County guide · Grant County, KY · 2027 plan year

Original Medicare vs Medicare Advantage in Grant County, KY

This guide lists 35 Medicare Advantage plans for 2027 in Grant County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.

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Plans
35
$0 premium
24 plans
Lowest in-network limit
$3,900
Highest in-network limit
$9,850

In most states, including Kentucky, you cannot count on getting Medigap later

You can buy any Medigap plan with no health questions in the 6 months that start when you are 65 or older and have Part B. After that, a Medigap company in Kentucky can ask about your health. It can say no, or it can charge you more. So if you join a Medicare Advantage plan now, you may not be able to get Medigap later. Kentucky’s birthday rule helps only people who already have Medigap, not people who leave Medicare Advantage.

One exception is the trial right. If you joined Medicare Advantage when you first got Medicare at 65, or you left a Medigap plan to try Medicare Advantage for the first time, you can switch back within 12 months. Then you can buy a Medigap plan with no health questions.

Read about Medigap rights on Medicare.gov

Yearly cost of each plan

Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.

PlanMonthly premiumsYearly limit on medical costsStarsPrior authorizationLight yearRegular yearHeavy year
Original Medicare with Medigap Plan Gand the lowest-cost drug planPart B $209.50 + Plan G + a drug plan from $5.30$292 Part B deductible, then Plan G paysNot ratedShort list of servicesWe have no checked Medigap price for this county yet. Check Medigap prices on Medicare.gov
DEVOTED CHOICE GIVEBACK 002 KY (PPO)PPO from Devoted Health · Plan ID H5718-002 · Medicare.govIts page is set for Jefferson County, KY$0 plan + Part B $209.50 (the plan pays back $184.70 of Part B)$9,850 in network; $14,500 in and out of network4 of 524 services$530$3,501$10,259
HealthSpring Preferred Savings (HMO)HMO from HealthSpring · Plan ID H0672-017 · Medicare.govIts page is set for Hamilton County, OH$0 plan + Part B $209.50 (the plan pays back $90 of Part B)$6,950 in network2.5 of 524 services$1,699$4,829$10,740
Aetna Medicare Value Plus (PPO)PPO from Aetna Medicare · Plan ID H5521-490 · Medicare.govIts page is set for Jefferson County, KY$9.50 plan + Part B $209.50$5,500 in network; $10,750 in and out of network4 of 519 services$2,678$5,065$9,813
Humana Essentials Plus Giveback (PPO)PPO from Humana · Plan ID H7617-049 · Medicare.govIts page is set for Jefferson County, KY$0 plan + Part B $209.50 (the plan pays back $126 of Part B)$9,850 in network; $14,800 in and out of network4.5 of 524 services$1,616$5,195$11,881
DEVOTED CHOICE GIVEBACK EXTRAS 010 KY (PPO)PPO from Devoted Health · Plan ID H5718-010 · Medicare.govIts page is set for Kenton County, KY$0 plan + Part B $209.50 (the plan pays back $85 of Part B)$7,850 in network; $11,950 in and out of network4 of 524 services$1,680$5,424$11,423
Aetna Medicare Signature (PPO)PPO from Aetna Medicare · Plan ID H5521-085 · Medicare.govIts page is set for Kenton County, KY$0 plan + Part B $209.50$7,150 in network; $10,750 in and out of network4 of 519 services$3,169$5,582$11,029
HealthSpring Preferred (HMO)HMO from HealthSpring · Plan ID H0672-013 · Medicare.govIts page is set for Hamilton County, OH$0 plan + Part B $209.50$5,875 in network2.5 of 524 services$2,594$5,724$10,789
AARP Medicare Advantage Giveback from UHC KY-4 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-127 · Medicare.govIts page is set for Jefferson County, KY$0 plan + Part B $209.50 (the plan pays back $81 of Part B)$7,150 in network4 of 524 services$2,257$5,743$11,092
DEVOTED CHOICE 003 KY (PPO)PPO from Devoted Health · Plan ID H5718-003 · Medicare.govIts page is set for Kenton County, KY$0 plan + Part B $209.50$6,050 in network; $9,600 in and out of network4 of 524 services$2,636$5,935$10,964
AARP Medicare Advantage Essentials from UHC OH-7 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-125 · Medicare.govIts page is set for Hamilton County, OH$0 plan + Part B $209.50$5,900 in network4 of 524 services$2,514$5,955$10,814
Humana Gold Plus H0292-003 (HMO)HMO from Humana · Plan ID H0292-003 · Medicare.govIts page is set for Kenton County, KY$0 plan + Part B $209.50$4,450 in network4.5 of 524 services$2,619$6,000$9,364
AARP Medicare Advantage from UHC OH-19 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-260 · Medicare.govIts page is set for Franklin County, OH$35 plan + Part B $209.50$3,900 in network4 of 524 services$2,934$6,005$9,234
AARP Medicare Advantage Extras from UHC OH-13 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-134 · Medicare.govIts page is set for Hamilton County, OH$0 plan + Part B $209.50$7,150 in network4 of 524 services$2,514$6,012$12,064
Humana Gold Plus H6622-021 (HMO-POS)HMO-POS from Humana · Plan ID H6622-021 · Medicare.govIts page is set for Kenton County, KY$0 plan + Part B $209.50$7,100 in network4 of 524 services$2,609$6,119$12,014
Humana Community (HMO)HMO from Humana · Plan ID H0292-001 · Medicare.govIts page is set for Kenton County, KY$0 plan + Part B $209.50$4,350 in network4.5 of 524 services$2,614$6,177$9,264
Humana Gold Plus H6622-055 (HMO)HMO from Humana · Plan ID H6622-055 · Medicare.govIts page is set for Cuyahoga County, OH$27 plan + Part B $209.50$6,550 in network4 of 524 services$2,933$6,194$11,788
Wellcare Giveback (HMO-POS)HMO-POS from Wellcare · Plan ID H9730-007 · Medicare.govIts page is set for Jefferson County, KY$0 plan + Part B $209.50 (the plan pays back $65 of Part B)$9,850 in network3 of 520 services$2,127$6,217$12,374
HealthSpring True Choice (PPO)PPO from HealthSpring · Plan ID H7849-088 · Medicare.govIts page is set for Hamilton County, OH$9 plan + Part B $209.50$9,250 in network; $13,900 in and out of network3 of 524 services$2,974$6,336$11,919
Anthem Medicare Advantage (HMO-POS)HMO-POS from Anthem Blue Cross and Blue Shield · Plan ID H9525-013 · Medicare.govIts page is set for Kenton County, KY$0 plan + Part B $209.50$7,150 in network3.5 of 523 services$2,589$6,395$12,064
AARP Medicare Advantage from UHC OH-0001 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5253-051 · Medicare.govIts page is set for Cuyahoga County, OH$85 plan + Part B $209.50$4,200 in network4 of 524 services$3,534$6,410$10,134
HumanaChoice H5525-008 (PPO)PPO from Humana · Plan ID H5525-008 · Medicare.govIts page is set for Lake County, IN$0 plan + Part B $209.50$7,150 in network; $10,750 in and out of network4 of 524 services$2,624$6,462$12,064
Anthem Medicare Advantage 3 (PPO)PPO from Anthem Blue Cross and Blue Shield · Plan ID H4036-034 · Medicare.govIts page is set for Jefferson County, KY$70 plan + Part B $209.50$5,900 in network; $6,900 in and out of network4.5 of 523 services$3,429$6,559$11,654
Wellcare Simple (HMO-POS)HMO-POS from Wellcare · Plan ID H9730-009 · Medicare.govIts page is set for Jefferson County, KY$0 plan + Part B $209.50$7,000 in network3 of 520 services$2,589$6,574$11,914
Anthem Medicare Advantage 2 (HMO-POS)HMO-POS from Anthem Blue Cross and Blue Shield · Plan ID H9525-021 · Medicare.govIts page is set for Kenton County, KY$31 plan + Part B $209.50$4,450 in network3.5 of 523 services$2,956$6,677$9,736
Anthem Medicare Advantage (PPO)PPO from Anthem Blue Cross and Blue Shield · Plan ID H4036-036 · Medicare.govIts page is set for Jefferson County, KY$41 plan + Part B $209.50$9,250 in network; $13,900 in and out of network4.5 of 523 services$3,081$6,749$13,006
Wellcare Simple Open (PPO)PPO from Wellcare · Plan ID H3975-001 · Medicare.govIts page is set for Jefferson County, KY$0 plan + Part B $209.50$7,500 in network; $8,950 in and out of network3 of 520 services$2,866$6,849$12,414
HumanaChoice R0110-012 (Regional PPO)Regional PPO from Humana · Plan ID R0110-012 · Medicare.govIts page is set for Jefferson County, KY$68 plan + Part B $209.50$9,850 in network; $14,800 in and out of network3.5 of 524 services$3,425$7,016$14,150
AARP Medicare Advantage from UHC KY-0003 (PPO)PPO from UnitedHealthcare · Plan ID H8768-013 · Medicare.govIts page is set for Jefferson County, KY$57 plan + Part B $209.50$7,150 in network; $10,750 in and out of network4 of 524 services$3,913$7,395$12,748
Anthem Medicare Advantage (Regional PPO)Regional PPO from Anthem Blue Cross and Blue Shield · Plan ID R5941-016 · Medicare.govIts page is set for Jefferson County, KY$123 plan + Part B $209.50$9,250 in network; $13,900 in and out of network3.5 of 523 services$4,513$7,666$13,104
AARP Medicare Advantage Patriot No Rx KY-MA01 (PPO)PPO from UnitedHealthcare · Plan ID H8768-020 · No drug coverage · Medicare.govIts page is set for Jefferson County, KY$0 plan + Part B $209.50 (the plan pays back $190 of Part B)$7,150 in network; $10,750 in and out of network4 of 524 services$522$8,526$28,380
Aetna Medicare Eagle Giveback (PPO)PPO from Aetna Medicare · Plan ID H5521-488 · No drug coverage · Medicare.govIts page is set for Jefferson County, KY$0 plan + Part B $209.50 (the plan pays back $125 of Part B)$6,900 in network; $9,950 in and out of network4 of 519 services$1,342$9,266$28,310
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-442 · No drug coverage · Medicare.govIts page is set for Jefferson County, KY$0 plan + Part B $209.50 (the plan pays back $170 of Part B)$9,150 in network; $13,900 in and out of network4 of 524 services$847$9,550$29,745
Anthem Veteran (PPO)PPO from Anthem Blue Cross and Blue Shield · Plan ID H4909-023 · No drug coverage · Medicare.govIts page is set for Jefferson County, KY$0 plan + Part B $209.50 (the plan pays back $115 of Part B)$9,250 in network; $13,900 in and out of network3 of 523 services$1,492$9,856$29,805
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-225 · No drug coverage · Medicare.govIts page is set for Jefferson County, KY$0 plan + Part B $209.50 (the plan pays back $110 of Part B)$6,500 in network; $10,000 in and out of network4 of 524 services$1,577$10,381$29,270
HumanaChoice R0110-011 (Regional PPO)Regional PPO from Humana · Plan ID R0110-011 · No drug coverage · Medicare.govIts page is set for Jefferson County, KY$0 plan + Part B $209.50$5,400 in network; $10,050 in and out of network3.5 of 524 services$2,872$11,025$29,490

A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.

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Sources and method

Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. We do not have a Medigap price for Grant County, KY. So the Original Medicare total needs your own Medigap quote. You can look up prices for ZIP 41035 on Medicare.gov. Totals use typical Medicare-allowed amounts for each service and typical drug prices.

These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.

Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.

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