County guide · Newport County, RI · 2027 plan year
Original Medicare vs Medicare Advantage in Newport County, RI
This guide lists 12 Medicare Advantage plans for 2027 in Newport County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.
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- Plans
- 12
- $0 premium
- 6 plans
- Lowest in-network limit
- $5,000
- Highest in-network limit
- $7,150
In Rhode Island, you can go back to Medigap once a year
Rhode Island lets Medicare Advantage members with steady coverage buy any Medigap plan from October 15 to December 7. Your Medigap coverage then starts on January 1.
Read about Medigap rights on Medicare.govYearly cost of each plan
Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.
| Plan | Monthly premiums | Yearly limit on medical costs | Stars | Prior authorization | Light year | Regular year | Heavy year |
|---|---|---|---|---|---|---|---|
| Original Medicare with Medigap Plan Gand the lowest-cost drug plan | Part B $209.50 + Plan G + a drug plan from $13.30 | $292 Part B deductible, then Plan G pays | Not rated | Short list of services | We have no checked Medigap price for this county yet. Check Medigap prices on Medicare.gov | ||
| BlueCHiP for Medicare Access (HMO-POS)HMO-POS from Blue Cross & Blue Shield of Rhode Island · Plan ID H4152-022 · Medicare.govIts page is set for Providence County, RI | $31.30 plan + Part B $209.50 | $6,000 in network | 3.5 of 5 | 11 services | $2,940 | $3,655 | $7,750 |
| Aetna Medicare Signature (PPO)PPO from Aetna Medicare · Plan ID H5521-375 · Medicare.govIts page is set for Providence County, RI | $0 plan + Part B $209.50 | $7,150 in network; $10,750 in and out of network | 4 of 5 | 19 services | $2,564 | $5,492 | $10,976 |
| BlueCHiP for Medicare Essential (HMO-POS)HMO-POS from Blue Cross & Blue Shield of Rhode Island · Plan ID H4152-023 · Medicare.govIts page is set for Providence County, RI | $0 plan + Part B $209.50 | $6,750 in network | 3.5 of 5 | 11 services | $2,564 | $5,569 | $10,764 |
| AARP Medicare Advantage from UHC RI-0002 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-150 · Medicare.govIts page is set for Providence County, RI | $0 plan + Part B $209.50 | $6,300 in network | 4 of 5 | 24 services | $2,514 | $5,853 | $11,214 |
| BlueCHiP for Medicare Enhanced (HMO-POS)HMO-POS from Blue Cross & Blue Shield of Rhode Island · Plan ID H4152-013 · Medicare.govIts page is set for Providence County, RI | $39 plan + Part B $209.50 | $6,750 in network | 3.5 of 5 | 11 services | $3,032 | $5,872 | $10,492 |
| Aetna Medicare Enhanced (PPO)PPO from Aetna Medicare · Plan ID H5521-449 · Medicare.govIts page is set for Providence County, RI | $54 plan + Part B $209.50 | $7,150 in network; $10,750 in and out of network | 4 of 5 | 19 services | $3,202 | $5,945 | $10,972 |
| AARP Medicare Advantage from UHC RI-0001 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-148 · Medicare.govIts page is set for Providence County, RI | $48 plan + Part B $209.50 | $5,400 in network | 4 of 5 | 24 services | $3,090 | $6,221 | $10,890 |
| AARP Medicare Advantage from UHC RI-0003 (PPO)PPO from UnitedHealthcare · Plan ID H8768-046 · Medicare.govIts page is set for Providence County, RI | $27 plan + Part B $209.50 | $7,150 in network; $10,750 in and out of network | 4 of 5 | 24 services | $3,553 | $7,080 | $12,388 |
| BlueCHiP for Medicare Extra (HMO-POS)HMO-POS from Blue Cross & Blue Shield of Rhode Island · Plan ID H4152-018 · Medicare.govIts page is set for Providence County, RI | $159 plan + Part B $209.50 | $6,000 in network | 3.5 of 5 | 11 services | $4,472 | $7,170 | $11,257 |
| AARP Medicare Advantage Patriot No Rx RI-MA01 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-149 · No drug coverage · Medicare.govIts page is set for Providence County, RI | $0 plan + Part B $209.50 (the plan pays back $130 of Part B) | $6,200 in network | 4 of 5 | 24 services | $1,242 | $9,356 | $28,730 |
| Aetna Medicare Eagle Giveback (PPO)PPO from Aetna Medicare · Plan ID H5521-296 · No drug coverage · Medicare.govIts page is set for Fairfield County, CT | $0 plan + Part B $209.50 (the plan pays back $90 of Part B) | $7,150 in network; $10,750 in and out of network | 4 of 5 | 19 services | $1,767 | $9,556 | $28,650 |
| BlueCHiP for Medicare Core (HMO)HMO from Blue Cross & Blue Shield of Rhode Island · Plan ID H4152-004 · No drug coverage · Medicare.govIts page is set for Providence County, RI | $0 plan + Part B $209.50 | $5,000 in network | 3.5 of 5 | 11 services | $2,852 | $10,211 | $27,925 |
A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.
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Sources and method
Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. We do not have a Medigap price for Newport County, RI. So the Original Medicare total needs your own Medigap quote. You can look up prices for ZIP 02878 on Medicare.gov. Totals use typical Medicare-allowed amounts for each service and typical drug prices.
- Medigap prices for ZIP 02878 on Medicare.gov
- CMS Plan Benefit Package files, 2027
- CMS 2027 landscape files (premiums and limits)
- CMS 2027 plan crosswalk
- CMS 2027 Star Ratings
- 2026 Medicare Trustees Report: projected 2027 Part A and Part B amounts (Tables V.E1 and V.E2)
- CMS 2026 Part A and Part B amounts
- Medicare.gov: Medigap guaranteed issue rights
These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.
Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.