County guide · Panola County, MS · 2027 plan year

Original Medicare vs Medicare Advantage in Panola County, MS

This guide lists 30 Medicare Advantage plans for 2027 in Panola County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.

Text us about your choice

Pinnie Direct is a free text line. Pinnie does not sell plans.

Plans
30
$0 premium
23 plans
Lowest in-network limit
$3,800
Highest in-network limit
$9,850

In most states, including Mississippi, you cannot count on getting Medigap later

You can buy any Medigap plan with no health questions in the 6 months that start when you are 65 or older and have Part B. After that, a Medigap company in Mississippi can ask about your health. It can say no, or it can charge you more. So if you join a Medicare Advantage plan now, you may not be able to get Medigap later.

One exception is the trial right. If you joined Medicare Advantage when you first got Medicare at 65, or you left a Medigap plan to try Medicare Advantage for the first time, you can switch back within 12 months. Then you can buy a Medigap plan with no health questions.

Read about Medigap rights on Medicare.gov

Yearly cost of each plan

Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.

PlanMonthly premiumsYearly limit on medical costsStarsPrior authorizationLight yearRegular yearHeavy year
Original Medicare with Medigap Plan Gand the lowest-cost drug planPart B $209.50 + Plan G + a drug plan from $5.30$292 Part B deductible, then Plan G paysNot ratedShort list of servicesWe have no checked Medigap price for this county yet. Check Medigap prices on Medicare.gov
Healthy Mississippi Premier Advantage (HMO-POS)HMO-POS from Healthy Mississippi, Inc. · Plan ID H8879-001 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50$4,200 in networkNot enough data available17 services$2,514$3,169$5,049
Healthy Mississippi Preferred (PPO)PPO from Healthy Mississippi, Inc. · Plan ID H1823-001 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50$4,200 in network; $6,700 in and out of networkPlan too new to be measured17 services$2,559$3,209$5,039
DEVOTED CHOICE GIVEBACK 002 MS (PPO)PPO from Devoted Health · Plan ID H7355-002 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50 (the plan pays back $164.40 of Part B)$9,850 in network; $13,900 in and out of network4 of 524 services$759$3,727$10,563
Humana Value Plus H5216-160 (PPO)PPO from Humana · Plan ID H5216-160 · Medicare.govIts page is set for Harrison County, MS$6.30 plan + Part B $209.50$8,600 in network; $13,800 in and out of network4 of 524 services$2,655$3,910$8,517
Humana Value Plus H7617-087 (PPO)PPO from Humana · Plan ID H7617-087 · Medicare.govIts page is set for Harrison County, MS$6.30 plan + Part B $209.50$8,600 in network; $13,800 in and out of network4.5 of 524 services$2,655$3,910$8,517
Aetna Medicare Signature (HMO)HMO from Aetna Medicare · Plan ID H3239-014 · Medicare.govIts page is set for Lee County, MS$0 plan + Part B $209.50$7,150 in network3.5 of 519 services$2,564$5,010$10,889
Humana Gold Plus H1036-327 (HMO)HMO from Humana · Plan ID H1036-327 · Medicare.govIts page is set for Lauderdale County, MS$0 plan + Part B $209.50$5,700 in network4.5 of 524 services$2,579$5,359$10,224
AARP Medicare Advantage Direct Plus from UHC MS-9 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-223 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50$5,900 in network4 of 524 services$2,514$5,444$10,634
AARP Medicare Advantage Direct OTC from UHC MS-8 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-222 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50$5,900 in network4 of 524 services$2,514$5,564$10,814
AARP Medicare Advantage Essentials from UHC MS-1 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-141 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50$5,900 in network4 of 524 services$2,514$5,615$10,814
DEVOTED CHOICE GIVEBACK EXTRAS 012 MS (PPO)PPO from Devoted Health · Plan ID H7355-012 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50 (the plan pays back $70 of Part B)$7,500 in network; $11,600 in and out of network4 of 524 services$1,867$5,688$11,182
Humana Gold Plus H6622-047 (HMO)HMO from Humana · Plan ID H6622-047 · Medicare.govIts page is set for Lauderdale County, MS$0 plan + Part B $209.50$6,900 in network4 of 524 services$2,775$5,724$11,025
AARP Medicare Advantage Extras from UHC MS-7 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-221 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50$7,150 in network4 of 524 services$2,514$6,001$12,064
DEVOTED CHOICE 001 MS (PPO)PPO from Devoted Health · Plan ID H7355-001 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50$5,400 in network; $8,950 in and out of network4 of 524 services$2,657$6,028$10,314
Wellcare Giveback (HMO-POS)HMO-POS from Wellcare · Plan ID H1416-065 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50 (the plan pays back $66.50 of Part B)$9,250 in network3 of 520 services$1,917$6,077$12,380
HumanaChoice H5216-300 (PPO)PPO from Humana · Plan ID H5216-300 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50$6,000 in network; $8,100 in and out of network4 of 524 services$3,229$6,384$10,914
Humana Value Choice (PPO)PPO from Humana · Plan ID H7617-085 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50$6,000 in network; $8,100 in and out of network4.5 of 524 services$3,229$6,384$10,914
Wellcare Simple Open (PPO)PPO from Wellcare · Plan ID H0074-001 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50$7,100 in network; $10,100 in and out of network3 of 520 services$2,574$6,459$12,014
Wellcare Assist (HMO-POS)HMO-POS from Wellcare · Plan ID H1416-068 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50$6,900 in network3 of 520 services$2,559$6,464$11,814
Wellcare Simple (HMO-POS)HMO-POS from Wellcare · Plan ID H1416-072 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50$8,200 in network3 of 520 services$2,579$6,469$11,884
HumanaChoice H5216-136 (PPO)PPO from Humana · Plan ID H5216-136 · Medicare.govIts page is set for Harrison County, MS$43 plan + Part B $209.50$6,500 in network; $9,800 in and out of network4 of 524 services$3,470$6,480$11,344
AARP Medicare Advantage Giveback from UHC MS-4 (PPO)PPO from UnitedHealthcare · Plan ID H8768-040 · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50 (the plan pays back $47 of Part B)$7,150 in network; $10,750 in and out of network4 of 524 services$2,665$6,544$11,500
Wellcare Low Premium (HMO-POS)HMO-POS from Wellcare · Plan ID H1416-026 · Medicare.govIts page is set for Harrison County, MS$44 plan + Part B $209.50$6,800 in network3 of 520 services$3,082$6,862$12,242
AARP Medicare Advantage from UHC MS-0003 (PPO)PPO from UnitedHealthcare · Plan ID H8768-034 · Medicare.govIts page is set for Harrison County, MS$10 plan + Part B $209.50$7,150 in network; $10,750 in and out of network4 of 524 services$3,349$7,018$12,184
AARP Medicare Advantage from UHC MS-0002 (PPO)PPO from UnitedHealthcare · Plan ID H8768-030 · Medicare.govIts page is set for Harrison County, MS$57 plan + Part B $209.50$6,500 in network; $10,750 in and out of network4 of 524 services$3,913$7,243$12,098
Humana Full Access (Regional PPO)Regional PPO from Humana · Plan ID R0110-003 · Medicare.govIts page is set for Jefferson Parish, LA$212 plan + Part B $209.50$3,800 in network; $5,500 in and out of network3.5 of 524 services$5,773$8,223$11,258
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-200 · No drug coverage · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50 (the plan pays back $161 of Part B)$4,700 in network; $9,900 in and out of network4 of 524 services$955$9,012$26,858
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H7617-086 · No drug coverage · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50 (the plan pays back $161 of Part B)$4,700 in network; $9,900 in and out of network4.5 of 524 services$955$9,012$26,858
AARP Medicare Advantage Patriot No Rx MS-MA01 (PPO)PPO from UnitedHealthcare · Plan ID H8768-031 · No drug coverage · Medicare.govIts page is set for Harrison County, MS$0 plan + Part B $209.50 (the plan pays back $180 of Part B)$7,150 in network; $10,750 in and out of network4 of 524 services$1,357$9,511$28,338
HumanaChoice R0110-001 (Regional PPO)Regional PPO from Humana · Plan ID R0110-001 · No drug coverage · Medicare.govIts page is set for Jefferson Parish, LA$0 plan + Part B $209.50$9,000 in network; $11,100 in and out of network3.5 of 524 services$3,517$11,134$27,577

A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.

Not sure which plan fits your year?

Text us what you have now. We will help you read these costs and check them with Medicare.gov.

Text us for free

County guides in Mississippi

Questions about your choice? Text us.

Pinnie Direct is a free text line. Tell us what you have now and we will help you read this comparison.

Date of birth

Of the person we will be helping.

The number you will text us from.

Next, you will send these answers in a text to Pinnie Direct. Message and data rates may apply. Reply STOP to stop.

Sources and method

Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. We do not have a Medigap price for Panola County, MS. So the Original Medicare total needs your own Medigap quote. You can look up prices for ZIP 38606 on Medicare.gov. Totals use typical Medicare-allowed amounts for each service and typical drug prices.

These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.

Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.

See all comparisons