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Confused by a Medical Bill? We Can Help

EOB explanations, billing error identification, dispute scripts, and hospital financial assistance programs. Text us and we walk you through it.

Pinnie

Pinnie Direct

Text message

  1. I got a bill for $1,200 after a CT scan. Medicare was supposed to cover it.

  2. Let's figure out what happened. A few questions: 1. Was the CT scan ordered by your doctor? 2. Was it done at a hospital outpatient facility or a freestanding imaging center? 3. Do you have the Explanation of Benefits (EOB) from Medicare? The facility type matters because hospital outpatient has a separate facility fee that imaging centers do not charge.

  3. Hospital outpatient. I have the EOB.

  4. That facility fee is likely most of the $1,200. Check the EOB for a line that says "facility fee" or "outpatient hospital." If Medicare approved the claim, your 20% share of a CT scan is usually $60-120, not $1,200. If the amount looks wrong, I can give you a script to call the hospital billing department. Want me to walk through it?

What we can help with

How it works

Three steps. No app, no login.

1

Sign up in about a minute

Name, date of birth, state, and a sentence about what you need. No insurance card, no Medicare number, no password.

2

Send your first text

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3

Get a specific answer

Usually within minutes. A doctor's name and phone number. A yes-or-no on coverage. The ride program for your county. Short, plain, specific.

Bill Help

Common questions

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Other ways we can help

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Need a cardiologist, eye doctor, or psychiatrist who accepts Medicare and is taking new patients? Text us your location and we text back names, addresses, and phone numbers.

Insurance & Benefits

Text us your coverage question and get a plain-language answer from CMS data. Not a link to a 400-page PDF.

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Home aides, meals, caregiver support, and Medicaid waiver programs. We find your local resources and text you the numbers.

Ready when you are.

Tell us a little about yourself, then send your first text. Most questions get a specific answer within minutes.