County guide · Fairfield County, CT · 2027 plan year
Original Medicare vs Medicare Advantage in Fairfield County, CT
This guide lists 11 Medicare Advantage plans for 2027 in Fairfield County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.
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- Plans
- 11
- $0 premium
- 5 plans
- Lowest in-network limit
- $5,900
- Highest in-network limit
- $9,850
In Connecticut, you can go back to Medigap later
Connecticut lets you buy Medigap any time of year, and your age or health does not change the price. So you can try Medicare Advantage and go back to Original Medicare with Medigap later. A Medigap company can wait up to 6 months to cover a health condition that you already have.
Read about Medigap rights on Medicare.govYearly cost of each plan
Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.
| Plan | Monthly premiums | Yearly limit on medical costs | Stars | Prior authorization | Light year | Regular year | Heavy year |
|---|---|---|---|---|---|---|---|
| Original Medicare with Medigap Plan Gand the lowest-cost drug plan | Part B $209.50 + Plan G from $298 + a drug plan from $13.30 | $292 Part B deductible, then Plan G pays | Not rated | Short list of services | $6,539 | $8,388 | $8,939 |
| Aetna Medicare Enhanced (HMO-POS)HMO-POS from Aetna Medicare · Plan ID H6303-002 · Medicare.gov | $79 plan + Part B $209.50 | $7,150 in network | Plan too new to be measured | 19 services | $3,572 | $6,479 | $12,247 |
| Wellcare Simple (HMO-POS)HMO-POS from Wellcare · Plan ID H0712-019 · Medicare.gov | $0 plan + Part B $209.50 | $9,850 in network | 3.5 of 5 | 20 services | $2,840 | $6,585 | $12,015 |
| UHC Medicare Advantage CT-0002 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0755-031 · Medicare.gov | $59 plan + Part B $209.50 | $6,700 in network | 3.5 of 5 | 24 services | $3,222 | $6,698 | $12,322 |
| UHC Medicare Advantage CT-0003 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0755-033 · Medicare.gov | $39 plan + Part B $209.50 | $7,150 in network | 3.5 of 5 | 24 services | $2,982 | $6,724 | $12,532 |
| Wellcare Simple Open (PPO)PPO from Wellcare · Plan ID H1914-001 · Medicare.gov | $0 plan + Part B $209.50 | $9,850 in network; $14,800 in and out of network | 3 of 5 | 20 services | $2,941 | $6,795 | $12,283 |
| Aetna Medicare Signature (HMO-POS)HMO-POS from Aetna Medicare · Plan ID H5793-001 · Medicare.gov | $125 plan + Part B $209.50 | $7,150 in network | 3 of 5 | 19 services | $4,064 | $7,072 | $12,704 |
| UHC Medicare Advantage CT-0001 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0755-030 · Medicare.gov | $109 plan + Part B $209.50 | $6,300 in network | 3.5 of 5 | 24 services | $3,822 | $7,258 | $12,522 |
| Anthem Medicare Advantage (HMO)HMO from Anthem Blue Cross and Blue Shield · Plan ID H5854-019 · Medicare.gov | $90 plan + Part B $209.50 | $9,850 in network | 3.5 of 5 | 23 services | $3,694 | $7,414 | $13,704 |
| Anthem Veteran (HMO-POS)HMO-POS from Anthem Blue Cross and Blue Shield · Plan ID H5854-018 · No drug coverage · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $130 of Part B) | $5,900 in network | 3.5 of 5 | 23 services | $1,332 | $9,526 | $28,430 |
| Aetna Medicare Eagle Giveback (PPO)PPO from Aetna Medicare · Plan ID H5521-296 · No drug coverage · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $90 of Part B) | $7,150 in network; $10,750 in and out of network | 4 of 5 | 19 services | $1,767 | $9,556 | $28,650 |
| UHC Medicare Advantage Patriot No Rx CT-MA01 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H0755-032 · No drug coverage · Medicare.gov | $0 plan + Part B $209.50 (the plan pays back $120 of Part B) | $7,150 in network | 3.5 of 5 | 24 services | $1,362 | $9,671 | $29,800 |
Original Medicare totals use the lowest Plan G price that Connecticut Insurance Department, monthly Medicare Supplement rates (updated 9/11/2026) lists for a 65-year-old woman who does not use tobacco, $298 a month. A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.
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Sources and method
Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. Medigap prices come from Connecticut Insurance Department, monthly Medicare Supplement rates (updated 9/11/2026), pulled 2026-10-13. They are statewide prices for Connecticut. Totals use typical Medicare-allowed amounts for each service and typical drug prices.
- Medigap prices: Connecticut Insurance Department, monthly Medicare Supplement rates (updated 9/11/2026)
- CMS Plan Benefit Package files, 2027
- CMS 2027 landscape files (premiums and limits)
- CMS 2027 plan crosswalk
- CMS 2027 Star Ratings
- 2026 Medicare Trustees Report: projected 2027 Part A and Part B amounts (Tables V.E1 and V.E2)
- CMS 2026 Part A and Part B amounts
- Medicare.gov: Medigap guaranteed issue rights
These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.
Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.