Company vs company · Crawford County, OH · 2027 plan year
Devoted Health vs Anthem Blue Cross and Blue Shield Medicare Advantage plans
Medicare.gov compares Medicare Advantage plans with each other. This page also shows Original Medicare, so you can see the full trade-off: premiums, copays, the yearly limit, extra benefits, and the rules about doctors and approvals.
Pinnie Direct is a free text line. Pinnie does not sell plans.
In most states, including Ohio, you cannot count on getting Medigap later
You can buy any Medigap plan with no health questions in the 6 months that start when you are 65 or older and have Part B. After that, a Medigap company in Ohio can ask about your health. It can say no, or it can charge you more. So if you join a Medicare Advantage plan now, you may not be able to get Medigap later.
One exception is the trial right. If you joined Medicare Advantage when you first got Medicare at 65, or you left a Medigap plan to try Medicare Advantage for the first time, you can switch back within 12 months. Then you can buy a Medigap plan with no health questions.
Read about Medigap rights on Medicare.govYour yearly cost, side by side
Move the controls to match your year. Totals include premiums, the Part B premium, copays, and drug costs.
Want to check your exact drugs? Medicare.gov lets you enter each drug and shows what each plan charges for it. Enter your drugs on Medicare.gov
We have no Medigap Plan G price for a 65-year-old woman in Crawford County. Enter the monthly price from your quote, or check Medigap prices for ZIP 44820 on Medicare.gov.
Original Medicare
We have no Medigap Plan G price for a 65-year-old woman here, so we cannot show this total yet. Enter your quote above to see it. Check Medigap prices on Medicare.gov
DEVOTED GIVEBACK 003 OH (HMO)
HMO from Devoted Health
$3,549 a year
- Premiums
- $298
- Medical costs
- $1,869
- Drugs
- $1,382
Most you can pay in a bad year, before drugs: $8,298.
Anthem Extra Help (HMO-POS)
HMO-POS from Anthem Blue Cross and Blue Shield
$5,463 a year
- Premiums
- $2,514
- Medical costs
- $1,220
- Drugs
- $1,729
Most you can pay in a bad year, before drugs: $9,864.
With these settings, DEVOTED GIVEBACK 003 OH (HMO) costs about $1,914 less a year than Anthem Extra Help (HMO-POS).
These are estimates, not quotes. Check every number with Medicare (Medicare.gov or 1-800-MEDICARE) and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Drug costs use typical prices for generic and brand-name drugs. Original Medicare amounts are 2027 projections from the 2026 Medicare Trustees Report. CMS sets the final amounts in November.
Text us about this comparisonWhat you pay each time you get care
In-network costs for one visit or one stay. The Original Medicare amounts follow your Medigap choice above: Plan G.
Primary doctor visit
Original Medicare + Medigap Plan G
$0
after the $292 yearly Part B deductible
DEVOTED GIVEBACK 003 OH (HMO)
$0 copay
DEVOTED CHOICE 003 OH (PPO)
$0 copay
Anthem Veteran (PPO)
$0
Anthem Extra Help (HMO-POS)
$0
Specialist visit
Original Medicare + Medigap Plan G
$0
after the $292 yearly Part B deductible
DEVOTED GIVEBACK 003 OH (HMO)
$45
Prior authorizationDEVOTED CHOICE 003 OH (PPO)
$45
Prior authorizationAnthem Veteran (PPO)
$40
Prior authorizationAnthem Extra Help (HMO-POS)
$25
Prior authorization
Lab tests
Original Medicare + Medigap Plan G
$0
most Medicare-covered tests
DEVOTED GIVEBACK 003 OH (HMO)
$0-$45 or 20%
Prior authorizationDEVOTED CHOICE 003 OH (PPO)
$0-$45 or 20%
Prior authorizationAnthem Veteran (PPO)
$0-$50
Prior authorizationAnthem Extra Help (HMO-POS)
$0-$10
Prior authorization
MRI or CT scan
Original Medicare + Medigap Plan G
$0
after the $292 yearly Part B deductible
DEVOTED GIVEBACK 003 OH (HMO)
$25-$300
Prior authorizationDEVOTED CHOICE 003 OH (PPO)
$25-$300
Prior authorizationAnthem Veteran (PPO)
$50-$350
Prior authorizationAnthem Extra Help (HMO-POS)
$50-$310
Prior authorization
Emergency room
Original Medicare + Medigap Plan G
$0
after the $292 yearly Part B deductible
DEVOTED GIVEBACK 003 OH (HMO)
$115
DEVOTED CHOICE 003 OH (PPO)
$130
Anthem Veteran (PPO)
$130
Anthem Extra Help (HMO-POS)
$115
Urgent care
Original Medicare + Medigap Plan G
$0
after the $292 yearly Part B deductible
DEVOTED GIVEBACK 003 OH (HMO)
$0-$40
DEVOTED CHOICE 003 OH (PPO)
$0-$45
Anthem Veteran (PPO)
$25
Anthem Extra Help (HMO-POS)
$35
Outpatient surgery
Original Medicare + Medigap Plan G
$0
after the $292 yearly Part B deductible
DEVOTED GIVEBACK 003 OH (HMO)
$0-$490
Prior authorizationDEVOTED CHOICE 003 OH (PPO)
$0-$395
Prior authorizationAnthem Veteran (PPO)
$0-$300
Prior authorizationAnthem Extra Help (HMO-POS)
$0-$210
Prior authorization
Ground ambulance
Original Medicare + Medigap Plan G
$0
after the $292 yearly Part B deductible
DEVOTED GIVEBACK 003 OH (HMO)
$0-$350
Prior authorizationDEVOTED CHOICE 003 OH (PPO)
$0-$315
Prior authorizationAnthem Veteran (PPO)
$280
Prior authorizationAnthem Extra Help (HMO-POS)
$325
Prior authorization
Hospital stay, 5 days
Original Medicare + Medigap Plan G
$0
Plan G pays the $1,788 Part A deductible
DEVOTED GIVEBACK 003 OH (HMO)
$2,450
for a 5-day stay
Prior authorizationDEVOTED CHOICE 003 OH (PPO)
$1,975
for a 5-day stay
Prior authorizationAnthem Veteran (PPO)
$1,750
for a 5-day stay
Prior authorizationAnthem Extra Help (HMO-POS)
$1,550
for a 5-day stay
Prior authorization
See every cost in one table
| What you pay in network | Original Medicare + Medigap Plan G | DEVOTED GIVEBACK 003 OH (HMO) | DEVOTED CHOICE 003 OH (PPO) | Anthem Veteran (PPO) | Anthem Extra Help (HMO-POS) |
|---|---|---|---|---|---|
| Monthly premium | Part B $209.50 + Medigap Plan G at the price of your quote + drug plan $5.30 | $0 (pays back $184.70 a month of your Part B premium) + Part B $209.50 | $0 + Part B $209.50 | $0 (pays back $184 a month of your Part B premium) + Part B $209.50 | $0 + Part B $209.50 |
| Yearly limit on what you pay | You pay the $292 Part B deductible. Plan G pays the rest. | $8,000 in network | $5,300 in network; $10,100 in and out of network | $5,900 in network; $8,950 in and out of network | $7,350 in network |
| Medical deductible | $292 Part B. Plan G pays the $1,788 Part A deductible. | $165 | $0 | $0 | $0 |
| Primary doctor visit | $0, after the $292 yearly Part B deductible | $0 copay | $0 copay | $0 copay | $0 copay |
| Specialist visit | $0, after the $292 yearly Part B deductible | $45 copayPrior authorization | $45 copayPrior authorization | $40 copayPrior authorization | $25 copayPrior authorization |
| Lab tests | $0, most Medicare-covered tests | $0-$45 copay, 20% coinsurancePrior authorization | $0-$45 copay, 20% coinsurancePrior authorization | $0-$50 copayPrior authorization | $0-$10 copayPrior authorization |
| MRI or CT scan | $0, after the $292 yearly Part B deductible | $25-$300 copayPrior authorization | $25-$300 copayPrior authorization | $50-$350 copayPrior authorization | $50-$310 copayPrior authorization |
| X-rays | $0, after the $292 yearly Part B deductible | $0-$150 copayPrior authorization | $0-$75 copayPrior authorization | $50-$110 copayPrior authorization | $50-$90 copayPrior authorization |
| Emergency room | $0, after the $292 yearly Part B deductible | $115 copay | $130 copay | $130 copay | $115 copay |
| Urgent care | $0, after the $292 yearly Part B deductible | $0-$40 copay | $0-$45 copay | $25 copay | $35 copay |
| Outpatient hospital | $0, after the $292 yearly Part B deductible | $0-$590 copayPrior authorization | $0-$495 copayPrior authorization | $0-$350 copayPrior authorization | $0-$310 copayPrior authorization |
| Surgery center | $0, after the $292 yearly Part B deductible | $0-$490 copayPrior authorization | $0-$395 copayPrior authorization | $0-$300 copayPrior authorization | $0-$210 copayPrior authorization |
| Ground ambulance | $0, after the $292 yearly Part B deductible | $0-$350 copayPrior authorization | $0-$315 copayPrior authorization | $280 copayPrior authorization | $325 copayPrior authorization |
| Hospital stay | $0, Plan G pays the $1,788 Part A deductible | $490 per day for days 1-5; $0 per day for days 6-90Prior authorization | $395 per day for days 1-5; $0 per day for days 6-90Prior authorization | $350 per day for days 1-5; $0 per day for days 6-90Prior authorization | $310 per day for days 1-7; $0 per day for days 8-90Prior authorization |
| Skilled nursing facility | $0, Plan G pays days 21-100 | $0 per day for days 1-20; $221 per day for days 21-100Prior authorization | $10 per day for days 1-20; $221 per day for days 21-100Prior authorization | $0 per day for days 1-20; $221 per day for days 21-100Prior authorization | $0 per day for days 1-20; $221 per day for days 21-100Prior authorization |
| Mental health visit | $0, after the $292 yearly Part B deductible | $45 copayPrior authorization | $45 copayPrior authorization | $40 copayPrior authorization | $25 copayPrior authorization |
| Physical therapy | $0, after the $292 yearly Part B deductible | $45-$50 copayPrior authorization | $45-$50 copayPrior authorization | $40 copayPrior authorization | $25 copayPrior authorization |
| Home health care | $0, Medicare-covered home health | $0 copayPrior authorization | $0 copayPrior authorization | $0 copayPrior authorization | $0 copayPrior authorization |
| Medical equipment | $0, after the $292 yearly Part B deductible | 20% coinsurancePrior authorization | 20%-50% coinsurancePrior authorization | 20% coinsurancePrior authorization | 20% coinsurancePrior authorization |
| Part B drugs | $0 after the $292 Part B deductible | 0%-20% coinsurancePrior authorization | 0%-20% coinsurancePrior authorization | 0%-20% coinsurancePrior authorization | 0%-20% coinsurancePrior authorization |
| Drug deductible (Part D) | $700 with Wellcare Value Script (PDP) | $461 | $650 | No drug coverage | $105 |
| Drug tiers (one month, retail) | Generic: $0 copayPreferred Brand: 25% coinsuranceNon-Preferred Drug: 50% coinsuranceInjectable Drugs: 15% coinsuranceSpecialty Tier: 25% coinsuranceSelect Care Drugs: $11 copay | Preferred Generic: $0 copayGeneric: $0 copayPreferred Brand: 15% coinsuranceNon-Preferred Drug: 25% coinsuranceSpecialty Tier: 26% coinsurance | Preferred Generic: $0 copayGeneric: $0 copayPreferred Brand: 25% coinsuranceNon-Preferred Drug: 25% coinsuranceSpecialty Tier: 26% coinsurance | No drug coverage | Preferred Generic: $0 copayGeneric: $0 copayPreferred Brand: 25% coinsuranceNon-Preferred Drug: 25% coinsuranceSpecialty Tier: 32% coinsurance |
Not sure which of these costs apply to you?
Text us what you have now. We will help you read this comparison and check it with Medicare.gov.
A higher drug plan premium is not, by itself, a reason to switch
With Original Medicare, you buy a separate drug plan. In Ohio, 9 drug plans are for sale for 2027, from $5.30 to $200.40 a month. Half of them cost $42 a month or less.
- Every 2027 drug plan limits what you pay for covered drugs to $2,400 a year. The drug coverage in Medicare Advantage plans has the same limit.
- The premium is one part of your yearly cost. The calculator above adds premiums, medical costs, and drug costs, so you can see the whole year.
- A Medicare Advantage plan can cost less in a light year. But you also take on its network and prior authorization rules, and you may not be able to get Medigap later.
- If your income is limited, Extra Help can pay most of your drug plan premium and drug costs. Check Extra Help at SSA.gov
The two companies in Crawford County
Devoted Health
- 8 plans for 2027 (not counting special needs plans)
- 7 with a $0 premium; 3 pay back part of your Part B premium
- Yearly limits from $4,750 to $9,250
- Star ratings 4 to 4.5
- DEVOTED GIVEBACK 003 OH (HMO) · $0 a month · limit $8,000
- DEVOTED CHOICE 003 OH (PPO) · $0 a month · limit $5,300
- DEVOTED CORE 022 OH (HMO) · $0 a month · limit $4,750
- DEVOTED CORE 001 OH (HMO) · $0 a month · limit $4,900
- DEVOTED CHOICE MA ONLY 002 OH (PPO) · $0 a month · limit $9,250
- DEVOTED CHOICE 001 OH (PPO) · $0 a month · limit $5,300
- DEVOTED PREMIUM 002 OH (HMO) · $31 a month · limit $6,500
- DEVOTED GIVEBACK EXTRAS 026 OH (HMO) · $0 a month · limit $6,350
Anthem Blue Cross and Blue Shield
- 5 plans for 2027 (not counting special needs plans)
- 3 with a $0 premium; 1 pay back part of your Part B premium
- Yearly limits from $5,900 to $7,350
- Star ratings 3.5 to 4.5
- Anthem Veteran (PPO) · $0 a month · limit $5,900
- Anthem Extra Help (HMO-POS) · $0 a month · limit $7,350
- Anthem Medicare Advantage 3 (PPO) · $59 a month · limit $7,150
- Anthem Medicare Advantage (Regional PPO) · $106 a month · limit $6,750
- Anthem Veteran (Regional PPO) · $0 a month · limit $6,100
Doctors, referrals, and prior authorization
Cost is one side. The other side is how you get care. These rules come from the CMS plan files. Prior authorization means the plan must approve a service before you get it.
Original Medicare
- Any doctor or hospital in the U.S. that takes Medicare
- No referrals
- Prior authorization only for a short list of services
DEVOTED GIVEBACK 003 OH (HMO)
HMO
- You use doctors and hospitals in the plan network. Outside the network, the plan pays for emergencies and urgent care.
- No referral needed to see a specialist.
Prior authorization for 24 services
Specialist visits, Diagnostic tests, MRI or CT, Radiation therapy, Outpatient hospital, Observation stay, Surgery center, Ambulance, Mental health visits, Psychiatrist visits, Physical therapy, Occupational therapy, Home health, Partial hospitalization, Cardiac rehab, Pulmonary rehab, Medical equipment, Prosthetics, Diabetic supplies, Dialysis, Substance use care, Hospital stay, Skilled nursing, Part B drugs
DEVOTED CHOICE 003 OH (PPO)
PPO
- The plan has a network. You can go outside it, but you pay more.
- No referral needed to see a specialist.
Prior authorization for 24 services
Specialist visits, Diagnostic tests, MRI or CT, Radiation therapy, Outpatient hospital, Observation stay, Surgery center, Ambulance, Mental health visits, Psychiatrist visits, Physical therapy, Occupational therapy, Home health, Partial hospitalization, Cardiac rehab, Pulmonary rehab, Medical equipment, Prosthetics, Diabetic supplies, Dialysis, Substance use care, Hospital stay, Skilled nursing, Part B drugs
Anthem Veteran (PPO)
PPO
- The plan has a network. You can go outside it, but you pay more.
- No referral needed to see a specialist.
Prior authorization for 23 services
Specialist visits, Diagnostic tests, MRI or CT, Radiation therapy, Outpatient hospital, Observation stay, Surgery center, Ambulance, Mental health visits, Psychiatrist visits, Physical therapy, Occupational therapy, Home health, Partial hospitalization, Cardiac rehab, Pulmonary rehab, Medical equipment, Prosthetics, Diabetic supplies, Substance use care, Hospital stay, Skilled nursing, Part B drugs
Anthem Extra Help (HMO-POS)
HMO-POS
- You use the plan network. Some care outside the network is covered at a higher cost.
- No referral needed to see a specialist.
Prior authorization for 23 services
Specialist visits, Diagnostic tests, MRI or CT, Radiation therapy, Outpatient hospital, Observation stay, Surgery center, Ambulance, Mental health visits, Psychiatrist visits, Physical therapy, Occupational therapy, Home health, Partial hospitalization, Cardiac rehab, Pulmonary rehab, Medical equipment, Prosthetics, Diabetic supplies, Substance use care, Hospital stay, Skilled nursing, Part B drugs
Extra benefits
| Extra benefit | Original Medicare | DEVOTED GIVEBACK 003 OH (HMO) | DEVOTED CHOICE 003 OH (PPO) | Anthem Veteran (PPO) | Anthem Extra Help (HMO-POS) |
|---|---|---|---|---|---|
| Dental | No | Comprehensive, up to $250 a year | Comprehensive, up to $2,500 a year | Comprehensive, up to $2,000 a year | Comprehensive, up to $1,200 a year |
| Eye exam | No | Yes | Yes | Yes | Yes |
| Glasses or contacts | No | Yes, $200 allowance | Yes, $250 allowance | Yes, $225 allowance | Yes, $275 allowance |
| Hearing aids | No | Yes, copays from $599 | Yes, copays from $399 | Yes, up to $3,000 | Yes, up to $3,000 |
| Over-the-counter allowance | No | $112 a year | $120 a year | $520 a year | $500 a year |
| Fitness benefit | No | Yes | Yes | Yes | No |
| Rides to care | No | No | No | Yes | Yes |
| Meals after a hospital stay | No | No | No | Yes | Yes |
| Emergency care abroad | Plan G and Plan N pay 80% after a $250 deductible | Yes | Yes | Yes | Yes |
| Part B premium giveback | No | $185 a month | No | $184 a month | No |
What changed for 2027
DEVOTED GIVEBACK 003 OH (HMO)
Renewal Plan with SAE · 2026 plan H2697-003-0
- In-network out-of-pocket maximum up from $6,750 to $8,000
- Medical deductible up from $0 to $165
- Drug deductible down from $605 to $461
- Emergency care: $130 copay to $115 copay
- Urgent care: $0-$45 copay to $0-$40 copay
- Diagnostic radiology (MRI, CT): $0-$300 copay to $25-$300 copay
- Outpatient hospital: $0-$550 copay to $0-$590 copay
- Inpatient hospital: $450 per day for days 1-5; $0 per day for days 6-90 to $490 per day for days 1-5; $0 per day for days 6-90
- Skilled nursing facility: $0 per day for days 1-20; $218 per day for days 21-100 to $0 per day for days 1-20; $221 per day for days 21-100
DEVOTED CHOICE 003 OH (PPO)
Renewal Plan with SAE · 2026 plan H2526-003-0
- Drug deductible up from $375 to $650
- Diagnostic radiology (MRI, CT): $0-$300 copay to $25-$300 copay
- Skilled nursing facility: $0 per day for days 1-20; $218 per day for days 21-100 to $10 per day for days 1-20; $221 per day for days 21-100
- Overall star rating up from 4 to 4.5
Anthem Veteran (PPO)
Renewal Plan · 2026 plan H4036-022-0
- Part B giveback up from $165 to $184
- Skilled nursing facility: $0 per day for days 1-20; $218 per day for days 21-100 to $0 per day for days 1-20; $221 per day for days 21-100
- Overall star rating up from 4 to 4.5
Anthem Extra Help (HMO-POS)
Renewal Plan · 2026 plan H3655-041-0
- Monthly premium down from $31 to $0
- Drug deductible down from $390 to $105
- Specialist visit: $40 copay to $25 copay
- Skilled nursing facility: $0 per day for days 1-20; $218 per day for days 21-100 to $0 per day for days 1-20; $221 per day for days 21-100
- Dental maximum up from $1,000 to $1,200
- Eyewear allowance up from $125 to $275
- Overall star rating down from 4 to 3.5
More 2027 plans in Crawford County
- Aetna Medicare Signature (PPO), H5521-088 (page for Cuyahoga County, OH)
- Aetna Medicare Signature Care (HMO-POS), H0628-001 (page for Lucas County, OH)
- Humana USAA Honor Giveback (PPO), H5216-218 (page for Cuyahoga County, OH)
- The Health Plan SecureChoice Optimum (PPO), H8604-014 (page for Cuyahoga County, OH)
- Humana USAA Honor Giveback (PPO), H5216-441 (page for Cuyahoga County, OH)
- HumanaChoice H5216-023 (PPO) (page for Cuyahoga County, OH)
- HumanaChoice H5525-030 (PPO) (page for Cuyahoga County, OH)
- Aetna Medicare Eagle Giveback (PPO), H5521-487 (page for Cuyahoga County, OH)
County guide: 2027 plans in Crawford CountyState guide: Ohio
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Sources and method
Plan data comes from the CMS 2027 Plan Benefit Package and landscape files. The data is from 2026-10-10. We checked a sample of plans field by field against Medicare.gov. Original Medicare amounts are the 2027 projections in the 2026 Medicare Trustees Report (Tables V.E1 and V.E2). CMS sets the final amounts in November. We do not have a Medigap price for Crawford County, OH. So the Original Medicare total needs your own Medigap quote. You can look up prices for ZIP 44820 on Medicare.gov. Totals use typical Medicare-allowed amounts for each service and typical drug prices.
- DEVOTED GIVEBACK 003 OH (HMO) on Medicare.gov · plan website · drug list · doctor directory
- DEVOTED CHOICE 003 OH (PPO) on Medicare.gov · plan website · drug list · doctor directory
- Anthem Veteran (PPO) on Medicare.gov · plan website · drug list · doctor directory
- Anthem Extra Help (HMO-POS) on Medicare.gov · plan website · drug list · doctor directory
- Medigap prices for ZIP 44820 on Medicare.gov
- CMS Plan Benefit Package files, 2027
- CMS 2027 landscape files (premiums and limits)
- CMS 2027 plan crosswalk
- CMS 2027 Star Ratings
- 2026 Medicare Trustees Report: projected 2027 Part A and Part B amounts (Tables V.E1 and V.E2)
- CMS 2026 Part A and Part B amounts
- Medicare.gov: Medigap guaranteed issue rights
These are estimates, not quotes, and they are for education only. Check every number with Medicare and with the plan before you choose. What you pay depends on your doctors and hospitals, your drugs and pharmacy, and the care you use. Plans can change their benefits, premiums, drug lists, and networks each year.
Pinnie is not an insurance agent or broker and does not sell Medicare plans. Pinnie is not connected with or endorsed by the U.S. government or the federal Medicare program. For all your options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.