County guide · Marshall County, WV · 2027 plan year
Original Medicare vs Medicare Advantage in Marshall County, WV
This guide lists 32 Medicare Advantage plans for 2027 in Marshall County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.
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- Plans
- 32
- $0 premium
- 20 plans
- Lowest in-network limit
- $4,750
- Highest in-network limit
- $9,850
In most states, including West Virginia, you cannot count on getting Medigap later
You can buy any Medigap plan with no health questions in the 6 months that start when you are 65 or older and have Part B. After that, a Medigap company in West Virginia can ask about your health. It can say no, or it can charge you more. So if you join a Medicare Advantage plan now, you may not be able to get Medigap later. West Virginia’s birthday rule helps only people who already have Medigap, not people who leave Medicare Advantage.
One exception is the trial right. If you joined Medicare Advantage when you first got Medicare at 65, or you left a Medigap plan to try Medicare Advantage for the first time, you can switch back within 12 months. Then you can buy a Medigap plan with no health questions.
Read about Medigap rights on Medicare.govYearly cost of each plan
Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.
| Plan | Monthly premiums | Yearly limit on medical costs | Stars | Prior authorization | Light year | Regular year | Heavy year |
|---|---|---|---|---|---|---|---|
| Original Medicare with Medigap Plan Gand the lowest-cost drug plan | Part B $209.50 + Plan G + a drug plan from $5.30 | $292 Part B deductible, then Plan G pays | Not rated | Short list of services | We have no checked Medigap price for this county yet. Check Medigap prices on Medicare.gov | ||
| Aetna Medicare Signature (HMO)HMO from Aetna Medicare · Plan ID H1692-007 · Medicare.govIts page is set for Berkeley County, WV | $0 plan + Part B $209.50 | $9,250 in network | 3.5 of 5 | 19 services | $2,589 | $5,050 | $10,864 |
| Peak Advantage Vista (PPO)PPO from Peak Health · Plan ID H8947-001 · Medicare.govIts page is set for Kanawha County, WV | $0 plan + Part B $209.50 | $7,500 in network; $10,900 in and out of network | 5 of 5 | 16 services | $2,579 | $5,164 | $8,909 |
| Aetna Medicare Advantra Elite (HMO)HMO from Aetna Medicare · Plan ID H1692-003 · Medicare.govIts page is set for Berkeley County, WV | $0 plan + Part B $209.50 | $9,250 in network | 3.5 of 5 | 19 services | $3,032 | $5,298 | $10,611 |
| Humana Essentials Plus Giveback (PPO)PPO from Humana · Plan ID H7617-065 · Medicare.govIts page is set for Kanawha County, WV | $0 plan + Part B $209.50 (the plan pays back $115 of Part B) | $9,850 in network; $14,800 in and out of network | 4.5 of 5 | 24 services | $1,792 | $5,363 | $12,104 |
| Peak Advantage Summit (PPO)PPO from Peak Health · Plan ID H8947-002 · Medicare.govIts page is set for Kanawha County, WV | $25 plan + Part B $209.50 | $6,750 in network; $10,100 in and out of network | 5 of 5 | 16 services | $2,874 | $5,379 | $8,729 |
| The Health Plan SecureChoice Optimum (PPO)PPO from The Health Plan · Plan ID H8604-014 · Medicare.govIts page is set for Kanawha County, WV | $0 plan + Part B $209.50 | $7,000 in network; $9,550 in and out of network | 3 of 5 | 17 services | $2,599 | $5,889 | $11,734 |
| AARP Medicare Advantage from UHC WV-6 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H4604-034 · Medicare.govIts page is set for Berkeley County, WV | $0 plan + Part B $209.50 | $8,500 in network | 4 of 5 | 24 services | $2,514 | $5,915 | $11,794 |
| The Health Plan SecureCare - Option II (HMO)HMO from The Health Plan · Plan ID H3672-020 · Medicare.govIts page is set for Kanawha County, WV | $13 plan + Part B $209.50 | $7,500 in network | 3.5 of 5 | 17 services | $2,785 | $6,046 | $12,135 |
| Aetna Medicare Advantra Classic Giveback (PPO)PPO from Aetna Medicare · Plan ID H1608-031 · Medicare.govIts page is set for Kanawha County, WV | $0 plan + Part B $209.50 (the plan pays back $33 of Part B) | $9,250 in network; $13,900 in and out of network | 4 of 5 | 19 services | $2,833 | $6,070 | $12,076 |
| Aetna Medicare Advantra Signature Giveback (PPO)PPO from Aetna Medicare · Plan ID H5521-729 · Medicare.govIts page is set for Kanawha County, WV | $0 plan + Part B $209.50 (the plan pays back $33 of Part B) | $9,250 in network; $13,900 in and out of network | 4 of 5 | 19 services | $2,833 | $6,070 | $12,076 |
| Wellpoint Medicare Advantage (HMO-POS)HMO-POS from Wellpoint · Plan ID H1212-003 · Medicare.govIts page is set for Kanawha County, WV | $0 plan + Part B $209.50 | $9,250 in network | Plan too new to be measured | 23 services | $2,599 | $6,078 | $11,619 |
| Complete Blue PPO Signature (PPO)PPO from Highmark Blue Cross Blue Shield · Plan ID H5106-030 · Medicare.govIts page is set for Berkeley County, WV | $0 plan + Part B $209.50 | $7,150 in network; $10,750 in and out of network | 3.5 of 5 | 17 services | $2,599 | $6,113 | $11,824 |
| Aetna Medicare Premier Classic (PPO)PPO from Aetna Medicare · Plan ID H1608-085 · Medicare.govIts page is set for Kanawha County, WV | $109 plan + Part B $209.50 | $9,850 in network; $14,800 in and out of network | 4 of 5 | 19 services | $3,892 | $6,148 | $10,252 |
| Aetna Medicare Premier (PPO)PPO from Aetna Medicare · Plan ID H5521-728 · Medicare.govIts page is set for Kanawha County, WV | $109 plan + Part B $209.50 | $9,850 in network; $14,800 in and out of network | 4 of 5 | 19 services | $3,892 | $6,148 | $10,252 |
| Humana Value Choice (PPO)PPO from Humana · Plan ID H5216-327 · Medicare.govIts page is set for Kanawha County, WV | $0 plan + Part B $209.50 | $9,850 in network; $14,800 in and out of network | 4 of 5 | 24 services | $2,594 | $6,151 | $12,629 |
| Complete Blue PPO Distinct (PPO)PPO from Highmark Blue Cross Blue Shield · Plan ID H5106-029 · Medicare.govIts page is set for Berkeley County, WV | $55 plan + Part B $209.50 | $6,500 in network; $10,750 in and out of network | 3.5 of 5 | 17 services | $3,249 | $6,343 | $10,809 |
| The Health Plan SecureChoice Reliance (PPO)PPO from The Health Plan · Plan ID H8604-015 · Medicare.govIts page is set for Kanawha County, WV | $67 plan + Part B $209.50 | $7,000 in network; $10,100 in and out of network | 3 of 5 | 17 services | $3,438 | $6,438 | $10,718 |
| HumanaChoice H5216-425 (PPO)PPO from Humana · Plan ID H5216-425 · Medicare.govIts page is set for Kanawha County, WV | $29 plan + Part B $209.50 | $7,600 in network; $13,300 in and out of network | 4 of 5 | 24 services | $2,942 | $6,665 | $12,862 |
| Freedom Blue PPO Standard (PPO)PPO from Highmark Blue Cross Blue Shield · Plan ID H5106-034 · Medicare.govIts page is set for Kanawha County, WV | $152 plan + Part B $209.50 | $6,500 in network; $10,750 in and out of network | 3.5 of 5 | 17 services | $4,423 | $7,099 | $10,528 |
| AARP Medicare Advantage from UHC WV-0003 (PPO)PPO from UnitedHealthcare · Plan ID H8211-006 · Medicare.govIts page is set for Kanawha County, WV | $0 plan + Part B $209.50 | $7,150 in network; $10,750 in and out of network | 3 of 5 | 24 services | $3,229 | $7,282 | $12,064 |
| AARP Medicare Advantage from UHC WV-0004 (PPO)PPO from UnitedHealthcare · Plan ID H8211-011 · Medicare.govIts page is set for Kanawha County, WV | $51 plan + Part B $209.50 | $7,150 in network; $10,750 in and out of network | 3 of 5 | 24 services | $3,841 | $7,611 | $12,676 |
| AARP Medicare Advantage from UHC WV-0001 (PPO)PPO from UnitedHealthcare · Plan ID H8211-001 · Medicare.govIts page is set for Kanawha County, WV | $85 plan + Part B $209.50 | $7,150 in network; $10,750 in and out of network | 3 of 5 | 24 services | $4,249 | $7,873 | $13,084 |
| Humana Full Access (PPO)PPO from Humana · Plan ID H5216-124 · Medicare.govIts page is set for Kanawha County, WV | $121 plan + Part B $209.50 | $7,150 in network; $10,750 in and out of network | 4 of 5 | 24 services | $4,076 | $7,911 | $13,046 |
| HumanaChoice R0110-008 (Regional PPO)Regional PPO from Humana · Plan ID R0110-008 · Medicare.govIts page is set for Allegheny County, PA | $75 plan + Part B $209.50 | $7,150 in network; $10,750 in and out of network | 3.5 of 5 | 24 services | $3,943 | $7,973 | $12,964 |
| Aetna Medicare Advantra Eagle Plus (HMO)HMO from Aetna Medicare · Plan ID H1692-006 · No drug coverage · Medicare.govIts page is set for Kanawha County, WV | $0 plan + Part B $209.50 (the plan pays back $150 of Part B) | $6,900 in network | 3.5 of 5 | 19 services | $1,062 | $8,616 | $26,685 |
| AARP Medicare Advantage Patriot No Rx WV-MA2 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H4604-036 · No drug coverage · Medicare.govIts page is set for Kanawha County, WV | $0 plan + Part B $209.50 (the plan pays back $170 of Part B) | $9,300 in network | 4 of 5 | 24 services | $762 | $8,961 | $28,980 |
| Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-442 · No drug coverage · Medicare.govIts page is set for Jefferson County, KY | $0 plan + Part B $209.50 (the plan pays back $170 of Part B) | $9,150 in network; $13,900 in and out of network | 4 of 5 | 24 services | $847 | $9,550 | $29,745 |
| Freedom Blue PPO Valor (PPO)PPO from Highmark Blue Cross Blue Shield · Plan ID H5106-038 · No drug coverage · Medicare.govIts page is set for Kanawha County, WV | $0 plan + Part B $209.50 (the plan pays back $75 of Part B) | $6,000 in network; $10,750 in and out of network | 3.5 of 5 | 17 services | $1,962 | $9,611 | $26,765 |
| Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-225 · No drug coverage · Medicare.govIts page is set for Jefferson County, KY | $0 plan + Part B $209.50 (the plan pays back $110 of Part B) | $6,500 in network; $10,000 in and out of network | 4 of 5 | 24 services | $1,577 | $10,381 | $29,270 |
| AARP Medicare Advantage Patriot No Rx WV-MA01 (PPO)PPO from UnitedHealthcare · Plan ID H8211-005 · No drug coverage · Medicare.govIts page is set for Kanawha County, WV | $0 plan + Part B $209.50 (the plan pays back $110 of Part B) | $9,850 in network; $14,800 in and out of network | 3 of 5 | 24 services | $2,197 | $10,476 | $30,484 |
| The Health Plan SecureCare Integrity Plan 1 (HMO)HMO from The Health Plan · Plan ID H3672-021 · No drug coverage · Medicare.govIts page is set for Kanawha County, WV | $0 plan + Part B $209.50 (the plan pays back $15 of Part B) | $7,500 in network | 3.5 of 5 | 17 services | $2,737 | $11,006 | $30,175 |
| HumanaChoice R0110-007 (Regional PPO)Regional PPO from Humana · Plan ID R0110-007 · No drug coverage · Medicare.govIts page is set for Allegheny County, PA | $0 plan + Part B $209.50 | $4,750 in network; $5,900 in and out of network | 3.5 of 5 | 24 services | $2,887 | $12,021 | $28,840 |
A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.
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Sources and method
Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. We do not have a Medigap price for Marshall County, WV. So the Original Medicare total needs your own Medigap quote. You can look up prices for ZIP 26033 on Medicare.gov. Totals use typical Medicare-allowed amounts for each service and typical drug prices.
- Medigap prices for ZIP 26033 on Medicare.gov
- CMS Plan Benefit Package files, 2027
- CMS 2027 landscape files (premiums and limits)
- CMS 2027 plan crosswalk
- CMS 2027 Star Ratings
- 2026 Medicare Trustees Report: projected 2027 Part A and Part B amounts (Tables V.E1 and V.E2)
- CMS 2026 Part A and Part B amounts
- Medicare.gov: Medigap guaranteed issue rights
These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.
Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.