County guide · New Haven County, CT · 2027 plan year

Original Medicare vs Medicare Advantage in New Haven County, CT

This guide lists 23 Medicare Advantage plans for 2027 in New Haven County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.

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Plans
23
$0 premium
12 plans
Lowest in-network limit
$4,950
Highest in-network limit
$9,850

In Connecticut, you can go back to Medigap later

Connecticut lets you buy Medigap any time of year, and your age or health does not change the price. So you can try Medicare Advantage and go back to Original Medicare with Medigap later. A Medigap company can wait up to 6 months to cover a health condition that you already have.

Read about Medigap rights on Medicare.gov

Yearly cost of each plan

Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.

PlanMonthly premiumsYearly limit on medical costsStarsPrior authorizationLight yearRegular yearHeavy year
Original Medicare with Medigap Plan Gand the lowest-cost drug planPart B $209.50 + Plan G from $298 + a drug plan from $13.30$292 Part B deductible, then Plan G paysNot ratedShort list of services$6,539$8,388$8,939
DEVOTED CHOICE GIVEBACK 002 CT (PPO)PPO from Devoted Health · Plan ID H9862-002 · Medicare.govIts page is set for Middlesex County, CT$0 plan + Part B $209.50 (the plan pays back $118 of Part B)$8,650 in network; $14,800 in and out of networkPlan too new to be measured24 services$1,199$4,820$10,637
DEVOTED CHOICE GIVEBACK EXTRAS 009 CT (PPO)PPO from Devoted Health · Plan ID H9862-009 · Medicare.govIts page is set for Middlesex County, CT$0 plan + Part B $209.50 (the plan pays back $70 of Part B)$7,400 in network; $12,850 in and out of networkPlan too new to be measured24 services$2,143$5,923$11,474
Aetna Medicare Signature (PPO)PPO from Aetna Medicare · Plan ID H5521-446 · Medicare.govIts page is set for Hartford County, CT$6 plan + Part B $209.50$7,150 in network; $10,750 in and out of network4 of 519 services$2,636$5,969$12,086
Aetna Medicare Enhanced (HMO-POS)HMO-POS from Aetna Medicare · Plan ID H6303-002 · Medicare.govIts page is set for Fairfield County, CT$79 plan + Part B $209.50$7,150 in networkPlan too new to be measured19 services$3,572$6,479$12,247
Wellcare Simple (HMO-POS)HMO-POS from Wellcare · Plan ID H0712-019 · Medicare.govIts page is set for Fairfield County, CT$0 plan + Part B $209.50$9,850 in network3.5 of 520 services$2,840$6,585$12,015
DEVOTED CHOICE 001 CT (PPO)PPO from Devoted Health · Plan ID H9862-001 · Medicare.govIts page is set for Middlesex County, CT$0 plan + Part B $209.50$6,250 in network; $10,750 in and out of networkPlan too new to be measured24 services$3,028$6,672$11,164
UHC Medicare Advantage CT-0002 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0755-031 · Medicare.govIts page is set for Fairfield County, CT$59 plan + Part B $209.50$6,700 in network3.5 of 524 services$3,222$6,698$12,322
HumanaChoice H5216-288 (PPO)PPO from Humana · Plan ID H5216-288 · Medicare.govIts page is set for Hartford County, CT$31.20 plan + Part B $209.50$7,150 in network; $7,150 in and out of network4 of 524 services$2,968$6,717$12,438
UHC Medicare Advantage CT-0003 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0755-033 · Medicare.govIts page is set for Fairfield County, CT$39 plan + Part B $209.50$7,150 in network3.5 of 524 services$2,982$6,724$12,532
HumanaChoice Giveback H5216-476 (PPO)PPO from Humana · Plan ID H5216-476 · Medicare.govIts page is set for Hartford County, CT$0 plan + Part B $209.50 (the plan pays back $48 of Part B)$7,150 in network; $10,750 in and out of network4 of 524 services$2,653$6,771$11,488
HumanaChoice Giveback H5216-138 (PPO)PPO from Humana · Plan ID H5216-138 · Medicare.govIts page is set for Hartford County, CT$0 plan + Part B $209.50 (the plan pays back $40 of Part B)$7,150 in network; $10,750 in and out of network4 of 524 services$2,736$6,790$11,584
Wellcare Simple Open (PPO)PPO from Wellcare · Plan ID H1914-001 · Medicare.govIts page is set for Fairfield County, CT$0 plan + Part B $209.50$9,850 in network; $14,800 in and out of network3 of 520 services$2,941$6,795$12,283
Aetna Medicare Signature (HMO-POS)HMO-POS from Aetna Medicare · Plan ID H5793-001 · Medicare.govIts page is set for Fairfield County, CT$125 plan + Part B $209.50$7,150 in network3 of 519 services$4,064$7,072$12,704
Aetna Medicare Elite (PPO)PPO from Aetna Medicare · Plan ID H5521-157 · Medicare.govIts page is set for Hartford County, CT$6 plan + Part B $209.50$7,150 in network; $10,750 in and out of network4 of 519 services$3,301$7,075$12,136
HumanaChoice H5216-289 (PPO)PPO from Humana · Plan ID H5216-289 · Medicare.govIts page is set for Hartford County, CT$0 plan + Part B $209.50$7,150 in network; $10,750 in and out of network4 of 524 services$3,128$7,133$12,064
UHC Medicare Advantage CT-0001 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0755-030 · Medicare.govIts page is set for Fairfield County, CT$109 plan + Part B $209.50$6,300 in network3.5 of 524 services$3,822$7,258$12,522
Anthem Medicare Advantage (HMO)HMO from Anthem Blue Cross and Blue Shield · Plan ID H5854-019 · Medicare.govIts page is set for Fairfield County, CT$90 plan + Part B $209.50$9,850 in network3.5 of 523 services$3,694$7,414$13,704
Aetna Medicare Elite Extra (PPO)PPO from Aetna Medicare · Plan ID H5521-352 · Medicare.govIts page is set for Hartford County, CT$6 plan + Part B $209.50$7,150 in network; $10,750 in and out of network4 of 519 services$3,301$7,434$12,136
Aetna Medicare Elite Enhanced (PPO)PPO from Aetna Medicare · Plan ID H5521-762 · Medicare.govIts page is set for Hartford County, CT$99 plan + Part B $209.50$7,150 in network; $10,750 in and out of network4 of 519 services$4,417$7,909$13,252
Anthem Veteran (HMO-POS)HMO-POS from Anthem Blue Cross and Blue Shield · Plan ID H5854-018 · No drug coverage · Medicare.govIts page is set for Fairfield County, CT$0 plan + Part B $209.50 (the plan pays back $130 of Part B)$5,900 in network3.5 of 523 services$1,332$9,526$28,430
Aetna Medicare Eagle Giveback (PPO)PPO from Aetna Medicare · Plan ID H5521-296 · No drug coverage · Medicare.govIts page is set for Fairfield County, CT$0 plan + Part B $209.50 (the plan pays back $90 of Part B)$7,150 in network; $10,750 in and out of network4 of 519 services$1,767$9,556$28,650
UHC Medicare Advantage Patriot No Rx CT-MA01 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0755-032 · No drug coverage · Medicare.govIts page is set for Fairfield County, CT$0 plan + Part B $209.50 (the plan pays back $120 of Part B)$7,150 in network3.5 of 524 services$1,362$9,671$29,800
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-059 · No drug coverage · Medicare.govIts page is set for Hartford County, CT$0 plan + Part B $209.50 (the plan pays back $123 of Part B)$4,950 in network; $8,950 in and out of network4 of 524 services$1,416$10,535$27,564

Original Medicare totals use the lowest Plan G price that Connecticut Insurance Department, monthly Medicare Supplement rates (updated 9/11/2026) lists for a 65-year-old woman who does not use tobacco, $298 a month. A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.

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Sources and method

Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. Medigap prices come from Connecticut Insurance Department, monthly Medicare Supplement rates (updated 9/11/2026), pulled 2026-10-13. They are statewide prices for Connecticut. Totals use typical Medicare-allowed amounts for each service and typical drug prices.

These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.

Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.

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