Company vs company · Somerset County, NJ · 2027 plan year
UnitedHealthcare vs Humana Medicare Advantage plans
Medicare.gov compares Medicare Advantage plans with each other. This page also shows Original Medicare, so you can see the full trade-off: premiums, copays, the yearly limit, extra benefits, and the rules about doctors and approvals.
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In most states, including New Jersey, you cannot count on getting Medigap later
You can buy any Medigap plan with no health questions in the 6 months that start when you are 65 or older and have Part B. After that, a Medigap company in New Jersey can ask about your health. It can say no, or it can charge you more. So if you join a Medicare Advantage plan now, you may not be able to get Medigap later.
One exception is the trial right. If you joined Medicare Advantage when you first got Medicare at 65, or you left a Medigap plan to try Medicare Advantage for the first time, you can switch back within 12 months. Then you can buy a Medigap plan with no health questions.
Read about Medigap rights on Medicare.govYour yearly cost, side by side
Move the controls to match your year. Totals include premiums, the Part B premium, copays, and drug costs.
Want to check your exact drugs? Medicare.gov lets you enter each drug and shows what each plan charges for it. Enter your drugs on Medicare.gov
New Jersey State Health Insurance Assistance Program, Medigap premium charts at age 65 (September 2026) lists $148 to $261 a month for a 65-year-old woman who does not use tobacco. We start at the lowest price. Health questions can raise the price after your first 6 months with Part B.
Original Medicare
With Medigap Plan G at $148 a month and Wellcare Value Script (PDP)
$6,819 a year
- Premiums
- $4,352
- Medical costs
- $292
- Drugs
- $2,175
Most you can pay in a bad year, before drugs: $4,644.
AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS)
HMO-POS from UnitedHealthcare
$5,882 a year
- Premiums
- $2,514
- Medical costs
- $1,500
- Drugs
- $1,868
Most you can pay in a bad year, before drugs: $9,664.
HumanaChoice Giveback H7617-045 (PPO)
PPO from Humana
$5,553 a year
- Premiums
- $1,218
- Medical costs
- $2,514
- Drugs
- $1,821
Most you can pay in a bad year, before drugs: $9,218.
With these settings, HumanaChoice Giveback H7617-045 (PPO) costs about $329 less a year than AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS).
Tipping point for AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS): with this drug use, if your medical copays and coinsurance in this plan pass $2,437 in a year, Original Medicare with Plan G costs less. The plan caps those costs at $7,150.
Tipping point for HumanaChoice Giveback H7617-045 (PPO): with this drug use, if your medical copays and coinsurance in this plan pass $3,780 in a year, Original Medicare with Plan G costs less. The plan caps those costs at $8,000.
These are estimates, not quotes. Check every number with Medicare (Medicare.gov or 1-800-MEDICARE) and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Drug costs use typical prices for generic and brand-name drugs. Original Medicare amounts are 2027 projections from the 2026 Medicare Trustees Report. CMS sets the final amounts in November.
Text us about this comparisonWhat you pay each time you get care
In-network costs for one visit or one stay. The Original Medicare amounts follow your Medigap choice above: Plan G.
Primary doctor visit
Original Medicare + Medigap Plan G
$0
after the $292 yearly Part B deductible
AARP Medicare Advantage from UHC NJ-0005 (PPO)
$0
AARP Medicare Advantage from UHC NJ-0004 (PPO)
$0
HumanaChoice Giveback H5216-319 (PPO)
$0
HumanaChoice Giveback H7617-045 (PPO)
$0
Specialist visit
Original Medicare + Medigap Plan G
$0
after the $292 yearly Part B deductible
AARP Medicare Advantage from UHC NJ-0005 (PPO)
$0-$50
Prior authorizationAARP Medicare Advantage from UHC NJ-0004 (PPO)
$0-$60
Prior authorizationHumanaChoice Giveback H5216-319 (PPO)
$45
Prior authorizationHumanaChoice Giveback H7617-045 (PPO)
$45
Prior authorization
Lab tests
Original Medicare + Medigap Plan G
$0
most Medicare-covered tests
AARP Medicare Advantage from UHC NJ-0005 (PPO)
$0
Prior authorizationAARP Medicare Advantage from UHC NJ-0004 (PPO)
$0
Prior authorizationHumanaChoice Giveback H5216-319 (PPO)
$0
Prior authorizationHumanaChoice Giveback H7617-045 (PPO)
$0
Prior authorization
MRI or CT scan
Original Medicare + Medigap Plan G
$0
after the $292 yearly Part B deductible
AARP Medicare Advantage from UHC NJ-0005 (PPO)
$0-$320
Prior authorizationAARP Medicare Advantage from UHC NJ-0004 (PPO)
$0-$320
Prior authorizationHumanaChoice Giveback H5216-319 (PPO)
$0-$780
Prior authorizationHumanaChoice Giveback H7617-045 (PPO)
$0-$780
Prior authorization
Emergency room
Original Medicare + Medigap Plan G
$0
after the $292 yearly Part B deductible
AARP Medicare Advantage from UHC NJ-0005 (PPO)
$115
AARP Medicare Advantage from UHC NJ-0004 (PPO)
$115
HumanaChoice Giveback H5216-319 (PPO)
$115
HumanaChoice Giveback H7617-045 (PPO)
$115
Urgent care
Original Medicare + Medigap Plan G
$0
after the $292 yearly Part B deductible
AARP Medicare Advantage from UHC NJ-0005 (PPO)
$0-$40
AARP Medicare Advantage from UHC NJ-0004 (PPO)
$0-$40
HumanaChoice Giveback H5216-319 (PPO)
$40
HumanaChoice Giveback H7617-045 (PPO)
$40
Outpatient surgery
Original Medicare + Medigap Plan G
$0
after the $292 yearly Part B deductible
AARP Medicare Advantage from UHC NJ-0005 (PPO)
$0-$440
Prior authorizationAARP Medicare Advantage from UHC NJ-0004 (PPO)
$0-$560
Prior authorizationHumanaChoice Giveback H5216-319 (PPO)
$0-$625
Prior authorizationHumanaChoice Giveback H7617-045 (PPO)
$0-$550
Prior authorization
Ground ambulance
Original Medicare + Medigap Plan G
$0
after the $292 yearly Part B deductible
AARP Medicare Advantage from UHC NJ-0005 (PPO)
$275
Prior authorizationAARP Medicare Advantage from UHC NJ-0004 (PPO)
$275
Prior authorizationHumanaChoice Giveback H5216-319 (PPO)
$325
Prior authorizationHumanaChoice Giveback H7617-045 (PPO)
$325
Prior authorization
Hospital stay, 5 days
Original Medicare + Medigap Plan G
$0
Plan G pays the $1,788 Part A deductible
AARP Medicare Advantage from UHC NJ-0005 (PPO)
$2,450
for a 5-day stay
Prior authorizationAARP Medicare Advantage from UHC NJ-0004 (PPO)
$2,440
for a 5-day stay
Prior authorizationHumanaChoice Giveback H5216-319 (PPO)
$1,900
for a 5-day stay
Prior authorizationHumanaChoice Giveback H7617-045 (PPO)
$1,900
for a 5-day stay
Prior authorization
See every cost in one table
| What you pay in network | Original Medicare + Medigap Plan G | AARP Medicare Advantage from UHC NJ-0005 (PPO) | AARP Medicare Advantage from UHC NJ-0004 (PPO) | HumanaChoice Giveback H5216-319 (PPO) | HumanaChoice Giveback H7617-045 (PPO) |
|---|---|---|---|---|---|
| Monthly premium | Part B $209.50 + Medigap Plan G $148 + drug plan $5.30 | $79 + Part B $209.50 | $69 + Part B $209.50 | $0 (pays back $106 a month of your Part B premium) + Part B $209.50 | $0 (pays back $108 a month of your Part B premium) + Part B $209.50 |
| Yearly limit on what you pay | You pay the $292 Part B deductible. Plan G pays the rest. | $8,400 in network; $14,800 in and out of network | $8,900 in network; $14,800 in and out of network | $8,000 in network; $9,000 in and out of network | $8,000 in network; $9,000 in and out of network |
| Medical deductible | $292 Part B. Plan G pays the $1,788 Part A deductible. | $1,000 | $1,000 | $380 | $380 |
| Primary doctor visit | $0, after the $292 yearly Part B deductible | $0 copay | $0 copay | $0 copay | $0 copay |
| Specialist visit | $0, after the $292 yearly Part B deductible | $0-$50 copayPrior authorization | $0-$60 copayPrior authorization | $45 copayPrior authorization | $45 copayPrior authorization |
| Lab tests | $0, most Medicare-covered tests | $0 copayPrior authorization | $0 copayPrior authorization | $0 copayPrior authorization | $0 copayPrior authorization |
| MRI or CT scan | $0, after the $292 yearly Part B deductible | $0-$320 copayPrior authorization | $0-$320 copayPrior authorization | $0-$780 copayPrior authorization | $0-$780 copayPrior authorization |
| X-rays | $0, after the $292 yearly Part B deductible | $30 copayPrior authorization | $5 copayPrior authorization | $0-$145 copayPrior authorization | $0-$145 copayPrior authorization |
| Emergency room | $0, after the $292 yearly Part B deductible | $115 copay | $115 copay | $115 copay | $115 copay |
| Urgent care | $0, after the $292 yearly Part B deductible | $0-$40 copay | $0-$40 copay | $40 copay | $40 copay |
| Outpatient hospital | $0, after the $292 yearly Part B deductible | $0-$490 copayPrior authorization | $0-$610 copayPrior authorization | $0-$800 copayPrior authorization | $0-$650 copayPrior authorization |
| Surgery center | $0, after the $292 yearly Part B deductible | $0-$440 copayPrior authorization | $0-$560 copayPrior authorization | $0-$625 copayPrior authorization | $0-$550 copayPrior authorization |
| Ground ambulance | $0, after the $292 yearly Part B deductible | $275 copayPrior authorization | $275 copayPrior authorization | $325 copayPrior authorization | $325 copayPrior authorization |
| Hospital stay | $0, Plan G pays the $1,788 Part A deductible | $490 per day for days 1-5; $0 per day for days 6-90Prior authorization | $610 per day for days 1-4; $0 per day for days 5-90Prior authorization | $380 per day for days 1-7; $0 per day for days 8-90Prior authorization | $380 per day for days 1-7; $0 per day for days 8-90Prior authorization |
| Skilled nursing facility | $0, Plan G pays days 21-100 | $0 per day for days 1-20; $221 per day for days 21-100Prior authorization | $0 per day for days 1-20; $221 per day for days 21-100Prior authorization | $0 per day for days 1-20; $221 per day for days 21-100Prior authorization | $0 per day for days 1-20; $221 per day for days 21-100Prior authorization |
| Mental health visit | $0, after the $292 yearly Part B deductible | $0-$25 copayPrior authorization | $0-$25 copayPrior authorization | $35 copayPrior authorization | $35 copayPrior authorization |
| Physical therapy | $0, after the $292 yearly Part B deductible | $50 copayPrior authorization | $55 copayPrior authorization | $35 copayPrior authorization | $35 copayPrior authorization |
| Home health care | $0, Medicare-covered home health | $0 copayPrior authorization | $0 copayPrior authorization | $0 copayPrior authorization | $0 copayPrior authorization |
| Medical equipment | $0, after the $292 yearly Part B deductible | 20% coinsurancePrior authorization | 20% coinsurancePrior authorization | 15% coinsurancePrior authorization | 15% coinsurancePrior authorization |
| Part B drugs | $0 after the $292 Part B deductible | 0%-20% coinsurancePrior authorization | 0%-20% coinsurancePrior authorization | 0%-20% coinsurancePrior authorization | 0%-20% coinsurancePrior authorization |
| Drug deductible (Part D) | $700 with Wellcare Value Script (PDP) | $685 | $685 | $700 | $700 |
| Drug tiers (one month, retail) | Generic: $0 copayPreferred Brand: 25% coinsuranceNon-Preferred Drug: 42% coinsuranceInjectable Drugs: 15% coinsuranceSpecialty Tier: 25% coinsuranceSelect Care Drugs: $11 copay | Preferred Generic: $0 copayGeneric: $8 copayPreferred Brand: 20% coinsuranceNon-Preferred Drug: 27% coinsuranceSpecialty Tier: 26% coinsurance | Preferred Generic: $0 copayGeneric: $8 copayPreferred Brand: 20% coinsuranceNon-Preferred Drug: 27% coinsuranceSpecialty Tier: 26% coinsurance | Preferred Generic: $0 copayGeneric: $4 copayPreferred Brand: 19% coinsuranceNon-Preferred Drug: 30% coinsuranceSpecialty Tier: 25% coinsurance | Preferred Generic: $0 copayGeneric: $4 copayPreferred Brand: 19% coinsuranceNon-Preferred Drug: 30% coinsuranceSpecialty Tier: 25% coinsurance |
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A higher drug plan premium is not, by itself, a reason to switch
With Original Medicare, you buy a separate drug plan. In New Jersey, 11 drug plans are for sale for 2027, from $5.30 to $217.90 a month. Half of them cost $120.50 a month or less.
- Every 2027 drug plan limits what you pay for covered drugs to $2,400 a year. The drug coverage in Medicare Advantage plans has the same limit.
- The premium is one part of your yearly cost. The calculator above adds premiums, medical costs, and drug costs, so you can see the whole year.
- A Medicare Advantage plan can cost less in a light year. But you also take on its network and prior authorization rules, and you may not be able to get Medigap later.
- If your income is limited, Extra Help can pay most of your drug plan premium and drug costs. Check Extra Help at SSA.gov
The two companies in Somerset County
UnitedHealthcare
- 9 plans for 2027 (not counting special needs plans)
- 4 with a $0 premium; 2 pay back part of your Part B premium
- Yearly limits from $6,900 to $9,400
- Star ratings 3.5 to 4
- AARP Medicare Advantage from UHC NJ-0005 (PPO) · $79 a month · limit $8,400
- AARP Medicare Advantage from UHC NJ-0004 (PPO) · $69 a month · limit $8,900
- AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) · $0 a month · limit $7,150
- AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS) · $0 a month · limit $7,150
- AARP Medicare Advantage from UHC NJ-6 (PPO) · $29 a month · limit $9,400
- AARP Medicare Advantage from UHC NJ-0002 (HMO-POS) · $79 a month · limit $7,150
- AARP Medicare Advantage from UHC NJ-0003 (HMO-POS) · $115 a month · limit $6,900
- AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO) · $0 a month · limit $7,150
- AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS) · $0 a month · limit $7,150
Humana
- 6 plans for 2027 (not counting special needs plans)
- 5 with a $0 premium; 4 pay back part of your Part B premium
- Yearly limits from $6,750 to $9,250
- Star ratings 4 to 4.5
- HumanaChoice Giveback H5216-319 (PPO) · $0 a month · limit $8,000
- HumanaChoice Giveback H7617-045 (PPO) · $0 a month · limit $8,000
- Humana Gold Plus H6622-100 (HMO) · $0 a month · limit $8,850
- Humana USAA Honor Giveback (PPO) · $0 a month · limit $6,750
- HumanaChoice H5216-461 (PPO) · $36.30 a month · limit $9,250
- HumanaChoice Giveback H7617-127 (PPO) · $0 a month · limit $8,250
Doctors, referrals, and prior authorization
Cost is one side. The other side is how you get care. These rules come from the CMS plan files. Prior authorization means the plan must approve a service before you get it.
Original Medicare
- Any doctor or hospital in the U.S. that takes Medicare
- No referrals
- Prior authorization only for a short list of services
AARP Medicare Advantage from UHC NJ-0005 (PPO)
PPO
- The plan has a network. You can go outside it, but you pay more.
- No referral needed to see a specialist.
Prior authorization for 24 services
Specialist visits, Diagnostic tests, MRI or CT, Radiation therapy, Outpatient hospital, Observation stay, Surgery center, Ambulance, Mental health visits, Psychiatrist visits, Physical therapy, Occupational therapy, Home health, Partial hospitalization, Cardiac rehab, Pulmonary rehab, Medical equipment, Prosthetics, Diabetic supplies, Dialysis, Substance use care, Hospital stay, Skilled nursing, Part B drugs
AARP Medicare Advantage from UHC NJ-0004 (PPO)
PPO
- The plan has a network. You can go outside it, but you pay more.
- No referral needed to see a specialist.
Prior authorization for 24 services
Specialist visits, Diagnostic tests, MRI or CT, Radiation therapy, Outpatient hospital, Observation stay, Surgery center, Ambulance, Mental health visits, Psychiatrist visits, Physical therapy, Occupational therapy, Home health, Partial hospitalization, Cardiac rehab, Pulmonary rehab, Medical equipment, Prosthetics, Diabetic supplies, Dialysis, Substance use care, Hospital stay, Skilled nursing, Part B drugs
HumanaChoice Giveback H5216-319 (PPO)
PPO
- The plan has a network. You can go outside it, but you pay more.
- No referral needed to see a specialist.
Prior authorization for 24 services
Specialist visits, Diagnostic tests, MRI or CT, Radiation therapy, Outpatient hospital, Observation stay, Surgery center, Ambulance, Mental health visits, Psychiatrist visits, Physical therapy, Occupational therapy, Home health, Partial hospitalization, Cardiac rehab, Pulmonary rehab, Medical equipment, Prosthetics, Diabetic supplies, Dialysis, Substance use care, Hospital stay, Skilled nursing, Part B drugs
HumanaChoice Giveback H7617-045 (PPO)
PPO
- The plan has a network. You can go outside it, but you pay more.
- No referral needed to see a specialist.
Prior authorization for 24 services
Specialist visits, Diagnostic tests, MRI or CT, Radiation therapy, Outpatient hospital, Observation stay, Surgery center, Ambulance, Mental health visits, Psychiatrist visits, Physical therapy, Occupational therapy, Home health, Partial hospitalization, Cardiac rehab, Pulmonary rehab, Medical equipment, Prosthetics, Diabetic supplies, Dialysis, Substance use care, Hospital stay, Skilled nursing, Part B drugs
Extra benefits
| Extra benefit | Original Medicare | AARP Medicare Advantage from UHC NJ-0005 (PPO) | AARP Medicare Advantage from UHC NJ-0004 (PPO) | HumanaChoice Giveback H5216-319 (PPO) | HumanaChoice Giveback H7617-045 (PPO) |
|---|---|---|---|---|---|
| Dental | No | Comprehensive, up to $1,000 a year | Preventive only | Comprehensive, up to $1,250 a year | Comprehensive, up to $1,250 a year |
| Eye exam | No | Yes | Yes | Yes | Yes |
| Glasses or contacts | No | Yes, $200 allowance | Yes, $200 allowance | Yes, $200 allowance | Yes, $200 allowance |
| Hearing aids | No | Yes, up to $700 | Yes, up to $700 | Yes, copays from $575 | Yes, copays from $575 |
| Over-the-counter allowance | No | $120 a year | $100 a year | No | No |
| Fitness benefit | No | Yes | Yes | Yes | Yes |
| Rides to care | No | No | No | No | No |
| Meals after a hospital stay | No | No | No | No | No |
| Emergency care abroad | Plan G and Plan N pay 80% after a $250 deductible | No | No | Yes | Yes |
| Part B premium giveback | No | No | No | $106 a month | $108 a month |
What changed for 2027
AARP Medicare Advantage from UHC NJ-0005 (PPO)
Renewal Plan · 2026 plan H8768-035-0
- Monthly premium up from $72 to $79
- In-network out-of-pocket maximum up from $7,550 to $8,400
- Medical deductible up from $0 to $1,000
- Drug deductible up from $600 to $685
- Specialist visit: $0-$30 copay to $0-$50 copay
- Diagnostic radiology (MRI, CT): $0-$260 copay to $0-$320 copay
- Outpatient hospital: $0-$445 copay to $0-$490 copay
- Inpatient hospital: $445 per day for days 1-5; $0 per day for days 6-90 to $490 per day for days 1-5; $0 per day for days 6-90
- Skilled nursing facility: $0 per day for days 1-20; $218 per day for days 21-100 to $0 per day for days 1-20; $221 per day for days 21-100
- Dental maximum down from $1,500 to $1,000
- Yearly OTC allowance down from $180 to $120
- Eyewear allowance up from $150 to $200
- Meals after a hospital stay removed
- Worldwide emergency coverage removed
- Overall star rating up from 3.5 to 4
AARP Medicare Advantage from UHC NJ-0004 (PPO)
Renewal Plan · 2026 plan H8768-022-0
- Monthly premium up from $45 to $69
- In-network out-of-pocket maximum up from $7,900 to $8,900
- Medical deductible up from $0 to $1,000
- Drug deductible up from $600 to $685
- Specialist visit: $0-$50 copay to $0-$60 copay
- Diagnostic radiology (MRI, CT): $0-$260 copay to $0-$320 copay
- Outpatient hospital: $0-$485 copay to $0-$610 copay
- Inpatient hospital: $485 per day for days 1-5; $0 per day for days 6-90 to $610 per day for days 1-4; $0 per day for days 5-90
- Skilled nursing facility: $0 per day for days 1-20; $218 per day for days 21-100 to $0 per day for days 1-20; $221 per day for days 21-100
- Eyewear allowance up from $150 to $200
- Meals after a hospital stay removed
- Worldwide emergency coverage removed
- Overall star rating up from 3.5 to 4
HumanaChoice Giveback H5216-319 (PPO)
Renewal Plan · 2026 plan H5216-319-0
- In-network out-of-pocket maximum up from $7,250 to $8,000
- Drug deductible up from $360 to $700
- Part B giveback up from $103 to $106
- Outpatient hospital: $0-$500 copay to $0-$800 copay
- Ground ambulance: $310 copay to $325 copay
- Inpatient hospital: $275 per day for days 1-7; $0 per day for days 8-90 to $380 per day for days 1-7; $0 per day for days 8-90
- Skilled nursing facility: $0 per day for days 1-20; $218 per day for days 21-100 to $0 per day for days 1-20; $221 per day for days 21-100
- Dental maximum down from $1,500 to $1,250
- Overall star rating up from 3.5 to 4
HumanaChoice Giveback H7617-045 (PPO)
Renewal Plan · 2026 plan H7617-045-0
- In-network out-of-pocket maximum up from $7,250 to $8,000
- Drug deductible up from $360 to $700
- Part B giveback up from $103 to $108
- Outpatient hospital: $0-$500 copay to $0-$650 copay
- Ground ambulance: $310 copay to $325 copay
- Inpatient hospital: $275 per day for days 1-7; $0 per day for days 8-90 to $380 per day for days 1-7; $0 per day for days 8-90
- Skilled nursing facility: $0 per day for days 1-20; $218 per day for days 21-100 to $0 per day for days 1-20; $221 per day for days 21-100
- Dental maximum down from $1,500 to $1,250
More 2027 plans in Somerset County
- Clover Health Choice (PPO), H5141-004 (page for Bergen County, NJ)
- Clover Health Choice Value (PPO), H5141-007 (page for Bergen County, NJ)
- Clover Health Choice Giveback (PPO), H5141-054 (page for Bergen County, NJ)
- Aetna Medicare Prime (HMO-POS), H3152-080 (page for Bergen County, NJ)
- Aetna Medicare Prime Giveback (PPO), H5521-277 (page for Bergen County, NJ)
- Aetna Medicare Prime (PPO), H5521-392 (page for Bergen County, NJ)
- Wellcare Low Premium (HMO-POS), H0913-002 (page for Bergen County, NJ)
- Wellcare Assist (HMO-POS), H0913-015 (page for Bergen County, NJ)
County guide: 2027 plans in Somerset CountyState guide: New Jersey
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Sources and method
Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. We checked a sample of plans field by field against Medicare.gov. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. Medigap prices come from New Jersey State Health Insurance Assistance Program, Medigap premium charts at age 65 (September 2026), pulled 2026-10-13. They are statewide prices for New Jersey. Totals use typical Medicare-allowed amounts for each service and typical drug prices.
- AARP Medicare Advantage from UHC NJ-0005 (PPO) on Medicare.gov · plan website · drug list · doctor directory
- AARP Medicare Advantage from UHC NJ-0004 (PPO) on Medicare.gov · plan website · drug list · doctor directory
- HumanaChoice Giveback H5216-319 (PPO) on Medicare.gov · plan website · drug list · doctor directory
- HumanaChoice Giveback H7617-045 (PPO) on Medicare.gov · plan website · drug list · doctor directory
- Medigap prices: New Jersey State Health Insurance Assistance Program, Medigap premium charts at age 65 (September 2026)
- CMS Plan Benefit Package files, 2027
- CMS 2027 landscape files (premiums and limits)
- CMS 2027 plan crosswalk
- CMS 2027 Star Ratings
- 2026 Medicare Trustees Report: projected 2027 Part A and Part B amounts (Tables V.E1 and V.E2)
- CMS 2026 Part A and Part B amounts
- Medicare.gov: Medigap guaranteed issue rights
These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.
Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.