County guide · Ohio County, IN · 2027 plan year
Original Medicare vs Medicare Advantage in Ohio County, IN
This guide lists 29 Medicare Advantage plans for 2027 in Ohio County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.
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- Plans
- 29
- $0 premium
- 20 plans
- Lowest in-network limit
- $4,450
- Highest in-network limit
- $9,850
In most states, including Indiana, you cannot count on getting Medigap later
You can buy any Medigap plan with no health questions in the 6 months that start when you are 65 or older and have Part B. After that, a Medigap company in Indiana can ask about your health. It can say no, or it can charge you more. So if you join a Medicare Advantage plan now, you may not be able to get Medigap later. Indiana’s birthday rule helps only people who already have Medigap, not people who leave Medicare Advantage.
One exception is the trial right. If you joined Medicare Advantage when you first got Medicare at 65, or you left a Medigap plan to try Medicare Advantage for the first time, you can switch back within 12 months. Then you can buy a Medigap plan with no health questions.
Read about Medigap rights on Medicare.govYearly cost of each plan
Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.
| Plan | Monthly premiums | Yearly limit on medical costs | Stars | Prior authorization | Light year | Regular year | Heavy year |
|---|---|---|---|---|---|---|---|
| Original Medicare with Medigap Plan Gand the lowest-cost drug plan | Part B $209.50 + Plan G + a drug plan from $5.30 | $292 Part B deductible, then Plan G pays | Not rated | Short list of services | We have no checked Medigap price for this county yet. Check Medigap prices on Medicare.gov | ||
| DEVOTED CHOICE GIVEBACK 009 IN (PPO)PPO from Devoted Health · Plan ID H7471-009 · Medicare.govIts page is set for Clark County, IN | $0 plan + Part B $209.50 (the plan pays back $158.10 of Part B) | $9,850 in network; $14,500 in and out of network | Not enough data available | 24 services | $853 | $3,909 | $10,856 |
| Humana Essentials Plus Giveback (PPO)PPO from Humana · Plan ID H7617-144 · Medicare.govIts page is set for Marion County, IN | $0 plan + Part B $209.50 (the plan pays back $124 of Part B) | $9,850 in network; $14,800 in and out of network | 4.5 of 5 | 24 services | $1,488 | $5,288 | $11,615 |
| HumanaChoice Giveback H5216-481 (PPO)PPO from Humana · Plan ID H5216-481 · Medicare.govIts page is set for Marion County, IN | $0 plan + Part B $209.50 (the plan pays back $123 of Part B) | $9,850 in network; $14,800 in and out of network | 4 of 5 | 24 services | $1,506 | $5,305 | $11,632 |
| DEVOTED CHOICE GIVEBACK EXTRAS 026 IN (PPO)PPO from Devoted Health · Plan ID H7471-026 · Medicare.govIts page is set for Clark County, IN | $0 plan + Part B $209.50 (the plan pays back $90 of Part B) | $7,500 in network; $12,150 in and out of network | Not enough data available | 24 services | $1,620 | $5,379 | $11,334 |
| AARP Medicare Advantage Giveback from UHC IN-20 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H2802-059 · Medicare.govIts page is set for Marion County, IN | $0 plan + Part B $209.50 (the plan pays back $47 of Part B) | $7,150 in network | 3.5 of 5 | 24 services | $1,950 | $5,468 | $11,500 |
| Anthem Medicare Advantage (PPO)PPO from Anthem Blue Cross and Blue Shield · Plan ID H7093-002 · Medicare.govIts page is set for Marion County, IN | $45 plan + Part B $209.50 | $6,750 in network; $10,000 in and out of network | 3.5 of 5 | 23 services | $3,129 | $5,860 | $11,349 |
| Anthem Medicare Advantage (HMO-POS)HMO-POS from Anthem HealthKeepers · Plan ID H3447-042 · Medicare.govIts page is set for Vanderburgh County, IN | $0 plan + Part B $209.50 | $9,850 in network | 3 of 5 | 23 services | $2,594 | $6,002 | $12,304 |
| AARP Medicare Advantage from UHC IN-13 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H2802-012 · Medicare.govIts page is set for Vanderburgh County, IN | $0 plan + Part B $209.50 | $4,450 in network | 3.5 of 5 | 24 services | $2,514 | $6,025 | $9,364 |
| Anthem Extra Help (HMO-POS)HMO-POS from Anthem HealthKeepers · Plan ID H3447-024 · Medicare.govIts page is set for Marion County, IN | $17 plan + Part B $209.50 | $4,900 in network | 3 of 5 | 23 services | $2,778 | $6,033 | $10,018 |
| DEVOTED CHOICE 008 IN (PPO)PPO from Devoted Health · Plan ID H7471-008 · Medicare.govIts page is set for Clark County, IN | $0 plan + Part B $209.50 | $4,900 in network; $9,550 in and out of network | Not enough data available | 24 services | $2,648 | $6,117 | $9,814 |
| Humana Value Choice (PPO)PPO from Humana · Plan ID H5216-229 · Medicare.govIts page is set for Marion County, IN | $0 plan + Part B $209.50 | $7,000 in network; $10,750 in and out of network | 4 of 5 | 24 services | $2,609 | $6,372 | $11,914 |
| Wellcare Giveback Open (PPO)PPO from Wellcare · Plan ID H6348-008 · Medicare.govIts page is set for Marion County, IN | $0 plan + Part B $209.50 (the plan pays back $39.50 of Part B) | $9,850 in network; $11,100 in and out of network | 2.5 of 5 | 20 services | $2,491 | $6,376 | $12,115 |
| Anthem Medicare Advantage 7 (HMO-POS)HMO-POS from Anthem Blue Cross and Blue Shield · Plan ID H3529-002 · Medicare.govIts page is set for Vanderburgh County, IN | $0 plan + Part B $209.50 | $7,150 in network | Plan too new to be measured | 23 services | $2,594 | $6,490 | $12,064 |
| Wellcare Simple (HMO-POS)HMO-POS from Wellcare · Plan ID H3499-002 · Medicare.govIts page is set for Marion County, IN | $0 plan + Part B $209.50 | $5,900 in network | 3 of 5 | 20 services | $2,652 | $6,495 | $10,814 |
| Wellcare Simple Open (PPO)PPO from Wellcare · Plan ID H6348-002 · Medicare.govIts page is set for Marion County, IN | $0 plan + Part B $209.50 | $6,200 in network; $10,000 in and out of network | 2.5 of 5 | 20 services | $2,594 | $6,529 | $11,114 |
| Anthem Medicare Advantage 6 (HMO-POS)HMO-POS from Anthem Blue Cross and Blue Shield · Plan ID H3529-001 · Medicare.govIts page is set for Vanderburgh County, IN | $35 plan + Part B $209.50 | $4,450 in network | Plan too new to be measured | 23 services | $3,009 | $6,630 | $9,784 |
| HumanaChoice H5216-023 (PPO)PPO from Humana · Plan ID H5216-023 · Medicare.govIts page is set for Cuyahoga County, OH | $44 plan + Part B $209.50 | $6,000 in network; $10,000 in and out of network | 4 of 5 | 24 services | $3,132 | $6,663 | $11,442 |
| HumanaChoice H5216-463 (PPO)PPO from Humana · Plan ID H5216-463 · Medicare.govIts page is set for Marion County, IN | $43 plan + Part B $209.50 | $6,350 in network; $10,100 in and out of network | 4 of 5 | 24 services | $3,125 | $6,722 | $11,780 |
| AARP Medicare Advantage from UHC IN-0009 (PPO)PPO from UnitedHealthcare · Plan ID H2406-087 · Medicare.govIts page is set for Vanderburgh County, IN | $0 plan + Part B $209.50 | $7,150 in network; $7,150 in and out of network | 4 of 5 | 24 services | $3,229 | $6,952 | $12,064 |
| HumanaChoice R0110-012 (Regional PPO)Regional PPO from Humana · Plan ID R0110-012 · Medicare.govIts page is set for Jefferson County, KY | $68 plan + Part B $209.50 | $9,850 in network; $14,800 in and out of network | 3.5 of 5 | 24 services | $3,425 | $7,016 | $14,150 |
| AARP Medicare Advantage from UHC IN-0003 (PPO)PPO from UnitedHealthcare · Plan ID H2406-038 · Medicare.govIts page is set for Vanderburgh County, IN | $44 plan + Part B $209.50 | $5,900 in network; $5,900 in and out of network | 4 of 5 | 24 services | $3,757 | $7,179 | $11,342 |
| Anthem Medicare Advantage 3 (PPO)PPO from Anthem Blue Cross and Blue Shield · Plan ID H1607-012 · Medicare.govIts page is set for Marion County, IN | $68 plan + Part B $209.50 | $6,750 in network; $10,100 in and out of network | 3.5 of 5 | 23 services | $3,860 | $7,312 | $12,480 |
| Anthem Medicare Advantage (Regional PPO)Regional PPO from Anthem Blue Cross and Blue Shield · Plan ID R5941-016 · Medicare.govIts page is set for Jefferson County, KY | $123 plan + Part B $209.50 | $9,250 in network; $13,900 in and out of network | 3.5 of 5 | 23 services | $4,513 | $7,666 | $13,104 |
| AARP Medicare Advantage Patriot No Rx IN-MA01 (PPO)PPO from UnitedHealthcare · Plan ID H2406-074 · No drug coverage · Medicare.govIts page is set for Marion County, IN | $0 plan + Part B $209.50 (the plan pays back $190 of Part B) | $9,850 in network; $14,800 in and out of network | 4 of 5 | 24 services | $1,237 | $9,430 | $29,429 |
| Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H7617-073 · No drug coverage · Medicare.govIts page is set for Cuyahoga County, OH | $0 plan + Part B $209.50 (the plan pays back $185 of Part B) | $7,900 in network; $13,900 in and out of network | 4.5 of 5 | 24 services | $667 | $9,447 | $29,770 |
| Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-441 · No drug coverage · Medicare.govIts page is set for Cuyahoga County, OH | $0 plan + Part B $209.50 (the plan pays back $185 of Part B) | $7,900 in network; $13,900 in and out of network | 4 of 5 | 24 services | $667 | $9,447 | $29,770 |
| Anthem Veteran (PPO)PPO from Anthem Blue Cross and Blue Shield · Plan ID H7093-001 · No drug coverage · Medicare.govIts page is set for Marion County, IN | $0 plan + Part B $209.50 (the plan pays back $110 of Part B) | $9,250 in network; $13,900 in and out of network | 3.5 of 5 | 23 services | $1,552 | $9,956 | $29,945 |
| Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-218 · No drug coverage · Medicare.govIts page is set for Cuyahoga County, OH | $0 plan + Part B $209.50 (the plan pays back $110 of Part B) | $7,900 in network; $13,900 in and out of network | 4 of 5 | 24 services | $1,567 | $10,347 | $30,670 |
| HumanaChoice R0110-011 (Regional PPO)Regional PPO from Humana · Plan ID R0110-011 · No drug coverage · Medicare.govIts page is set for Jefferson County, KY | $0 plan + Part B $209.50 | $5,400 in network; $10,050 in and out of network | 3.5 of 5 | 24 services | $2,872 | $11,025 | $29,490 |
A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.
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Sources and method
Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. We do not have a Medigap price for Ohio County, IN. So the Original Medicare total needs your own Medigap quote. You can look up prices for ZIP 47040 on Medicare.gov. Totals use typical Medicare-allowed amounts for each service and typical drug prices.
- Medigap prices for ZIP 47040 on Medicare.gov
- CMS Plan Benefit Package files, 2027
- CMS 2027 landscape files (premiums and limits)
- CMS 2027 plan crosswalk
- CMS 2027 Star Ratings
- 2026 Medicare Trustees Report: projected 2027 Part A and Part B amounts (Tables V.E1 and V.E2)
- CMS 2026 Part A and Part B amounts
- Medicare.gov: Medigap guaranteed issue rights
These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.
Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.