County guide · Maricopa County, AZ · 2027 plan year
Original Medicare vs Medicare Advantage in Maricopa County, AZ
This guide lists 52 Medicare Advantage plans for 2027 in Maricopa County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.
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- Plans
- 52
- $0 premium
- 46 plans
- Lowest in-network limit
- $2,000
- Highest in-network limit
- $8,900
In most states, including Arizona, you cannot count on getting Medigap later
You can buy any Medigap plan with no health questions in the 6 months that start when you are 65 or older and have Part B. After that, a Medigap company in Arizona can ask about your health. It can say no, or it can charge you more. So if you join a Medicare Advantage plan now, you may not be able to get Medigap later.
One exception is the trial right. If you joined Medicare Advantage when you first got Medicare at 65, or you left a Medigap plan to try Medicare Advantage for the first time, you can switch back within 12 months. Then you can buy a Medigap plan with no health questions.
Read about Medigap rights on Medicare.govYearly cost of each plan
Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.
| Plan | Monthly premiums | Yearly limit on medical costs | Stars | Prior authorization | Light year | Regular year | Heavy year |
|---|---|---|---|---|---|---|---|
| Original Medicare with Medigap Plan Gand the lowest-cost drug plan | Part B $209.50 + Plan G from $147 + a drug plan from $5.30 | $292 Part B deductible, then Plan G pays | Not rated | Short list of services | $4,634 | $6,707 | $7,034 |
| Alignment Health Smart 005 (HMO)HMO from Alignment Health Plan · Plan ID H3443-005 · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $120 of Part B) | $3,900 in network | 4 of 5 | 24 services | $1,094 | $2,484 | $7,239 |
| SCAN MyChoice (HMO)HMO from SCAN Health Plan · Plan ID H1822-007 · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $30 of Part B) | $2,500 in network | 3.5 of 5 | 24 services | $2,154 | $2,908 | $6,559 |
| SCAN Classic (HMO)HMO from SCAN Health Plan · Plan ID H1822-001 · Medicare.gov | $0 plan + Part B $209.50 | $2,000 in network | 3.5 of 5 | 24 services | $2,514 | $3,218 | $6,619 |
| Alignment Health ONE + Walgreens 001 (HMO)HMO from Alignment Health Plan · Plan ID H3443-001 · Medicare.gov | $0 plan + Part B $209.50 | $3,499 in network | 4 of 5 | 24 services | $2,514 | $3,364 | $7,739 |
| Verda Noble Care (HMO)HMO from Verda Health Plan of Arizona · Plan ID H2630-001 · Medicare.gov | $0 plan + Part B $209.50 | $2,099 in network | Plan too new to be measured | 24 services | $2,514 | $3,503 | $6,611 |
| DEVOTED GIVEBACK 019 AZ (HMO)HMO from Devoted Health · Plan ID H8173-019 · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $174.70 of Part B) | $8,900 in network | 4 of 5 | 24 services | $726 | $3,838 | $10,440 |
| HealthSpring Preferred Extra Savings (HMO)HMO from HealthSpring · Plan ID H0354-030 · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $170 of Part B) | $6,900 in network | 3.5 of 5 | 24 services | $1,004 | $3,869 | $9,774 |
| HealthSpring Preferred Savings (HMO)HMO from HealthSpring · Plan ID H0354-029 · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $100 of Part B) | $4,450 in network | 3.5 of 5 | 24 services | $1,604 | $4,023 | $8,164 |
| DEVOTED GIVEBACK 091 AZ (HMO)HMO from Devoted Health · Plan ID H7993-091 · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $190 of Part B) | $8,850 in network | 4.5 of 5 | 24 services | $517 | $4,281 | $9,727 |
| Banner Medicare Advantage Prime (HMO)HMO from Banner Medicare Advantage · Plan ID H5843-001 · Medicare.gov | $0 plan + Part B $209.50 | $2,995 in network | 3 of 5 | 19 services | $2,549 | $4,423 | $7,909 |
| SCAN Walmart Medicare Advantage (HMO)HMO from SCAN Health Plan · Plan ID H1822-009 · Medicare.gov | $0 plan + Part B $209.50 | $2,500 in network | 3.5 of 5 | 24 services | $2,539 | $4,573 | $7,414 |
| Aetna Medicare Prime (HMO)HMO from Aetna Medicare · Plan ID H8332-008 · Medicare.gov | $0 plan + Part B $209.50 | $3,000 in network | Not enough data available | 19 services | $2,584 | $4,913 | $7,914 |
| Wellpoint Medicare Advantage (HMO-POS)HMO-POS from Wellpoint · Plan ID H1423-009 · Medicare.gov | $0 plan + Part B $209.50 | $3,000 in network | 3.5 of 5 | 23 services | $2,574 | $4,997 | $7,914 |
| HealthSpring Preferred (HMO)HMO from HealthSpring · Plan ID H0354-028 · Medicare.gov | $0 plan + Part B $209.50 | $3,200 in network | 3.5 of 5 | 24 services | $2,589 | $5,024 | $8,114 |
| eternalHealth Horizon (HMO)HMO from eternalHealth · Plan ID H3551-001 · Medicare.gov | $0 plan + Part B $209.50 | $4,000 in network | 2.5 of 5 | 13 services | $2,519 | $5,029 | $8,649 |
| Blue Best Life Classic (HMO)HMO from Blue Cross Blue Shield of Arizona (AZ Blue) · Plan ID H0302-006 · Medicare.gov | $0 plan + Part B $209.50 | $3,550 in network | 3.5 of 5 | 18 services | $2,514 | $5,084 | $8,464 |
| DEVOTED CORE 021 AZ (HMO)HMO from Devoted Health · Plan ID H8173-021 · Medicare.gov | $0 plan + Part B $209.50 | $2,950 in network | 4 of 5 | 24 services | $2,539 | $5,096 | $7,864 |
| eternalHealth Harmony (HMO)HMO from eternalHealth · Plan ID H3551-004 · Medicare.gov | $0 plan + Part B $209.50 | $4,000 in network | 2.5 of 5 | 13 services | $2,539 | $5,137 | $8,764 |
| Humana Gold Plus H0028-074 (HMO)HMO from Humana · Plan ID H0028-074 · Medicare.gov | $0 plan + Part B $209.50 | $3,400 in network | 4.5 of 5 | 24 services | $2,579 | $5,257 | $8,314 |
| Humana Total Complete (HMO)HMO from Humana · Plan ID H4461-056 · Medicare.gov | $0 plan + Part B $209.50 | $3,400 in network | 4.5 of 5 | 24 services | $2,579 | $5,257 | $8,314 |
| DEVOTED CORE 020 AZ (HMO)HMO from Devoted Health · Plan ID H8173-020 · Medicare.gov | $0 plan + Part B $209.50 | $5,900 in network | 4 of 5 | 24 services | $2,554 | $5,309 | $10,814 |
| DEVOTED GIVEBACK EXTRAS 105 AZ (HMO)HMO from Devoted Health · Plan ID H7993-105 · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $85 of Part B) | $5,550 in network | 4.5 of 5 | 24 services | $1,723 | $5,424 | $9,444 |
| Humana Essentials Plus Giveback (PPO)PPO from Humana · Plan ID H7617-051 · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $70 of Part B) | $6,100 in network; $9,750 in and out of network | 4.5 of 5 | 24 services | $2,111 | $5,443 | $10,174 |
| AARP Medicare Advantage from UHC AZ-002P (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0609-027 · Medicare.gov | $0 plan + Part B $209.50 | $3,500 in network | 4 of 5 | 24 services | $2,514 | $5,450 | $8,414 |
| Humana Gold Plus H0028-028 (HMO)HMO from Humana · Plan ID H0028-028 · Medicare.gov | $0 plan + Part B $209.50 | $6,550 in network | 4.5 of 5 | 24 services | $2,599 | $5,481 | $11,464 |
| HumanaChoice Giveback H5216-371 (PPO)PPO from Humana · Plan ID H5216-371 · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $66 of Part B) | $6,100 in network; $9,750 in and out of network | 4 of 5 | 24 services | $2,159 | $5,491 | $10,222 |
| Wellcare Simple (HMO)HMO from Wellcare · Plan ID H0351-063 · Medicare.gov | $0 plan + Part B $209.50 | $2,500 in network | 3.5 of 5 | 20 services | $2,544 | $5,579 | $7,414 |
| Aetna Medicare Signature (HMO)HMO from Aetna Medicare · Plan ID H4835-002 · Medicare.gov | $0 plan + Part B $209.50 | $6,750 in network | 3 of 5 | 19 services | $2,604 | $5,607 | $11,229 |
| AARP Medicare Advantage Essentials from UHC AZ-2 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0609-026 · Medicare.gov | $0 plan + Part B $209.50 | $3,500 in network | 4 of 5 | 24 services | $2,514 | $5,649 | $8,414 |
| Blue Best Life Select (HMO)HMO from Blue Cross Blue Shield of Arizona (AZ Blue) · Plan ID H0302-010 · Medicare.gov | $0 plan + Part B $209.50 | $4,450 in network | 3.5 of 5 | 18 services | $2,599 | $5,651 | $9,364 |
| HealthSpring True Choice (PPO)PPO from HealthSpring · Plan ID H7849-065 · Medicare.gov | $0 plan + Part B $209.50 | $5,500 in network; $9,350 in and out of network | 3 of 5 | 24 services | $2,816 | $5,659 | $10,414 |
| AARP Medicare Advantage Extras from UHC AZ-5 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0609-046 · Medicare.gov | $0 plan + Part B $209.50 | $5,400 in network | 4 of 5 | 24 services | $2,514 | $5,685 | $10,314 |
| Blue Best Life Plus (HMO)HMO from Blue Cross Blue Shield of Arizona (AZ Blue) · Plan ID H0302-001 · Medicare.gov | $49 plan + Part B $209.50 | $3,000 in network | 3.5 of 5 | 18 services | $3,102 | $5,732 | $8,502 |
| DEVOTED CORE 090 AZ (HMO)HMO from Devoted Health · Plan ID H7993-090 · Medicare.gov | $0 plan + Part B $209.50 | $2,900 in network | 4.5 of 5 | 24 services | $2,534 | $5,822 | $7,814 |
| AARP Medicare Advantage from UHC AZ-0003 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0609-044 · Medicare.gov | $26 plan + Part B $209.50 | $3,900 in network | 4 of 5 | 24 services | $2,826 | $5,851 | $9,126 |
| Humana Essentials Plus Giveback (PPO)PPO from Humana · Plan ID H5216-435 · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $52 of Part B) | $7,850 in network; $13,900 in and out of network | 4 of 5 | 24 services | $2,605 | $5,884 | $11,974 |
| Humana Value Choice (PPO)PPO from Humana · Plan ID H7617-124 · Medicare.gov | $0 plan + Part B $209.50 | $5,220 in network; $9,750 in and out of network | 4.5 of 5 | 24 services | $2,599 | $6,000 | $10,134 |
| HumanaChoice H5216-265 (PPO)PPO from Humana · Plan ID H5216-265 · Medicare.gov | $0 plan + Part B $209.50 | $5,220 in network; $9,750 in and out of network | 4 of 5 | 24 services | $2,599 | $6,005 | $10,134 |
| HumanaChoice H5216-224 (PPO)PPO from Humana · Plan ID H5216-224 · Medicare.gov | $16.80 plan + Part B $209.50 | $4,150 in network; $6,200 in and out of network | 4 of 5 | 24 services | $3,034 | $6,067 | $9,266 |
| DEVOTED CORE 001 AZ (HMO)HMO from Devoted Health · Plan ID H8173-001 · Medicare.gov | $0 plan + Part B $209.50 | $4,500 in network | 4 of 5 | 24 services | $2,549 | $6,072 | $9,414 |
| Aetna Medicare Signature (PPO)PPO from Aetna Medicare · Plan ID H5521-554 · Medicare.gov | $0 plan + Part B $209.50 | $7,150 in network; $10,750 in and out of network | 4 of 5 | 19 services | $3,046 | $6,148 | $11,911 |
| Aetna Medicare Value Care (PPO)PPO from Aetna Medicare · Plan ID H5521-649 · Medicare.gov | $16.80 plan + Part B $209.50 | $5,900 in network; $8,900 in and out of network | 4 of 5 | 19 services | $3,243 | $6,150 | $11,016 |
| DEVOTED CHOICE 001 AZ (PPO)PPO from Devoted Health · Plan ID H6586-001 · Medicare.gov | $0 plan + Part B $209.50 | $5,900 in network; $8,950 in and out of network | 3.5 of 5 | 24 services | $2,648 | $6,314 | $10,814 |
| HumanaChoice R7220-002 (Regional PPO)Regional PPO from Humana · Plan ID R7220-002 · Medicare.gov | $110 plan + Part B $209.50 | $7,150 in network; $10,750 in and out of network | 3 of 5 | 24 services | $3,924 | $7,282 | $13,384 |
| HumanaChoice H5216-034 (PPO)PPO from Humana · Plan ID H5216-034 · Medicare.gov | $127 plan + Part B $209.50 | $7,900 in network; $11,400 in and out of network | 4 of 5 | 24 services | $4,567 | $7,958 | $14,099 |
| DEVOTED MA ONLY 005 AZ (HMO)HMO from Devoted Health · Plan ID H8173-005 · No drug coverage · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $195 of Part B) | $6,650 in network | 4 of 5 | 24 services | $694 | $9,000 | $28,400 |
| DEVOTED CHOICE MA ONLY 005 AZ (PPO)PPO from Devoted Health · Plan ID H6586-005 · No drug coverage · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $184.70 of Part B) | $7,000 in network; $9,000 in and out of network | 3.5 of 5 | 24 services | $845 | $9,235 | $28,874 |
| AARP Medicare Advantage Patriot No Rx AZ-MA2 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0609-083 · No drug coverage · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $150 of Part B) | $7,150 in network | 4 of 5 | 24 services | $1,002 | $9,291 | $29,440 |
| Aetna Medicare Eagle (PPO)PPO from Aetna Medicare · Plan ID H5521-329 · No drug coverage · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $125 of Part B) | $5,500 in network; $8,950 in and out of network | 4 of 5 | 19 services | $1,397 | $9,306 | $28,090 |
| eternalHealth Valor Give Back (HMO-POS)HMO-POS from eternalHealth · Plan ID H3551-003 · No drug coverage · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $100 of Part B) | $5,500 in network; $9,000 in and out of network | 2.5 of 5 | 12 services | $1,638 | $9,474 | $27,898 |
| Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-436 · No drug coverage · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $110 of Part B) | $5,150 in network; $10,100 in and out of network | 4 of 5 | 24 services | $1,577 | $9,942 | $27,920 |
| HumanaChoice R7220-001 (Regional PPO)Regional PPO from Humana · Plan ID R7220-001 · No drug coverage · Medicare.gov | $0 plan + Part B $209.50 | $6,000 in network; $9,000 in and out of network | 3 of 5 | 24 services | $2,892 | $11,282 | $30,090 |
Original Medicare totals use the lowest Plan G price that Medicare.gov lists for a 65-year-old woman who does not use tobacco, $147 a month. A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.
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Sources and method
Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. Medigap prices are the range Medicare.gov showed for ZIP 85004 on 2026-10-09. Totals use typical Medicare-allowed amounts for each service and typical drug prices.
- Medigap prices for ZIP 85004 on Medicare.gov
- CMS Plan Benefit Package files, 2027
- CMS 2027 landscape files (premiums and limits)
- CMS 2027 plan crosswalk
- CMS 2027 Star Ratings
- 2026 Medicare Trustees Report: projected 2027 Part A and Part B amounts (Tables V.E1 and V.E2)
- CMS 2026 Part A and Part B amounts
- Medicare.gov: Medigap guaranteed issue rights
These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.
Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.