County guide · Cobb County, GA · 2027 plan year

Original Medicare vs Medicare Advantage in Cobb County, GA

This guide lists 32 Medicare Advantage plans for 2027 in Cobb County, with the yearly cost of each one next to Original Medicare with Medigap. Special needs plans are not on this list.

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Plans
32
$0 premium
25 plans
Lowest in-network limit
$5,900
Highest in-network limit
$9,850

In most states, including Georgia, you cannot count on getting Medigap later

You can buy any Medigap plan with no health questions in the 6 months that start when you are 65 or older and have Part B. After that, a Medigap company in Georgia can ask about your health. It can say no, or it can charge you more. So if you join a Medicare Advantage plan now, you may not be able to get Medigap later.

One exception is the trial right. If you joined Medicare Advantage when you first got Medicare at 65, or you left a Medigap plan to try Medicare Advantage for the first time, you can switch back within 12 months. Then you can buy a Medigap plan with no health questions.

Read about Medigap rights on Medicare.gov

Yearly cost of each plan

Totals include premiums, the Part B premium, copays, and drug costs for three levels of care. A light year is checkups and a few visits. A regular year has ongoing specialist care. A heavy year has frequent care and a 5-day hospital stay.

PlanMonthly premiumsYearly limit on medical costsStarsPrior authorizationLight yearRegular yearHeavy year
Original Medicare with Medigap Plan Gand the lowest-cost drug planPart B $209.50 + Plan G + a drug plan from $5.30$292 Part B deductible, then Plan G paysNot ratedShort list of servicesWe have no checked Medigap price for this county yet. Check Medigap prices on Medicare.gov
DEVOTED CHOICE GIVEBACK 002 GA (PPO)PPO from Devoted Health · Plan ID H5453-002 · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50 (the plan pays back $184.70 of Part B)$9,850 in network; $14,400 in and out of network4 of 524 services$530$3,434$9,681
Kaiser Permanente Senior Advantage Basic 1 (HMO)HMO from Kaiser Permanente · Plan ID H1170-009 · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50$8,450 in network4.5 of 517 services$2,549$4,388$10,827
Kaiser Permanente Senior Advantage Care Plus (HMO-POS)HMO-POS from Kaiser Permanente · Plan ID H1170-013 · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50$9,650 in network4.5 of 517 services$2,574$4,488$11,002
Kaiser Permanente Senior Advantage Standard (HMO)HMO from Kaiser Permanente · Plan ID H1170-016 · Medicare.govIts page is set for Fulton County, GA$34 plan + Part B $209.50$7,150 in network4.5 of 517 services$2,952$4,571$10,550
Clover Health LiveHealthy (PPO)PPO from Clover Health · Plan ID H5141-026 · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50$9,850 in network; $14,800 in and out of network5 of 519 services$2,564$4,628$10,890
Clover Health LiveHealthy Premier (PPO)PPO from Clover Health · Plan ID H5141-045 · Medicare.govIts page is set for Fulton County, GA$35 plan + Part B $209.50$9,850 in network; $14,800 in and out of network5 of 519 services$2,964$4,638$10,114
Kaiser Permanente Senior Advantage Enhanced 1 (HMO)HMO from Kaiser Permanente · Plan ID H1170-002 · Medicare.govIts page is set for Fulton County, GA$70 plan + Part B $209.50$7,000 in network4.5 of 517 services$3,379$4,943$10,747
Humana Gold Plus Giveback H4141-022 (HMO)HMO from Humana · Plan ID H4141-022 · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50 (the plan pays back $118 of Part B)$9,850 in network3.5 of 524 services$1,800$4,968$10,672
HumanaChoice Giveback H7617-094 (PPO)PPO from Humana · Plan ID H7617-094 · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50 (the plan pays back $108 of Part B)$9,850 in network; $14,800 in and out of network4.5 of 524 services$1,717$4,984$10,418
Aetna Medicare Signature Care (HMO)HMO from Aetna Medicare · Plan ID H5302-022 · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50$9,850 in network3.5 of 519 services$2,564$5,301$10,919
DEVOTED CHOICE 001 GA (PPO)PPO from Devoted Health · Plan ID H5453-001 · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50$7,400 in network; $12,800 in and out of network4 of 524 services$2,623$5,302$11,089
Aetna Medicare Prime Care (HMO)HMO from Aetna Medicare · Plan ID H5302-028 · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50$5,900 in network3.5 of 519 services$2,574$5,326$10,814
DEVOTED CHOICE GIVEBACK EXTRAS 022 GA (PPO)PPO from Devoted Health · Plan ID H5453-022 · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50 (the plan pays back $85 of Part B)$8,550 in network; $13,500 in and out of network4 of 524 services$1,680$5,375$10,819
Aetna Medicare Value Care (PPO)PPO from Aetna Medicare · Plan ID H2293-023 · Medicare.gov$29 plan + Part B $209.50$9,850 in network; $14,800 in and out of network3.5 of 519 services$2,912$5,860$11,277
HealthSpring Preferred (HMO)HMO from HealthSpring · Plan ID H0439-008 · Medicare.gov$0 plan + Part B $209.50$7,150 in network3 of 524 services$2,609$5,889$11,689
Wellcare Simple (HMO-POS)HMO-POS from Wellcare · Plan ID H1112-049 · Medicare.gov$0 plan + Part B $209.50$8,800 in network3.5 of 520 services$2,569$6,129$11,249
AARP Medicare Advantage from UHC GA-10 (HMO-POS)HMO-POS from UnitedHealthcare · Plan ID H5322-053 · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50$7,150 in network3.5 of 524 services$2,514$6,188$12,064
HealthSpring True Choice (PPO)PPO from HealthSpring · Plan ID H7849-145 · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50$9,850 in network; $14,800 in and out of network3 of 524 services$2,994$6,305$11,849
HumanaChoice H7617-093 (PPO)PPO from Humana · Plan ID H7617-093 · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50$9,850 in network; $14,800 in and out of network4.5 of 524 services$3,085$6,393$12,382
HumanaChoice H7617-114 (PPO)PPO from Humana · Plan ID H7617-114 · Medicare.govIts page is set for Fulton County, GA$13 plan + Part B $209.50$9,850 in network; $14,800 in and out of network4.5 of 524 services$3,197$6,416$11,875
HealthSpring Preferred GA (HMO)HMO from HealthSpring · Plan ID H0439-003 · Medicare.gov$45 plan + Part B $209.50$6,900 in network3 of 524 services$3,154$6,484$11,874
Humana Full Access R0110-020 (Regional PPO)Regional PPO from Humana · Plan ID R0110-020 · Medicare.govIts page is set for Fulton County, GA$138 plan + Part B $209.50$9,850 in network; $14,800 in and out of network3.5 of 524 services$4,260$7,513$13,240
DEVOTED CHOICE MA ONLY 003 GA (PPO)PPO from Devoted Health · Plan ID H5453-003 · No drug coverage · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50 (the plan pays back $184.70 of Part B)$9,250 in network; $13,900 in and out of network4 of 524 services$636$9,025$28,619
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-286 · No drug coverage · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50 (the plan pays back $150 of Part B)$9,850 in network; $14,800 in and out of network4 of 524 services$1,087$9,344$28,860
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H7617-096 · No drug coverage · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50 (the plan pays back $150 of Part B)$9,850 in network; $14,800 in and out of network4.5 of 524 services$1,087$9,344$28,860
Clover Health Valor (PPO)PPO from Clover Health · Plan ID H5141-056 · No drug coverage · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50 (the plan pays back $140 of Part B)$9,850 in network; $14,800 in and out of network5 of 519 services$1,172$9,436$28,780
Kaiser Permanente Sr Advantage Liberty Giveback (HMO)HMO from Kaiser Permanente · Plan ID H1170-017 · No drug coverage · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50 (the plan pays back $100 of Part B)$6,750 in network4.5 of 517 services$1,652$9,741$28,955
Humana USAA Honor Giveback (PPO)PPO from Humana · Plan ID H5216-217 · No drug coverage · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50 (the plan pays back $70 of Part B)$6,700 in network; $10,100 in and out of network4 of 524 services$2,062$10,356$29,260
Kaiser Permanente Senior Advantage Liberty (HMO)HMO from Kaiser Permanente · Plan ID H1170-014 · No drug coverage · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50$6,000 in network4.5 of 517 services$2,842$10,651$28,915
Aetna Medicare Eagle Plus (PPO)PPO from Aetna Medicare · Plan ID H3288-034 · No drug coverage · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50$8,900 in network; $13,900 in and out of network3.5 of 519 services$2,842$10,770$30,462
UHC Medicare Advantage Patriot No Rx GS-MA01 (Regional PPO)Regional PPO from UnitedHealthcare · Plan ID R2604-005 · No drug coverage · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50$9,850 in network; $9,850 in and out of network3.5 of 524 services$2,802$10,881$30,490
HumanaChoice R0110-019 (Regional PPO)Regional PPO from Humana · Plan ID R0110-019 · No drug coverage · Medicare.govIts page is set for Fulton County, GA$0 plan + Part B $209.50$7,200 in network; $14,800 in and out of network3.5 of 524 services$2,882$11,117$30,385

A plan with no drug coverage counts drugs at full price, unless its members can add a separate drug plan. A plan name with a link opens a page where you can change the care level, the Medigap plan, your age, and your drugs.

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Sources and method

Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. We do not have a Medigap price for Cobb County, GA. So the Original Medicare total needs your own Medigap quote. You can look up prices for ZIP 30127 on Medicare.gov. Totals use typical Medicare-allowed amounts for each service and typical drug prices.

These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.

Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.

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