County guide · Kings County, NY · 2027 plan year

Original Medicare vs Medicare Advantage in Kings County, NY

This guide lists 37 Medicare Advantage plans for 2027 in Kings County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.

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Plans
37
$0 premium
22 plans
Lowest in-network limit
$4,950
Highest in-network limit
$9,850

In New York, you can go back to Medigap later

New York requires Medigap companies to sell you a plan at any time of year, and your health does not change the price. So you can try Medicare Advantage and go back to Original Medicare with Medigap later.

Read about Medigap rights on Medicare.gov

Yearly cost of each plan

Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.

PlanMonthly premiumsYearly limit on medical costsStarsPrior authorizationLight yearRegular yearHeavy year
Original Medicare with Medigap Plan Gand the lowest-cost drug planPart B $209.50 + Plan G from $371 + a drug plan from $37.30$292 Part B deductible, then Plan G paysNot ratedShort list of services$7,706$9,881$10,106
MetroPlus Platinum Plan (HMO)HMO from MetroPlus Health Plan · Plan ID H0423-004 · Medicare.gov$0 plan + Part B $209.50$9,850 in network4 of 515 services$2,572$3,352$6,645
DEVOTED CHOICE GIVEBACK 008 NY (PPO)PPO from Devoted Health · Plan ID H5334-008 · Medicare.gov$0 plan + Part B $209.50 (the plan pays back $118 of Part B)$9,850 in network; $14,800 in and out of networkPlan too new to be measured24 services$1,195$4,929$10,906
VNS Health EasyCare (HMO)HMO from VNS Health Medicare · Plan ID H5549-012 · Medicare.gov$25 plan + Part B $209.50$9,850 in network4 of 521 services$2,889$5,096$11,034
Healthfirst Increased Benefits Plan (HMO)HMO from Healthfirst Medicare Plan · Plan ID H3359-019 · Medicare.gov$17.10 plan + Part B $209.50$9,850 in network3.5 of 523 services$2,759$5,217$10,514
EmblemHealth VIP Gold (HMO)HMO from EmblemHealth · Plan ID H3330-021 · Medicare.gov$40 plan + Part B $209.50$9,850 in network4 of 514 services$3,029$5,460$8,939
Aetna Medicare Signature (HMO)HMO from Aetna Medicare · Plan ID H3312-002 · Medicare.gov$0 plan + Part B $209.50$9,850 in network3 of 519 services$2,564$5,557$11,109
Aetna Medicare Signature Care (HMO)HMO from Aetna Medicare · Plan ID H3312-074 · Medicare.gov$0 plan + Part B $209.50$9,850 in network3 of 519 services$2,564$5,667$11,784
Healthfirst 65 Plus Plan (HMO)HMO from Healthfirst Medicare Plan · Plan ID H3359-001 · Medicare.gov$0 plan + Part B $209.50$9,850 in network3.5 of 523 services$2,554$5,774$11,262
EmblemHealth VIP Value (HMO)HMO from EmblemHealth · Plan ID H3330-049 · Medicare.gov$0 plan + Part B $209.50$9,850 in network4 of 514 services$2,599$5,779$11,359
Wellcare Fidelis Assist (HMO-POS)HMO-POS from Wellcare · Plan ID H5599-002 · Medicare.gov$0 plan + Part B $209.50$9,850 in network3 of 520 services$2,579$5,839$11,164
DEVOTED CHOICE GIVEBACK EXTRAS 031 NY (PPO)PPO from Devoted Health · Plan ID H5334-031 · Medicare.gov$0 plan + Part B $209.50 (the plan pays back $70 of Part B)$9,650 in network; $14,450 in and out of networkPlan too new to be measured24 services$2,077$5,853$11,906
Healthfirst Signature (HMO)HMO from Healthfirst Medicare Plan · Plan ID H5989-011 · Medicare.gov$60 plan + Part B $209.50$9,850 in network3 of 523 services$3,274$6,004$11,537
Wellcare Assist Open (PPO)PPO from Wellcare · Plan ID H2775-113 · Medicare.gov$0 plan + Part B $209.50$9,850 in network; $14,800 in and out of network3 of 520 services$2,584$6,159$11,914
EmblemHealth VIP Saver (HMO)HMO from EmblemHealth · Plan ID H3330-051 · Medicare.gov$40.40 plan + Part B $209.50$9,850 in network4 of 514 services$3,079$6,169$11,462
VillageCareMAX Medicare Select Advantage Plan (HMO)HMO from VillageCareMAX · Plan ID H2168-004 · Medicare.gov$40.50 plan + Part B $209.50$9,850 in network3.5 of 519 services$3,247$6,195$10,650
Anthem Medicare Advantage (HMO-POS)HMO-POS from Anthem Blue Cross and Blue Shield HP · Plan ID H8432-040 · Medicare.gov$44 plan + Part B $209.50$9,250 in network3 of 523 services$3,122$6,335$11,787
Anthem Medicare Advantage 2 (HMO-POS)HMO-POS from Anthem Blue Cross and Blue Shield HP · Plan ID H6988-009 · Medicare.gov$34 plan + Part B $209.50$9,250 in network5 of 523 services$3,002$6,382$11,967
Wellcare Giveback Open (PPO)PPO from Wellcare · Plan ID H2775-111 · Medicare.gov$0 plan + Part B $209.50 (the plan pays back $37 of Part B)$9,850 in network; $14,800 in and out of network3 of 520 services$2,422$6,384$12,033
AARP Medicare Advantage from UHC NY-0012 (PPO)PPO from UnitedHealthcare · Plan ID H3418-001 · Medicare.gov$0 plan + Part B $209.50$9,400 in network; $14,800 in and out of network3 of 524 services$3,229$6,473$10,827
Aetna Medicare Enhanced (PPO)PPO from Aetna Medicare · Plan ID H5521-661 · Medicare.gov$79 plan + Part B $209.50$9,850 in network; $14,800 in and out of network4 of 519 services$3,502$6,495$12,207
DEVOTED CHOICE 007 NY (PPO)PPO from Devoted Health · Plan ID H5334-007 · Medicare.gov$0 plan + Part B $209.50$9,350 in network; $13,950 in and out of networkPlan too new to be measured24 services$2,903$6,541$12,015
Wellcare Fidelis Simple (HMO-POS)HMO-POS from Wellcare · Plan ID H5599-004 · Medicare.gov$0 plan + Part B $209.50$9,850 in network3 of 520 services$2,980$6,566$12,116
Aetna Medicare Elite (PPO)PPO from Aetna Medicare · Plan ID H5521-120 · Medicare.gov$0 plan + Part B $209.50$9,850 in network; $14,800 in and out of network4 of 519 services$3,229$6,567$12,551
Humana Gold Plus H3533-033 (HMO)HMO from Humana · Plan ID H3533-033 · Medicare.gov$0 plan + Part B $209.50$9,050 in network3 of 524 services$2,604$6,743$13,964
Wellcare Simple Open (PPO)PPO from Wellcare · Plan ID H2775-106 · Medicare.gov$0 plan + Part B $209.50$9,850 in network; $14,800 in and out of network3 of 520 services$2,863$6,799$12,827
AARP Medicare Advantage from UHC NY-0005 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H3379-001 · Medicare.gov$91 plan + Part B $209.50$9,250 in network3.5 of 524 services$3,606$6,870$12,996
Aetna Medicare Elite Extra (PPO)PPO from Aetna Medicare · Plan ID H5521-698 · Medicare.gov$47 plan + Part B $209.50$9,850 in network; $14,800 in and out of network4 of 519 services$3,793$7,061$11,711
Humana Gold Plus H3533-035 (HMO)HMO from Humana · Plan ID H3533-035 · Medicare.gov$45 plan + Part B $209.50$9,250 in network3 of 524 services$3,129$7,067$13,889
EmblemHealth VIP Gold Plus (HMO)HMO from EmblemHealth · Plan ID H3330-038 · Medicare.gov$216 plan + Part B $209.50$9,850 in network4 of 514 services$5,106$7,337$10,591
HumanaChoice H5970-028 (PPO)PPO from Humana · Plan ID H5970-028 · Medicare.gov$0 plan + Part B $209.50$9,250 in network; $14,800 in and out of network3 of 524 services$3,229$7,370$14,164
Healthfirst Signature (PPO)PPO from Healthfirst Medicare Plan · Plan ID H9678-002 · Medicare.gov$155 plan + Part B $209.50$9,850 in network; $14,800 in and out of network3 of 523 services$4,839$7,717$12,877
EmblemHealth VIP Core (HMO)HMO from EmblemHealth · Plan ID H5991-014 · Medicare.gov$180 plan + Part B $209.50$9,850 in network3.5 of 514 services$4,749$7,814$13,147
Anthem Veteran 2 (HMO-POS)HMO-POS from Anthem Blue Cross and Blue Shield HP · Plan ID H6988-008 · No drug coverage · Medicare.gov$0 plan + Part B $209.50 (the plan pays back $125 of Part B)$6,800 in network5 of 523 services$1,382$9,556$28,725
Aetna Medicare Eagle Giveback (PPO)PPO from Aetna Medicare · Plan ID H5521-320 · No drug coverage · Medicare.gov$0 plan + Part B $209.50 (the plan pays back $80 of Part B)$9,850 in network; $14,800 in and out of network4 of 519 services$1,882$9,696$28,750
AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H3379-060 · No drug coverage · Medicare.gov$0 plan + Part B $209.50 (the plan pays back $125 of Part B)$7,150 in network3.5 of 524 services$1,302$9,741$29,740
Wellcare Fidelis Patriot Simple (HMO-POS)HMO-POS from Wellcare · Plan ID H5599-010 · No drug coverage · Medicare.gov$0 plan + Part B $209.50$9,850 in network3 of 520 services$2,847$10,286$29,325
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5970-016 · No drug coverage · Medicare.gov$0 plan + Part B $209.50 (the plan pays back $110 of Part B)$4,950 in network; $8,950 in and out of network3 of 524 services$1,572$10,616$27,720

Original Medicare totals use the lowest Plan G price that Medicare.gov lists for a 65-year-old woman who does not use tobacco, $371 a month. A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.

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Sources and method

Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. Medigap prices are the range Medicare.gov showed for ZIP 11201 on 2026-10-09. Totals use typical Medicare-allowed amounts for each service and typical drug prices.

These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.

Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.

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