County guide · Nye County, NV · 2027 plan year

Original Medicare vs Medicare Advantage in Nye County, NV

This guide lists 34 Medicare Advantage plans for 2027 in Nye County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.

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Plans
34
$0 premium
31 plans
Lowest in-network limit
$900
Highest in-network limit
$7,150

In most states, including Nevada, you cannot count on getting Medigap later

You can buy any Medigap plan with no health questions in the 6 months that start when you are 65 or older and have Part B. After that, a Medigap company in Nevada can ask about your health. It can say no, or it can charge you more. So if you join a Medicare Advantage plan now, you may not be able to get Medigap later. Nevada’s birthday rule helps only people who already have Medigap, not people who leave Medicare Advantage.

One exception is the trial right. If you joined Medicare Advantage when you first got Medicare at 65, or you left a Medigap plan to try Medicare Advantage for the first time, you can switch back within 12 months. Then you can buy a Medigap plan with no health questions.

Read about Medigap rights on Medicare.gov

Yearly cost of each plan

Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.

PlanMonthly premiumsYearly limit on medical costsStarsPrior authorizationLight yearRegular yearHeavy year
Original Medicare with Medigap Plan Gand the lowest-cost drug planPart B $209.50 + Plan G + a drug plan from $5.30$292 Part B deductible, then Plan G paysNot ratedShort list of servicesWe have no checked Medigap price for this county yet. Check Medigap prices on Medicare.gov
Alignment Health + Intermountain Health 009 (HMO)HMO from Alignment Health Plan · Plan ID H9686-009 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$999 in network4 of 524 services$2,514$3,019$5,913
SCAN Classic (HMO)HMO from SCAN Health Plan · Plan ID H0978-001 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$900 in network3.5 of 524 services$2,514$3,168$5,814
SCAN Costco Medicare Advantage (HMO)HMO from SCAN Health Plan · Plan ID H0978-012 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$900 in network3.5 of 524 services$2,514$3,168$5,814
Select Health Medicare Essential (HMO)HMO from Select Health · Plan ID H1994-012 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$1,000 in network4 of 519 services$2,524$3,413$5,842
Select Health Medicare Value Giveback (HMO)HMO from Select Health · Plan ID H1994-021 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50 (the plan pays back $50 of Part B)$2,500 in network4 of 519 services$1,964$3,959$6,009
Humana Gold Plus Giveback H6622-082 (HMO)HMO from Humana · Plan ID H6622-082 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50 (the plan pays back $95 of Part B)$4,450 in network4 of 524 services$1,449$4,007$8,224
HealthSpring Preferred Savings (HMO)HMO from HealthSpring · Plan ID H4513-095 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50 (the plan pays back $105 of Part B)$3,700 in network3.5 of 524 services$1,334$4,074$7,354
AARP Medicare Advantage Essentials ValueRx NV-5 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0609-038 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$900 in network4 of 524 services$2,514$4,598$5,814
Humana Gold Plus H6622-056 (HMO)HMO from Humana · Plan ID H6622-056 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$925 in network4 of 524 services$2,564$4,604$5,839
Humana Gold Plus H1036-344 (HMO)HMO from Humana · Plan ID H1036-344 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$925 in network4.5 of 524 services$2,564$4,604$5,839
AARP Medicare Advantage from UHC NV-0001 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0609-028 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$1,900 in network4 of 524 services$2,514$4,618$6,764
Aetna Medicare Prime Extra (HMO)HMO from Aetna Medicare · Plan ID H4711-002 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$1,500 in network3 of 519 services$2,549$4,627$6,414
AARP Medicare Advantage Extras ValueRx NV-10 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0609-075 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$1,900 in network4 of 524 services$2,514$4,632$6,814
UHC Medicare Advantage NV-001P (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0609-032 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$1,900 in network4 of 524 services$2,514$4,668$6,814
Select Health Medicare Wellness (HMO)HMO from Select Health · Plan ID H1994-044 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$1,500 in network4 of 519 services$2,539$4,759$6,414
HealthSpring Premier (HMO-POS)HMO-POS from HealthSpring · Plan ID H4513-096 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$2,000 in network3.5 of 524 services$2,584$4,779$6,914
Humana Gold Plus H6622-028 (HMO)HMO from Humana · Plan ID H6622-028 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$3,500 in network4 of 524 services$2,589$5,072$8,414
Aetna Medicare Prime (HMO)HMO from Aetna Medicare · Plan ID H3931-151 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$2,500 in network3.5 of 519 services$2,579$5,132$7,414
HumanaChoice Giveback H5216-141 (PPO)PPO from Humana · Plan ID H5216-141 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50 (the plan pays back $76 of Part B)$6,500 in network; $10,400 in and out of network4 of 524 services$1,697$5,148$10,502
Aetna Medicare Value Care (HMO)HMO from Aetna Medicare · Plan ID H3931-157 · Medicare.govIts page is set for Clark County, NV$7.30 plan + Part B $209.50$4,450 in network3.5 of 519 services$2,657$5,390$9,452
Aetna Medicare Signature (HMO)HMO from Aetna Medicare · Plan ID H3931-094 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$4,450 in network3.5 of 519 services$2,594$5,472$9,364
Aetna Medicare Elite (PPO)PPO from Aetna Medicare · Plan ID H5521-299 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$6,350 in network; $9,550 in and out of network4 of 519 services$3,034$5,684$10,342
Aetna Medicare Signature (PPO)PPO from Aetna Medicare · Plan ID H5521-055 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$6,750 in network; $10,000 in and out of network4 of 519 services$3,040$5,828$10,958
HumanaChoice H5216-281 (PPO)PPO from Humana · Plan ID H5216-281 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$5,750 in network; $8,950 in and out of network4 of 524 services$2,599$5,882$10,664
HumanaChoice H7617-070 (PPO)PPO from Humana · Plan ID H7617-070 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$5,750 in network; $8,950 in and out of network4.5 of 524 services$2,599$5,882$10,664
AARP Medicare Advantage Giveback from UHC NV-8 (PPO)PPO from UnitedHealthcare · Plan ID H2001-127 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50 (the plan pays back $58 of Part B)$7,150 in network; $10,750 in and out of network4.5 of 524 services$2,533$5,924$11,368
Aetna Medicare Enhanced (PPO)PPO from Aetna Medicare · Plan ID H5521-022 · Medicare.govIts page is set for Clark County, NV$35 plan + Part B $209.50$5,500 in network; $8,950 in and out of network4 of 519 services$3,455$6,187$10,768
HumanaChoice H5216-037 (PPO)PPO from Humana · Plan ID H5216-037 · Medicare.govIts page is set for Clark County, NV$23 plan + Part B $209.50$5,999 in network; $8,950 in and out of network4 of 524 services$2,870$6,246$11,189
AARP Medicare Advantage from UHC NV-0007 (PPO)PPO from UnitedHealthcare · Plan ID H2001-125 · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50$6,700 in network; $10,100 in and out of network4.5 of 524 services$3,229$6,444$11,614
Aetna Medicare Eagle (PPO)PPO from Aetna Medicare · Plan ID H5521-353 · No drug coverage · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50 (the plan pays back $150 of Part B)$6,750 in network; $10,000 in and out of network4 of 519 services$1,042$8,641$27,490
Select Health Medicare Veterans (HMO)HMO from Select Health · Plan ID H1994-046 · No drug coverage · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50 (the plan pays back $150 of Part B)$7,100 in network4 of 519 services$1,092$9,181$28,615
AARP Medicare Advantage Patriot No Rx NV-MA2 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0609-084 · No drug coverage · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50 (the plan pays back $150 of Part B)$6,700 in network4 of 524 services$1,002$9,316$28,990
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-216 · No drug coverage · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50 (the plan pays back $140 of Part B)$6,500 in network; $9,500 in and out of network4 of 524 services$1,212$9,546$28,430
AARP Medicare Advantage Patriot No Rx NV-MA01 (PPO)PPO from UnitedHealthcare · Plan ID H2001-126 · No drug coverage · Medicare.govIts page is set for Clark County, NV$0 plan + Part B $209.50 (the plan pays back $100 of Part B)$6,700 in network; $10,100 in and out of network4.5 of 524 services$1,602$9,916$29,590

A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.

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Sources and method

Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. We do not have a Medigap price for Nye County, NV. So the Original Medicare total needs your own Medigap quote. You can look up prices for ZIP 89049 on Medicare.gov. Totals use typical Medicare-allowed amounts for each service and typical drug prices.

These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.

Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.

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