County guide · Grant County, OK · 2027 plan year

Original Medicare vs Medicare Advantage in Grant County, OK

This guide lists 8 Medicare Advantage plans for 2027 in Grant County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.

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Plans
8
$0 premium
7 plans
Lowest in-network limit
$4,700
Highest in-network limit
$9,850

In most states, including Oklahoma, you cannot count on getting Medigap later

You can buy any Medigap plan with no health questions in the 6 months that start when you are 65 or older and have Part B. After that, a Medigap company in Oklahoma can ask about your health. It can say no, or it can charge you more. So if you join a Medicare Advantage plan now, you may not be able to get Medigap later. Oklahoma’s birthday rule helps only people who already have Medigap, not people who leave Medicare Advantage.

One exception is the trial right. If you joined Medicare Advantage when you first got Medicare at 65, or you left a Medigap plan to try Medicare Advantage for the first time, you can switch back within 12 months. Then you can buy a Medigap plan with no health questions.

Read about Medigap rights on Medicare.gov

Yearly cost of each plan

Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.

PlanMonthly premiumsYearly limit on medical costsStarsPrior authorizationLight yearRegular yearHeavy year
Original Medicare with Medigap Plan Gand the lowest-cost drug planPart B $209.50 + Plan G + a drug plan from $5.30$292 Part B deductible, then Plan G paysNot ratedShort list of servicesWe have no checked Medigap price for this county yet. Check Medigap prices on Medicare.gov
DEVOTED CHOICE GIVEBACK 002 OK (PPO)PPO from Devoted Health · Plan ID H2845-002 · Medicare.govIts page is set for Oklahoma County, OK$0 plan + Part B $209.50 (the plan pays back $159.90 of Part B)$9,850 in network; $14,500 in and out of networkPlan too new to be measured24 services$696$3,567$9,589
Aetna Medicare Signature (PPO)PPO from Aetna Medicare · Plan ID H3288-020 · Medicare.govIts page is set for Tulsa County, OK$0 plan + Part B $209.50$7,150 in network; $10,750 in and out of network3.5 of 519 services$2,564$5,542$11,159
DEVOTED CHOICE GIVEBACK EXTRAS 013 OK (PPO)PPO from Devoted Health · Plan ID H2845-013 · Medicare.govIts page is set for Oklahoma County, OK$0 plan + Part B $209.50 (the plan pays back $70 of Part B)$7,650 in network; $11,000 in and out of networkPlan too new to be measured24 services$1,864$5,642$11,608
HumanaChoice H5216-337 (PPO)PPO from Humana · Plan ID H5216-337 · Medicare.govIts page is set for Comanche County, OK$0 plan + Part B $209.50$5,700 in network; $8,950 in and out of network4 of 524 services$2,604$5,648$10,614
DEVOTED CHOICE 001 OK (PPO)PPO from Devoted Health · Plan ID H2845-001 · Medicare.govIts page is set for Oklahoma County, OK$0 plan + Part B $209.50$5,700 in network; $7,700 in and out of networkPlan too new to be measured24 services$2,534$5,972$10,614
HumanaChoice H7617-007 (PPO)PPO from Humana · Plan ID H7617-007 · Medicare.govIts page is set for McHenry County, IL$60 plan + Part B $209.50$9,250 in network; $13,900 in and out of network4.5 of 524 services$3,324$6,468$11,959
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-278 · No drug coverage · Medicare.govIts page is set for Johnson County, KS$0 plan + Part B $209.50 (the plan pays back $150 of Part B)$4,700 in network; $10,100 in and out of network4 of 524 services$1,107$9,289$26,990
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H7617-012 · No drug coverage · Medicare.govIts page is set for Johnson County, KS$0 plan + Part B $209.50 (the plan pays back $150 of Part B)$4,700 in network; $10,100 in and out of network4.5 of 524 services$1,107$9,289$26,990

A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.

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Sources and method

Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. We do not have a Medigap price for Grant County, OK. So the Original Medicare total needs your own Medigap quote. You can look up prices for ZIP 73759 on Medicare.gov. Totals use typical Medicare-allowed amounts for each service and typical drug prices.

These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.

Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.

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