 · Medicare.govIts page is set for Westchester County, NY$59 plan + Part B $209.50$8,000 in network3 of 523 services$3,307$6,492$11,866
Wellcare Fidelis Simple (HMO-POS)HMO-POS from Wellcare · Plan ID H5599-004 · Medicare.govIts page is set for Kings County, NY$0 plan + Part B $209.50$9,850 in network3 of 520 services$2,980$6,566$12,116
Aetna Medicare Elite (PPO)PPO from Aetna Medicare · Plan ID H5521-120 · Medicare.govIts page is set for Kings County, NY$0 plan + Part B $209.50$9,850 in network; $14,800 in and out of network4 of 519 services$3,229$6,567$12,551
Aetna Medicare Enhanced (PPO)PPO from Aetna Medicare · Plan ID H5521-121 · Medicare.govIts page is set for Bronx County, NY$101 plan + Part B $209.50$9,850 in network; $14,800 in and out of network4 of 519 services$3,766$6,774$12,771
Wellcare Simple Open (PPO)PPO from Wellcare · Plan ID H2775-106 · Medicare.govIts page is set for Kings County, NY$0 plan + Part B $209.50$9,850 in network; $14,800 in and out of network3 of 520 services$2,863$6,799$12,827
MVP Medicare Secure Plus with Part D (HMO-POS)HMO-POS from MVP HEALTH CARE · Plan ID H3305-022 · Medicare.govIts page is set for Westchester County, NY$165 plan + Part B $209.50$6,000 in network3.5 of 524 services$4,554$7,010$12,234
AARP Medicare Advantage from UHC NY-0013 (PPO)PPO from UnitedHealthcare · Plan ID H3418-002 · Medicare.govIts page is set for Westchester County, NY$49 plan + Part B $209.50$9,500 in network; $14,800 in and out of network3 of 524 services$3,817$7,203$13,183
HumanaChoice H5970-029 (PPO)PPO from Humana · Plan ID H5970-029 · Medicare.govIts page is set for Erie County, NY$65 plan + Part B $209.50$9,250 in network; $14,800 in and out of network3 of 524 services$3,374$7,337$14,389
Aetna Medicare Elite Extra (PPO)PPO from Aetna Medicare · Plan ID H5521-699 · Medicare.govIts page is set for Westchester County, NY$59 plan + Part B $209.50$9,850 in network; $14,800 in and out of network4 of 519 services$3,937$7,601$11,961
Healthfirst Signature (PPO)PPO from Healthfirst Medicare Plan · Plan ID H9678-002 · Medicare.govIts page is set for Kings County, NY$155 plan + Part B $209.50$9,850 in network; $14,800 in and out of network3 of 523 services$4,839$7,717$12,877
Anthem Veteran 2 (HMO-POS)HMO-POS from Anthem Blue Cross and Blue Shield HP · Plan ID H6988-008 · No drug coverage · Medicare.govIts page is set for Kings County, NY$0 plan + Part B $209.50 (the plan pays back $125 of Part B)$6,800 in network5 of 523 services$1,382$9,556$28,725
Aetna Medicare Eagle Giveback (PPO)PPO from Aetna Medicare · Plan ID H5521-320 · No drug coverage · Medicare.govIts page is set for Kings County, NY$0 plan + Part B $209.50 (the plan pays back $80 of Part B)$9,850 in network; $14,800 in and out of network4 of 519 services$1,882$9,696$28,750
AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H3379-060 · No drug coverage · Medicare.govIts page is set for Kings County, NY$0 plan + Part B $209.50 (the plan pays back $125 of Part B)$7,150 in network3.5 of 524 services$1,302$9,741$29,740
Wellcare Fidelis Patriot Simple (HMO-POS)HMO-POS from Wellcare · Plan ID H5599-010 · No drug coverage · Medicare.govIts page is set for Kings County, NY$0 plan + Part B $209.50$9,850 in network3 of 520 services$2,847$10,286$29,325
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5970-016 · No drug coverage · Medicare.govIts page is set for Kings County, NY$0 plan + Part B $209.50 (the plan pays back $110 of Part B)$4,950 in network; $8,950 in and out of network3 of 524 services$1,572$10,616$27,720
MVP Medicare Preferred Gold without Part D (HMO-POS)HMO-POS from MVP HEALTH CARE · Plan ID H3305-020 · No drug coverage · Medicare.govIts page is set for Westchester County, NY$0 plan + Part B $209.50$7,200 in network3.5 of 524 services$2,882$10,671$29,505

Original Medicare totals use the lowest Plan G price that New York Department of Financial Services, community rated Medicare Supplement premiums (in effect as of October 1, 2026) lists for a 65-year-old woman who does not use tobacco, $336 a month. A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.

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Sources and method

Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. Medigap prices come from New York Department of Financial Services, community rated Medicare Supplement premiums (in effect as of October 1, 2026), pulled 2026-10-13. They are for the price area that includes ZIP 10980. Totals use typical Medicare-allowed amounts for each service and typical drug prices.

These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.

Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.

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